UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026)
UWM Holdings (UWMC) reported FCF Payout Ratio of 0.01 for Q1 2026, down 143.54% year-over-year from 0.03 in Q1 2025, and up 99.77% quarter-over-quarter from 5.16 in Q4 2025.
UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of FCF Payout Ratio data on file, last reported at 0.01 in Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.01, down 143.54% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.02 (down 22.36% YoY), and the FY2025 annual result was 0.03, down 356.5% from the prior year.
- FCF Payout Ratio climbed to 0.01 in Q1 2026 per UWMC's latest filing, from 5.16 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.76 in Q3 2022 and troughed at 5.16 in Q4 2025.
- A 5-year average of 0.36 and a median of 0.01 in 2026 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2022 and 2025: FCF Payout Ratio plunged 35260005.11% in 2022, then jumped 746.84% in 2025.
- A 5-year view of FCF Payout Ratio shows it stood at 0.28 in 2022, then surged by 90.18% to 0.03 in 2023, then advanced by 26.38% to 0.02 in 2024, then sank by 25030.9% to 5.16 in 2025, then surged by 99.77% to 0.01 in 2026.
- Business Quant data shows UWMC's FCF Payout Ratio at 0.01 in Q1 2026, 5.16 in Q4 2025, and 0.05 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | - |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | -0.01 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | -0.02 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | -0.01 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.00 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | - |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.00 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.00 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -41.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.01 |
| Dec 31, 2025 | -5.16 |
| Sep 30, 2025 | -0.05 |
| Jun 30, 2025 | -1.13 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | -0.02 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | -0.29 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | -0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | -0.28 |
| Sep 30, 2022 | 0.76 |
| Jun 30, 2022 | -0.38 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.26 |
| Jun 30, 2021 | -0.03 |