Jefferson Capital (JCAP) Total Debt (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly Total Debt of $1.4 billion for Q4 2025, up 17.94% year-over-year from $1.2 billion in Q4 2024, and up 19.15% quarter-over-quarter from $1.2 billion in Q3 2025.

Jefferson Capital (JCAP) Total Debt (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has reported Total Debt for 2 consecutive years, with $1.4 billion the latest figure, recorded in Q4 2025.

  • In Q4 2025, Total Debt rose 17.94% year-over-year to $1.4 billion; the TTM figure through Dec 2025 stood at $1.4 billion (up 17.94% YoY), while the FY2025 annual figure was $1.4 billion, up 17.94% from the prior year.
  • Total Debt improved to $1.4 billion in Q4 2025 per JCAP's latest filing, from $1.2 billion in the prior quarter.
  • Across five years, Total Debt topped out at $1.4 billion in Q4 2025 and bottomed at $845.0 million in Q2 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Jefferson Capital 627.16 Mn 603.93 Mn - 1.41 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.41 Bn
Sep 30, 2025 1.18 Bn
Jun 30, 2025 1.18 Bn
Dec 31, 2024 1.19 Bn
Sep 30, 2024 948.00 Mn
Jun 30, 2024 845.00 Mn