PennyMac Financial Services (PFSI) Payout Ratio (2018 - 2026)
PennyMac Financial Services' (PFSI) quarterly Payout Ratio came in at 0.73 in Q2 2026, up 531.09% year-over-year from 0.12 in Q2 2025, and up 285.91% quarter-over-quarter from 0.19 in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) Payout Ratio (2018 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Payout Ratio for 8 consecutive years, with 0.73 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Payout Ratio rose 531.09% year-over-year to 0.73 in Q2 2026; TTM through Jun 2026 was 0.19, a 20.36% increase from a year earlier, with the FY2025 full-year figure at 0.14, down 14.2% from the prior year.
- Payout Ratio was 0.73 for Q2 2026 at PennyMac Financial Services, up from 0.19 in the prior quarter.
- Over five years, Payout Ratio peaked at 0.73 in Q2 2026 and troughed at 0.28 in Q4 2023.
- A 5-year average of 0.19 and a median of 0.17 in 2022 frame the typical range for Payout Ratio.
- Across the five-year window, Payout Ratio tumbled 200.39% in 2023 and soared 531.09% in 2026, its largest moves.
- Over 5 years, Payout Ratio stood at 0.28 in 2022, then plunged by 200.39% to 0.28 in 2023, then jumped by 153.97% to 0.15 in 2024, then soared by 157.52% to 0.39 in 2025, then surged by 89.26% to 0.73 in 2026.
- The last three Payout Ratio figures came in at 0.73 (Q2 2026), 0.19 (Q1 2026), and 0.39 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 39.44 Bn | 36.34 Bn | - |
| 2 | Federal National Mortgage Association Fannie Mae | 35.73 Bn | 35.73 Bn | - |
| 3 | Figure Technology Solutions | 8.46 Bn | 6.92 Bn | 196.67 Mn |
| 4 | PennyMac Financial Services | 3.76 Bn | 3.01 Bn | 480.08 Mn |
| 5 | Federal Agricultural Mortgage | 2.45 Bn | 1.41 Bn | - |
| 6 | Walker & Dunlop | 1.40 Bn | 1.24 Bn | - |
| 7 | CNFinance Holdings | 1.38 Bn | 1.38 Bn | - |
| 8 | Velocity Financial | 705.27 Mn | -6.75 Bn | - |
| 9 | UWM Holdings | 474.22 Mn | -24.18 Mn | - |
| 10 | Onity | 296.32 Mn | 100.02 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.73 |
| Mar 31, 2026 | 0.19 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.20 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 0.23 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.27 |
| Dec 31, 2023 | -0.28 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.18 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.28 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.05 |