Chime Financial (CHYM) Net Margin (2024 - 2026)

Chime Financial's (CHYM) quarterly Net Margin came in at 8.26% in Q1 2026, up 209.97% on a QoQ basis from 7.51% in Q4 2025.

Chime Financial (CHYM) Net Margin (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has 3 years of Net Margin data on file, last reported at 8.26% in Q1 2026.

  • Quarterly Net Margin changed N/A year-over-year to 8.26% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.87% (down 3956.0% YoY) and the FY2025 annual result came in at 46.18%, down 4467.0% from the prior year.
  • Net Margin climbed to 8.26% in Q1 2026, from 7.51% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 8.26% in Q1 2026 to a low of 174.83% in Q2 2025.
  • A 3-year average of 32.25% and a median of 6.36% in 2024 frame the typical range for Net Margin.
  • The widest YoY moves for Net Margin: up 338 bps in 2025, down 485 bps in 2025.
  • Tracing CHYM's Net Margin over 3 years: stood at 4.13% in 2024, then plunged by 82 bps to 7.51% in 2025, then jumped by 210 bps to 8.26% in 2026.
  • The last three Net Margin figures came in at 8.26% (Q1 2026), 7.51% (Q4 2025), and 10.07% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn 21.16%
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn 41.92%
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 18.93%
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 17.17%
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 7.47%
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn -21.25%
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn 17.88%
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 25.87%
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 35.80%
10 Chime Financial 12.13 Bn 11.06 Bn 594.87 Mn 4.16%

Historic Data

Download Data
DateValue
Jun 30, 2026 4.16%
Mar 31, 2026 8.26%
Dec 31, 2025 -7.51%
Sep 30, 2025 -10.07%
Jun 30, 2025 -174.83%
Dec 31, 2024 -4.13%
Sep 30, 2024 -5.22%