Chime Financial (CHYM) Net Margin (2024 - 2026)

Chime Financial (CHYM) posted Net Margin of 8.26% for Q1 2026, up 209.97% on a QoQ basis from 7.51% in Q4 2025.

Chime Financial (CHYM) Net Margin (2024 - 2026) Analysis & Trends

Chime Financial's Net Margin history runs 3 years deep, the most recent figure standing at 8.26% for Q1 2026.

Quarterly Net Margin changed N/A year-over-year to 8.26% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.87% (down 3956.0% YoY) and the FY2025 annual result came in at 46.18%, down 4467.0% from the prior year.
Net Margin was 8.26% for Q1 2026 at Chime Financial, up from 7.51% in the prior quarter.
Across five years, Net Margin topped out at 8.26% in Q1 2026 and bottomed at 174.83% in Q2 2025.
A 3-year average of 32.25% and a median of 6.36% in 2024 frame the typical range for Net Margin.
Peak annual rise in Net Margin reached 338 bps in 2025, while the deepest fall reached 485 bps in 2025.
Chime Financial's Net Margin stood at 4.13% in 2024, then slumped by 82 bps to 7.51% in 2025, then soared by 210 bps to 8.26% in 2026.
Business Quant data shows CHYM's Net Margin at 8.26% in Q1 2026, 7.51% in Q4 2025, and 10.07% in Q3 2025.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Net Margin (Qtr)
1	Sap Se	208.91 Bn	189.27 Bn	8.16 Bn	20.22%
2	Full Truck Alliance	188.77 Bn	186.13 Bn	-	-
3	Shopify	145.98 Bn	140.23 Bn	1.55 Bn	-18.33%
4	Uber Technologies	141.48 Bn	140.44 Bn	5.95 Bn	2.29%
5	Salesforce	128.51 Bn	116.67 Bn	8.56 Bn	18.93%
6	ServiceNow	98.38 Bn	93.20 Bn	2.82 Bn	7.47%
7	Automatic Data Processing	97.56 Bn	94.34 Bn	2.87 Bn	22.90%
8	Snowflake	91.55 Bn	88.59 Bn	926.45 Mn	-21.25%
9	Cadence Design Systems	89.91 Bn	88.50 Bn	1.41 Bn	22.77%
10	Chime Financial	7.92 Bn	7.50 Bn	580.31 Mn	8.26%

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