loanDepot (LDI) FCF Payout Ratio (2020 - 2026)
loanDepot (LDI) reported FCF Payout Ratio of 0.0 for Q1 2026, up 96.46% on a YoY basis from 0.0 in Q1 2025, and down 137.79% quarter-over-quarter from 0.0 in Q4 2025.
loanDepot (LDI) FCF Payout Ratio (2020 - 2026) Analysis & Trends
loanDepot has reported FCF Payout Ratio for 7 years, with the latest figure at 0.0 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 96.46% year-over-year to 0.0; the trailing twelve-month figure through Mar 2026 stood at 0.0 (up 90.94% YoY), and the FY2025 full-year result was 0.0, up 22.8% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.0, down from 0.0 in the prior quarter.
- The five-year high for FCF Payout Ratio was 2.95 in Q4 2022, with the low at 0.01 in Q1 2025.
- Historically, FCF Payout Ratio has averaged 0.18 across 5 years, with a median of 0.0 in 2022.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio surged 6120.34% — and 2025, when it sank 657.11%.
- loanDepot's FCF Payout Ratio stood at 2.95 in 2022, then slumped by 100.15% to 0.0 in 2023, then surged by 980.85% to 0.04 in 2024, then plunged by 97.19% to 0.0 in 2025, then tumbled by 137.79% to 0.0 in 2026.
- The last three FCF Payout Ratio figures came in at 0.0 (Q1 2026), 0.0 (Q4 2025), and 0.02 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | - |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | -0.01 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | -0.02 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | -0.01 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.00 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | - |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.00 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.00 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -41.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | -0.01 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | 2.95 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | -0.64 |
| Sep 30, 2021 | 0.05 |
| Jun 30, 2021 | -0.34 |