Chime Financial (CHYM) Net Margin (2024 - 2026)

Chime Financial (CHYM) reported Net Margin of 8.26% for Q1 2026, up 209.97% quarter-over-quarter from 7.51% in Q4 2025.

Chime Financial (CHYM) Net Margin (2024 - 2026) Analysis & Trends

Chime Financial has reported Net Margin for 3 years, with the latest figure at 8.26% in Q1 2026.

For the quarter ending Q1 2026, Net Margin changed N/A year-over-year to 8.26%; the trailing twelve-month figure through Mar 2026 stood at 41.87% (down 3956.0% YoY), and the FY2025 full-year result was 46.18%, down 4467.0% from the prior year.
Net Margin for Q1 2026 stood at 8.26%, up from 7.51% in the prior quarter.
The five-year high for Net Margin was 8.26% in Q1 2026, with the low at 174.83% in Q2 2025.
Historically, Net Margin has averaged 32.25% across 3 years, with a median of 6.36% in 2024.
The largest YoY upside for Net Margin was 338 bps in 2025 against a maximum downside of 485 bps in 2025.
Chime Financial's Net Margin stood at 4.13% in 2024, then plunged by 82 bps to 7.51% in 2025, then jumped by 210 bps to 8.26% in 2026.
The last three Net Margin figures came in at 8.26% (Q1 2026), 7.51% (Q4 2025), and 10.07% (Q3 2025), per Business Quant data.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Net Margin (Qtr)
1	Sap Se	238.14 Bn	220.17 Bn	8.16 Bn	20.22%
2	Full Truck Alliance	166.83 Bn	164.28 Bn	-	-
3	Uber Technologies	150.36 Bn	149.32 Bn	11.88 Bn	2.29%
4	Shopify	147.75 Bn	142.01 Bn	1.55 Bn	-18.33%
5	Salesforce	140.39 Bn	128.55 Bn	8.56 Bn	18.74%
6	Cadence Design Systems	105.73 Bn	104.32 Bn	1.26 Bn	22.77%
7	ServiceNow	105.42 Bn	100.24 Bn	2.83 Bn	12.44%
8	Automatic Data Processing	89.57 Bn	86.34 Bn	2.87 Bn	22.90%
9	Adobe	85.05 Bn	78.16 Bn	5.90 Bn	25.87%
10	Chime Financial	6.52 Bn	5.51 Bn	580.31 Mn	8.26%

Download Data