loanDepot (LDI) Free Cash Flow (2020 - 2026)
loanDepot (LDI) reported Free Cash Flow of -$177.2 million for Q1 2026, up 3.46% on a YoY basis from -$171.3 million in Q1 2025, and up 72.65% quarter-over-quarter from -$648.0 million in Q4 2025.
loanDepot (LDI) Free Cash Flow (2020 - 2026) Analysis & Trends
loanDepot has reported Free Cash Flow for 7 years, with the latest figure at -$177.2 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 3.46% year-over-year to -$177.2 million; the trailing twelve-month figure through Mar 2026 stood at -$728.3 million (up 7.22% YoY), and the FY2025 full-year result was -$734.6 million, up 16.96% from the prior year.
- Free Cash Flow for Q1 2026 stood at -$177.2 million, up from -$648.0 million in the prior quarter.
- The five-year high for Free Cash Flow was $1.7 billion in Q3 2022, with the low at -$648.0 million in Q4 2025.
- Historically, Free Cash Flow has averaged $142.7 million across 5 years, with a median of $38.7 million in 2025.
- Annual changes were most pronounced in 2022 — Free Cash Flow soared 776.35% — and 2025, when it sank 1689.91%.
- loanDepot's Free Cash Flow stood at $40.2 million in 2022, then plunged by 621.22% to -$209.7 million in 2023, then soared by 119.43% to $40.8 million in 2024, then slumped by 1689.91% to -$648.0 million in 2025, then soared by 72.65% to -$177.2 million in 2026.
- The last three Free Cash Flow figures came in at -$177.2 million (Q1 2026), -$648.0 million (Q4 2025), and $38.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 1.81 Bn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | -1.34 Bn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | -1.15 Bn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | -2.25 Bn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 12.04 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -125.55 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | -1.59 Bn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -177.20 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -170,522.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -177.20 Mn |
| Mar 31, 2026 | -177.20 Mn |
| Dec 31, 2025 | -648.00 Mn |
| Dec 31, 2025 | -648.00 Mn |
| Sep 30, 2025 | 38.68 Mn |
| Sep 30, 2025 | 38.68 Mn |
| Jun 30, 2025 | 58.25 Mn |
| Jun 30, 2025 | 58.25 Mn |
| Mar 31, 2025 | -183.55 Mn |
| Mar 31, 2025 | -183.55 Mn |
| Dec 31, 2024 | 40.76 Mn |
| Dec 31, 2024 | 40.76 Mn |
| Sep 30, 2024 | -356.45 Mn |
| Sep 30, 2024 | -356.45 Mn |
| Jun 30, 2024 | -285.72 Mn |
| Jun 30, 2024 | -285.72 Mn |
| Mar 31, 2024 | -283.29 Mn |
| Mar 31, 2024 | -283.29 Mn |
| Dec 31, 2023 | -209.71 Mn |
| Dec 31, 2023 | -209.71 Mn |