loanDepot (LDI) Free Cash Flow (2020 - 2026)
loanDepot (LDI) posted Free Cash Flow of -$177.2 million for Q1 2026, up 72.65% on a QoQ basis from -$648.0 million in Q4 2025, and up 3.46% year-over-year from -$171.3 million in Q1 2025.
loanDepot (LDI) Free Cash Flow (2020 - 2026) Analysis & Trends
loanDepot's Free Cash Flow history runs 7 years deep, the most recent figure standing at -$177.2 million for Q1 2026.
- Quarterly Free Cash Flow rose 3.46% year-over-year to -$177.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$728.3 million (up 7.22% YoY) and the FY2025 annual result came in at -$734.6 million, up 16.96% from the prior year.
- Free Cash Flow was -$177.2 million for Q1 2026 at loanDepot, up from -$648.0 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $1.7 billion in Q3 2022 and bottomed at -$648.0 million in Q4 2025.
- A 5-year average of $142.7 million and a median of $38.7 million in 2025 frame the typical range for Free Cash Flow.
- Annual changes were most pronounced in 2022 — Free Cash Flow soared 776.35% — and 2025, when it plunged 1689.91%.
- loanDepot's Free Cash Flow stood at $40.2 million in 2022, then slumped by 621.22% to -$209.7 million in 2023, then surged by 119.43% to $40.8 million in 2024, then plunged by 1689.91% to -$648.0 million in 2025, then surged by 72.65% to -$177.2 million in 2026.
- Business Quant data shows LDI's Free Cash Flow at -$177.2 million in Q1 2026, -$648.0 million in Q4 2025, and $38.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.09 Bn | 35.40 Bn | - | 1.81 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.55 Bn | 35.55 Bn | - | 16.48 Bn |
| 3 | Federal Home Loan Mortgage | 18.14 Bn | 13.67 Bn | - | 3.87 Bn |
| 4 | PennyMac Financial Services | 4.47 Bn | 3.81 Bn | 523.89 Mn | -1.34 Bn |
| 5 | CNFinance Holdings | 3.20 Bn | 3.12 Bn | - | - |
| 6 | Walker & Dunlop | 1.65 Bn | 1.46 Bn | - | -1.15 Bn |
| 7 | Velocity Financial | 682.91 Mn | -6.51 Bn | - | 12.04 Mn |
| 8 | UWM Holdings | 536.04 Mn | 112.05 Mn | - | -2.25 Bn |
| 9 | Better Home & Finance Holding | 354.29 Mn | 290.03 Mn | - | -127.52 Mn |
| 10 | loanDepot | 231.25 Mn | 67.76 Mn | - | -177.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -177.20 Mn |
| Mar 31, 2026 | -177.20 Mn |
| Dec 31, 2025 | -648.00 Mn |
| Dec 31, 2025 | -648.00 Mn |
| Sep 30, 2025 | 38.68 Mn |
| Sep 30, 2025 | 38.68 Mn |
| Jun 30, 2025 | 58.25 Mn |
| Jun 30, 2025 | 58.25 Mn |
| Mar 31, 2025 | -183.55 Mn |
| Mar 31, 2025 | -183.55 Mn |
| Dec 31, 2024 | 40.76 Mn |
| Dec 31, 2024 | 40.76 Mn |
| Sep 30, 2024 | -356.45 Mn |
| Sep 30, 2024 | -356.45 Mn |
| Jun 30, 2024 | -285.72 Mn |
| Jun 30, 2024 | -285.72 Mn |
| Mar 31, 2024 | -283.29 Mn |
| Mar 31, 2024 | -283.29 Mn |
| Dec 31, 2023 | -209.71 Mn |
| Dec 31, 2023 | -209.71 Mn |