UWM Holdings (UWMC) Payout Ratio (2020 - 2026)
UWM Holdings' (UWMC) quarterly Payout Ratio came in at 0.28 in Q2 2026, down 146.61% year-over-year from 0.61 in Q2 2025, and down 136.46% quarter-over-quarter from 0.78 in Q1 2026.
Analysis
UWM Holdings (UWMC) Payout Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Payout Ratio for 7 consecutive years, with 0.28 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Payout Ratio fell 146.61% year-over-year to 0.28 in Q2 2026; TTM through Jun 2026 was 5.3, a 211.61% decrease from a year earlier, with the FY2025 full-year figure at 2.61, up 20.6% from the prior year.
- Payout Ratio was 0.28 for Q2 2026 at UWM Holdings, down from 0.78 in the prior quarter.
- Over five years, Payout Ratio peaked at 13.06 in Q3 2025 and troughed at 2.4 in Q4 2022.
- A 5-year average of 1.46 and a median of 0.66 in 2022 frame the typical range for Payout Ratio.
- Across the five-year window, Payout Ratio slumped 11489700.97% in 2022 and soared 1222.12% in 2024, its largest moves.
- Over 5 years, Payout Ratio stood at 2.4 in 2022, then jumped by 86.4% to 0.33 in 2023, then soared by 1222.12% to 3.66 in 2024, then plunged by 77.3% to 0.83 in 2025, then tumbled by 134.32% to 0.28 in 2026.
- The last three Payout Ratio figures came in at 0.28 (Q2 2026), 0.78 (Q1 2026), and 0.83 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 39.44 Bn | 36.34 Bn | - |
| 2 | Federal National Mortgage Association Fannie Mae | 35.73 Bn | 35.73 Bn | - |
| 3 | Figure Technology Solutions | 8.46 Bn | 6.92 Bn | 196.67 Mn |
| 4 | PennyMac Financial Services | 3.76 Bn | 3.01 Bn | 480.08 Mn |
| 5 | Federal Agricultural Mortgage | 2.45 Bn | 1.41 Bn | - |
| 6 | Walker & Dunlop | 1.40 Bn | 1.24 Bn | - |
| 7 | CNFinance Holdings | 1.38 Bn | 1.38 Bn | - |
| 8 | Velocity Financial | 705.27 Mn | -6.75 Bn | - |
| 9 | UWM Holdings | 474.22 Mn | -24.18 Mn | - |
| 10 | Onity | 296.32 Mn | 100.02 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.28 |
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 0.83 |
| Sep 30, 2025 | 13.06 |
| Jun 30, 2025 | 0.61 |
| Mar 31, 2025 | -0.61 |
| Dec 31, 2024 | 3.66 |
| Sep 30, 2024 | 5.41 |
| Jun 30, 2024 | 2.60 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | -0.33 |
| Sep 30, 2023 | 0.50 |
| Jun 30, 2023 | 0.66 |
| Mar 31, 2023 | -1.08 |
| Dec 31, 2022 | -2.40 |
| Sep 30, 2022 | 0.46 |
| Jun 30, 2022 | 0.70 |
| Mar 31, 2022 | 0.66 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.46 |