PennyMac Financial Services (PFSI) FCF Payout Ratio (2018 - 2026)
PennyMac Financial Services (PFSI) reported FCF Payout Ratio of 0.01 for Q1 2026, down 182.39% year-over-year from 0.01 in Q1 2025, and down 36.24% quarter-over-quarter from 0.01 in Q4 2025.
PennyMac Financial Services (PFSI) FCF Payout Ratio (2018 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 8 years of FCF Payout Ratio data on file, last reported at 0.01 in Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.01, down 182.39% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.02 (up 29.38% YoY), and the FY2025 annual result was 0.04, down 227.1% from the prior year.
- FCF Payout Ratio retreated to 0.01 in Q1 2026 per PFSI's latest filing, from 0.01 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.03 in Q4 2023 and troughed at 0.11 in Q2 2025.
- A 5-year average of 0.01 and a median of 0.01 in 2025 frame the typical range for FCF Payout Ratio.
- On a YoY basis, FCF Payout Ratio climbed as much as 221.47% in 2025 and fell as far as 1088.2% in 2025.
- A 5-year view of FCF Payout Ratio shows it stood at 0.02 in 2022, then rose by 18.34% to 0.03 in 2023, then plunged by 128.23% to 0.01 in 2024, then slipped by 16.76% to 0.01 in 2025, then sank by 36.24% to 0.01 in 2026.
- Business Quant data shows PFSI's FCF Payout Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | - |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | -0.01 |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | -0.02 |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | -0.01 |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | 0.00 |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | - |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | 0.00 |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | 0.00 |
| 10 | Greystone Housing Impact Investors | 119.59 Mn | 119.59 Mn | - | -41.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.01 |
| Dec 31, 2025 | -0.01 |
| Sep 30, 2025 | -0.02 |
| Jun 30, 2025 | -0.11 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | -0.01 |
| Sep 30, 2024 | -0.04 |
| Jun 30, 2024 | -0.01 |
| Mar 31, 2024 | -0.01 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | -0.01 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | -0.04 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | -0.07 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |