PennyMac Financial Services (PFSI) FCF Payout Ratio (2018 - 2026)
PennyMac Financial Services' (PFSI) quarterly FCF Payout Ratio came in at 0.01 in Q1 2026, down 182.39% year-on-year from 0.01 in Q1 2025, and down 38.23% on a QoQ basis from 0.01 in Q4 2025.
PennyMac Financial Services (PFSI) FCF Payout Ratio (2018 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 8 years of FCF Payout Ratio data on file, last reported at 0.01 in Q1 2026.
- On a quarterly basis, FCF Payout Ratio fell 182.39% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.02, a 29.85% increase from a year earlier, with the FY2025 full-year figure at 0.04, down 221.81% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.01, down from 0.01 in the prior quarter.
- Over the last five years, FCF Payout Ratio for PFSI reached as high as 0.02 in Q4 2023 and fell as low as 0.11 in Q2 2025.
- Historically, FCF Payout Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2025.
- On a YoY basis, FCF Payout Ratio climbed as much as 221.47% in 2025 and fell as far as 1088.2% in 2025.
- Year by year, FCF Payout Ratio stood at 0.02 in 2022, then climbed by 5.06% to 0.02 in 2023, then slumped by 132.52% to 0.01 in 2024, then decreased by 15.08% to 0.01 in 2025, then tumbled by 38.23% to 0.01 in 2026.
- Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.00 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | - |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -0.01 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | -0.02 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 0.00 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | -0.06 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | - |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.01 |
| Dec 31, 2025 | -0.01 |
| Sep 30, 2025 | -0.02 |
| Jun 30, 2025 | -0.11 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | -0.01 |
| Sep 30, 2024 | -0.04 |
| Jun 30, 2024 | -0.01 |
| Mar 31, 2024 | -0.01 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | -0.01 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | -0.04 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | -0.05 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |