loanDepot (LDI) FCF Payout Ratio (2020 - 2026)

loanDepot (LDI) reported FCF Payout Ratio of 0.0 for Q1 2026, up 96.46% on a YoY basis from 0.0 in Q1 2025, and down 137.79% quarter-over-quarter from 0.0 in Q4 2025.

loanDepot (LDI) FCF Payout Ratio (2020 - 2026) Analysis & Trends

loanDepot has reported FCF Payout Ratio for 7 years, with the latest figure at 0.0 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 96.46% year-over-year to 0.0; the trailing twelve-month figure through Mar 2026 stood at 0.0 (up 90.94% YoY), and the FY2025 full-year result was 0.0, up 22.8% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.0, down from 0.0 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 2.95 in Q4 2022, with the low at 0.01 in Q1 2025.
  • Historically, FCF Payout Ratio has averaged 0.18 across 5 years, with a median of 0.0 in 2022.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio surged 6120.34% — and 2025, when it sank 657.11%.
  • loanDepot's FCF Payout Ratio stood at 2.95 in 2022, then slumped by 100.15% to 0.0 in 2023, then surged by 980.85% to 0.04 in 2024, then plunged by 97.19% to 0.0 in 2025, then tumbled by 137.79% to 0.0 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.0 (Q1 2026), 0.0 (Q4 2025), and 0.02 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - -
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn -0.01
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -0.02
4 UWM Holdings 743.45 Mn 1.57 Bn - -0.01
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.00
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -
8 Onity 306.24 Mn 306.24 Mn - 0.00
9 loanDepot 209.70 Mn -4.79 Mn - 0.00
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -41.26

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00
Dec 31, 2025 0.00
Sep 30, 2025 0.02
Jun 30, 2025 0.00
Mar 31, 2025 -0.01
Dec 31, 2024 0.04
Sep 30, 2024 0.00
Jun 30, 2024 0.00
Mar 31, 2024 0.00
Dec 31, 2023 0.00
Sep 30, 2023 0.00
Jun 30, 2023 0.00
Mar 31, 2023 0.00
Dec 31, 2022 2.95
Sep 30, 2022 0.00
Jun 30, 2022 0.08
Mar 31, 2022 0.00
Dec 31, 2021 -0.64
Sep 30, 2021 0.05
Jun 30, 2021 -0.34