Jefferson Capital JCAP
NASDAQ JCAP
$20.54 +0.07 (+0.34%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jefferson Capital (JCAP) Times Interest Earned (2024 - 2026)

Jefferson Capital's (JCAP) quarterly Times Interest Earned came in at 2.68 in Q2 2026, down 20.08% year-over-year from 3.36 in Q2 2025, and up 8.69% quarter-over-quarter from 2.47 in Q4 2025.

Analysis

Jefferson Capital (JCAP) Times Interest Earned (2024 - 2026) Analysis & Trends

Jefferson Capital (JCAP) has reported Times Interest Earned for 3 consecutive years, with 2.68 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Times Interest Earned fell 20.08% year-over-year to 2.68 in Q2 2026; TTM through Jun 2026 was 2.77, a 6.62% decrease from a year earlier, with the FY2025 full-year figure at 2.99, up 4.91% from the prior year.
  • Times Interest Earned was 2.68 for Q2 2026 at Jefferson Capital, up from 2.47 in the prior quarter.
  • Over five years, Times Interest Earned peaked at 3.36 in Q2 2025 and troughed at 2.44 in Q4 2024.
  • A 3-year average of 2.8 and a median of 2.68 in 2026 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned climbed 10.72% in 2025 and decreased 20.08% in 2026, its largest moves.
  • Over 3 years, Times Interest Earned stood at 2.44 in 2024, then gained by 1.18% to 2.47 in 2025, then advanced by 8.69% to 2.68 in 2026.
  • The last three Times Interest Earned figures came in at 2.68 (Q2 2026), 2.47 (Q4 2025), and 2.65 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 2.98
2 Royalty Pharma 33.59 Bn 35.70 Bn - 1.42
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 27.97
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 23.43
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 2.53
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 4.28
7 Jefferson Capital 1.18 Bn 1.16 Bn - 2.68
8 Lufax Holding 1.04 Bn -1.23 Bn - -3.98
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 2.13
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn 7.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.68
Dec 31, 2025 2.47
Sep 30, 2025 2.65
Jun 30, 2025 3.36
Dec 31, 2024 2.44
Sep 30, 2024 3.01
Jun 30, 2024 3.03