Chime Financial (CHYM) Net Margin (2024 - 2026)

Name: Chime Financial (CHYM) Net Margin (2024 - 2026) | Business Quant
Creator: Business Quant

Chime Financial posted quarterly Net Margin of 8.26% for Q1 2026, up 209.97% on a QoQ basis from 7.51% in Q4 2025.

Chime Financial (CHYM) has 3 years of Net Margin data on file, last reported at 8.26% in Q1 2026.

For the quarter ending Q1 2026, Net Margin changed N/A year-over-year to 8.26%; the trailing twelve-month figure through Mar 2026 stood at 41.87% (down 3956.0% YoY), and the FY2025 full-year result was 46.18%, down 4467.0% from the prior year.
Net Margin for Q1 2026 stood at 8.26%, up from 7.51% in the prior quarter.
Across five years, Net Margin topped out at 8.26% in Q1 2026 and bottomed at 174.83% in Q2 2025.
The 3-year median for Net Margin is 6.36% (2024), against an average of 32.25%.
Peak annual rise in Net Margin reached 338 bps in 2025, while the deepest fall reached 485 bps in 2025.
A 3-year view of Net Margin shows it stood at 4.13% in 2024, then tumbled by 82 bps to 7.51% in 2025, then surged by 210 bps to 8.26% in 2026.
The last three Net Margin figures came in at 8.26% (Q1 2026), 7.51% (Q4 2025), and 10.07% (Q3 2025), per Business Quant data.

Peer Comparison

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Net Margin (Qtr)
1	Sap Se	253.17 Bn	235.20 Bn	8.16 Bn	20.22%
2	Salesforce	171.07 Bn	161.50 Bn	8.69 Bn	17.47%
3	Uber Technologies	151.10 Bn	150.06 Bn	11.88 Bn	2.29%
4	Shopify	134.25 Bn	128.50 Bn	1.55 Bn	-18.33%
5	ServiceNow	105.72 Bn	100.54 Bn	2.83 Bn	12.44%
6	Cadence Design Systems	101.64 Bn	100.23 Bn	1.26 Bn	22.77%
7	Adobe	100.35 Bn	93.46 Bn	5.73 Bn	29.52%
8	Automatic Data Processing	90.91 Bn	87.68 Bn	2.87 Bn	22.90%
9	Intuit	88.30 Bn	81.52 Bn	6.77 Bn	35.80%
10	Chime Financial	6.79 Bn	5.78 Bn	580.31 Mn	8.26%

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