Chime Financial (CHYM) Net Margin (2024 - 2026)
Chime Financial's (CHYM) quarterly Net Margin came in at 8.26% in Q1 2026, up 209.97% on a QoQ basis from 7.51% in Q4 2025.
Chime Financial (CHYM) Net Margin (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has 3 years of Net Margin data on file, last reported at 8.26% in Q1 2026.
- Quarterly Net Margin changed N/A year-over-year to 8.26% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.87% (down 3956.0% YoY) and the FY2025 annual result came in at 46.18%, down 4467.0% from the prior year.
- Net Margin climbed to 8.26% in Q1 2026, from 7.51% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 8.26% in Q1 2026 to a low of 174.83% in Q2 2025.
- A 3-year average of 32.25% and a median of 6.36% in 2024 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 338 bps in 2025, down 485 bps in 2025.
- Tracing CHYM's Net Margin over 3 years: stood at 4.13% in 2024, then plunged by 82 bps to 7.51% in 2025, then jumped by 210 bps to 8.26% in 2026.
- The last three Net Margin figures came in at 8.26% (Q1 2026), 7.51% (Q4 2025), and 10.07% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 21.16% |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 41.92% |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 18.93% |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 17.17% |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 7.47% |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | -21.25% |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 17.88% |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 25.87% |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 35.80% |
| 10 | Chime Financial | 12.13 Bn | 11.06 Bn | 594.87 Mn | 4.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.16% |
| Mar 31, 2026 | 8.26% |
| Dec 31, 2025 | -7.51% |
| Sep 30, 2025 | -10.07% |
| Jun 30, 2025 | -174.83% |
| Dec 31, 2024 | -4.13% |
| Sep 30, 2024 | -5.22% |