UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026)
UWM Holdings (UWMC) posted quarterly FCF Payout Ratio of 0.06 for Q1 2026, down 122.54% year-over-year from 0.26 in Q1 2025, and down 120.73% quarter-over-quarter from 0.29 in Q4 2025.
UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported FCF Payout Ratio for 7 consecutive years, with 0.06 the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 122.54% year-over-year to 0.06; the TTM figure through Mar 2026 stood at 0.01 (up 94.33% YoY), while the FY2025 annual figure was 0.03, up 74.6% from the prior year.
- FCF Payout Ratio fell to 0.06 in Q1 2026 per UWMC's latest filing, from 0.29 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.4 in Q2 2025 and bottomed at 1.7 in Q4 2023.
- Historically, FCF Payout Ratio has averaged 0.18 across 5 years, with a median of 0.0 in 2024.
- Annual changes were most pronounced in 2022 — FCF Payout Ratio plunged 5988.3% — and 2023, when it surged 9591.63%.
- UWM Holdings' FCF Payout Ratio stood at 0.06 in 2022, then sank by 2804.95% to 1.7 in 2023, then gained by 27.08% to 1.24 in 2024, then surged by 122.98% to 0.29 in 2025, then slumped by 120.73% to 0.06 in 2026.
- Business Quant data shows UWMC's FCF Payout Ratio at 0.06 in Q1 2026, 0.29 in Q4 2025, and 0.01 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 0.00 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | - |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 0.01 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.02 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | - |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 0.38 |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | - |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 0.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.38 |
| Mar 31, 2026 | -0.06 |
| Dec 31, 2025 | 0.29 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.26 |
| Dec 31, 2024 | -1.24 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | -0.09 |
| Dec 31, 2023 | -1.70 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | -0.06 |
| Sep 30, 2022 | -1.05 |
| Jun 30, 2022 | -0.02 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.02 |