Jefferson Capital (JCAP) Net Margin (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Net Margin of 15.75% for Q4 2025, down 690.0% year-over-year from 2.67% in Q4 2024, and down 31.25% quarter-over-quarter from 22.91% in Q3 2025.
Jefferson Capital (JCAP) Net Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported Net Margin for 2 consecutive years, with 15.75% the latest figure, recorded in Q4 2025.
- In Q4 2025, Net Margin fell 690.0% year-over-year to 15.75%; the TTM figure through Dec 2025 stood at 23.13% (changed N/A YoY), while the FY2025 annual figure was 28.47%, down 127.0% from the prior year.
- Net Margin fell to 15.75% in Q4 2025 per JCAP's latest filing, from 22.91% in the prior quarter.
- Across five years, Net Margin topped out at 33.34% in Q3 2024 and bottomed at 15.75% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | Jefferson Capital | 627.16 Mn | 603.93 Mn | - | 15.75% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 15.75% |
| Sep 30, 2025 | 22.91% |
| Jun 30, 2025 | 31.20% |
| Dec 31, 2024 | 22.65% |
| Sep 30, 2024 | 33.34% |
| Jun 30, 2024 | 30.99% |