UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026)

UWM Holdings' (UWMC) quarterly FCF Payout Ratio came in at 0.06 in Q1 2026, down 122.54% year-on-year from 0.26 in Q1 2025, and down 120.73% on a QoQ basis from 0.29 in Q4 2025.

UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 7 years of FCF Payout Ratio data on file, last reported at 0.06 in Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 122.54% year-over-year to 0.06 in Q1 2026; TTM through Mar 2026 was 0.01, a 94.33% increase from a year earlier, with the FY2025 full-year figure at 0.03, up 74.6% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.06, down from 0.29 in the prior quarter.
  • Over the last five years, FCF Payout Ratio for UWMC reached as high as 0.4 in Q2 2025 and fell as low as 1.7 in Q4 2023.
  • Historically, FCF Payout Ratio has averaged 0.18 across 5 years, with a median of 0.0 in 2024.
  • Across the five-year window, FCF Payout Ratio slumped 5988.3% in 2022 and soared 9591.63% in 2023, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.06 in 2022, then sank by 2804.95% to 1.7 in 2023, then climbed by 27.08% to 1.24 in 2024, then jumped by 122.98% to 0.29 in 2025, then slumped by 120.73% to 0.06 in 2026.
  • Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.06 in Q1 2026, 0.29 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 0.00
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - -
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - -
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -0.01
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -0.02
7 Velocity Financial 681.36 Mn -6.51 Bn - 0.00
8 UWM Holdings 540.43 Mn 116.43 Mn - -0.06
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -
10 Onity 340.51 Mn 215.81 Mn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.06
Dec 31, 2025 0.29
Sep 30, 2025 -0.01
Jun 30, 2025 0.40
Mar 31, 2025 0.26
Dec 31, 2024 -1.24
Sep 30, 2024 0.00
Jun 30, 2024 0.13
Mar 31, 2024 -0.09
Dec 31, 2023 -1.70
Sep 30, 2023 0.03
Jun 30, 2023 0.07
Mar 31, 2023 0.08
Dec 31, 2022 -0.06
Sep 30, 2022 -1.05
Jun 30, 2022 -0.02
Mar 31, 2022 0.00
Dec 31, 2021 0.00
Sep 30, 2021 0.02
Jun 30, 2021 0.00