Jefferson Capital (JCAP) Net Margin (2024 - 2026)
Jefferson Capital's (JCAP) quarterly Net Margin came in at 23.26% in Q2 2026, down 794.0% year-over-year from 3.35% in Q2 2025, and up 61.34% quarter-over-quarter from 14.42% in Q4 2025.
Analysis
Jefferson Capital (JCAP) Net Margin (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Net Margin for 3 consecutive years, with 23.26% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin fell 794.0% year-over-year to 23.26% in Q2 2026; TTM through Jun 2026 was 22.93%, a 662.0% decrease from a year earlier, with the FY2025 full-year figure at 28.14%, down 161.0% from the prior year.
- Net Margin was 23.26% for Q2 2026 at Jefferson Capital, up from 14.42% in the prior quarter.
- Over five years, Net Margin peaked at 33.34% in Q3 2024 and troughed at 14.42% in Q4 2025.
- A 3-year average of 25.54% and a median of 23.26% in 2026 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 21 bps in 2025, down 1043 bps in 2025.
- Over 3 years, Net Margin stood at 22.65% in 2024, then plunged by 36 bps to 14.42% in 2025, then surged by 61 bps to 23.26% in 2026.
- The last three Net Margin figures came in at 23.26% (Q2 2026), 14.42% (Q4 2025), and 22.91% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 32.04% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 12.09% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 52.73% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 89.43% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 13.01% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 6.37% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 23.26% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -7.17% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 1.86% |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.26% |
| Dec 31, 2025 | 14.42% |
| Sep 30, 2025 | 22.91% |
| Jun 30, 2025 | 31.20% |
| Dec 31, 2024 | 22.65% |
| Sep 30, 2024 | 33.34% |
| Jun 30, 2024 | 30.99% |