Chime Financial (CHYM) Net Margin (2024 - 2026)

Chime Financial (CHYM) has reported Net Margin for 3 consecutive years, with 4.16% the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Net Margin rose 17899.0% year-over-year to 4.16%; the trailing twelve-month figure through Jun 2026 stood at 0.74% (up 4890.0% YoY), and the FY2025 full-year result was 46.18%, down 4467.0% from the prior year.
• Net Margin declined to 4.16% in Q2 2026 per CHYM's latest filing, from 8.26% in the prior quarter.
• Across five years, Net Margin topped out at 8.26% in Q1 2026 and bottomed at 174.83% in Q2 2025.
• Historically, Net Margin has averaged 27.05% across 3 years, with a median of 5.22% in 2024.
• The sharpest annual moves came in 2025 and 2026: Net Margin tumbled 485 bps in 2025, then jumped 17899 bps in 2026.
• Over 3 years, Net Margin stood at 4.13% in 2024, then slumped by 82 bps to 7.51% in 2025, then jumped by 155 bps to 4.16% in 2026.
• According to Business Quant data, Net Margin over the past three periods registered 4.16%, 8.26%, and 7.51% for Q2 2026, Q1 2026, and Q4 2025 respectively.