UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026)
UWM Holdings' (UWMC) quarterly FCF Payout Ratio came in at 0.38 in Q2 2026, up 158.06% year-over-year from 0.15 in Q2 2025, and up 749.97% quarter-over-quarter from 0.06 in Q1 2026.
Analysis
UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported FCF Payout Ratio for 7 consecutive years, with 0.38 the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Payout Ratio rose 158.06% year-over-year to 0.38 in Q2 2026; TTM through Jun 2026 was 0.11, a 58.25% increase from a year earlier, with the FY2025 full-year figure at 0.23, down 106.21% from the prior year.
- FCF Payout Ratio was 0.38 for Q2 2026 at UWM Holdings, up from 0.06 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 1.66 in Q4 2025 and troughed at 0.66 in Q2 2025.
- A 5-year average of 0.01 and a median of 0.07 in 2026 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio tumbled 7296078.08% in 2022 and surged 718.33% in 2025, its largest moves.
- Over 5 years, FCF Payout Ratio stood at 0.06 in 2022, then plunged by 661.57% to 0.45 in 2023, then jumped by 39.76% to 0.27 in 2024, then surged by 718.33% to 1.66 in 2025, then plunged by 76.89% to 0.38 in 2026.
- The last three FCF Payout Ratio figures came in at 0.38 (Q2 2026), 0.06 (Q1 2026), and 1.66 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | - |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | - |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.01 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 0.61 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 0.38 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 0.02 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | - |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | - |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.38 |
| Mar 31, 2026 | -0.06 |
| Dec 31, 2025 | 1.66 |
| Sep 30, 2025 | -0.05 |
| Jun 30, 2025 | -0.66 |
| Mar 31, 2025 | 0.26 |
| Dec 31, 2024 | -0.27 |
| Sep 30, 2024 | -0.08 |
| Jun 30, 2024 | -0.15 |
| Mar 31, 2024 | -0.09 |
| Dec 31, 2023 | -0.45 |
| Sep 30, 2023 | 0.44 |
| Jun 30, 2023 | -0.08 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | -0.06 |
| Sep 30, 2022 | -0.27 |
| Jun 30, 2022 | -0.38 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.26 |