UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026)

UWM Holdings (UWMC) reported FCF Payout Ratio of 0.01 for Q1 2026, down 143.54% year-over-year from 0.03 in Q1 2025, and up 99.77% quarter-over-quarter from 5.16 in Q4 2025.

UWM Holdings (UWMC) FCF Payout Ratio (2020 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 7 years of FCF Payout Ratio data on file, last reported at 0.01 in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.01, down 143.54% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.02 (down 22.36% YoY), and the FY2025 annual result was 0.03, down 356.5% from the prior year.
  • FCF Payout Ratio climbed to 0.01 in Q1 2026 per UWMC's latest filing, from 5.16 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.76 in Q3 2022 and troughed at 5.16 in Q4 2025.
  • A 5-year average of 0.36 and a median of 0.01 in 2026 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2022 and 2025: FCF Payout Ratio plunged 35260005.11% in 2022, then jumped 746.84% in 2025.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.28 in 2022, then surged by 90.18% to 0.03 in 2023, then advanced by 26.38% to 0.02 in 2024, then sank by 25030.9% to 5.16 in 2025, then surged by 99.77% to 0.01 in 2026.
  • Business Quant data shows UWMC's FCF Payout Ratio at 0.01 in Q1 2026, 5.16 in Q4 2025, and 0.05 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - -
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn -0.01
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -0.02
4 UWM Holdings 743.45 Mn 1.57 Bn - -0.01
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.00
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -
8 Onity 306.24 Mn 306.24 Mn - 0.00
9 loanDepot 209.70 Mn -4.79 Mn - 0.00
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -41.26

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.01
Dec 31, 2025 -5.16
Sep 30, 2025 -0.05
Jun 30, 2025 -1.13
Mar 31, 2025 0.03
Dec 31, 2024 -0.02
Sep 30, 2024 0.17
Jun 30, 2024 -0.29
Mar 31, 2024 0.00
Dec 31, 2023 -0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.07
Mar 31, 2023 0.08
Dec 31, 2022 -0.28
Sep 30, 2022 0.76
Jun 30, 2022 -0.38
Mar 31, 2022 0.03
Dec 31, 2021 0.00
Sep 30, 2021 0.26
Jun 30, 2021 -0.03