loanDepot (LDI) FCF Payout Ratio (2020 - 2026)
loanDepot (LDI) posted FCF Payout Ratio of 0.0 for Q1 2026, down 137.79% on a QoQ basis from 0.0 in Q4 2025, and up 96.46% year-over-year from 0.0 in Q1 2025.
loanDepot (LDI) FCF Payout Ratio (2020 - 2026) Analysis & Trends
loanDepot's FCF Payout Ratio history runs 7 years deep, the most recent figure standing at 0.0 for Q1 2026.
- Quarterly FCF Payout Ratio rose 96.46% year-over-year to 0.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0 (up 90.94% YoY) and the FY2025 annual result came in at 0.0, up 22.8% from the prior year.
- FCF Payout Ratio was 0.0 for Q1 2026 at loanDepot, down from 0.0 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.08 in Q2 2022 and bottomed at 2.94 in Q4 2022.
- A 5-year average of 0.17 and a median of 0.0 in 2022 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2022 — FCF Payout Ratio plunged 5325.21% — and 2023, when it surged 3058.92%.
- loanDepot's FCF Payout Ratio stood at 2.94 in 2022, then jumped by 99.85% to 0.0 in 2023, then jumped by 683.8% to 0.03 in 2024, then tumbled by 95.76% to 0.0 in 2025, then sank by 137.79% to 0.0 in 2026.
- Business Quant data shows LDI's FCF Payout Ratio at 0.0 in Q1 2026, 0.0 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.00 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | - |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -0.01 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | -0.02 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 0.00 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | -0.06 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | - |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | 0.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | -0.01 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | -2.94 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.04 |
| Jun 30, 2021 | -0.14 |