Jefferson Capital (JCAP) Net Margin (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Net Margin of 76.18% for Q4 2025, down 6878.0% YoY from 1.12% in Q4 2024, and down 432.47% sequentially from 22.91% in Q3 2025.
Jefferson Capital (JCAP) Net Margin (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed Net Margin across 2 years of filings, most recently posting 76.18% for Q4 2025.
- In Q4 2025, Net Margin fell 6878.0% year-over-year to 76.18%; the TTM figure through Dec 2025 stood at 7.71% (changed N/A YoY), while the FY2025 annual figure was 5.27%, down 1622.0% from the prior year.
- Net Margin eased to 76.18% in Q4 2025, from 22.91% in the prior quarter.
- Over the last five years, Net Margin for JCAP reached as high as 33.34% in Q3 2024 and fell as low as 76.18% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | -76.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -76.18% |
| Sep 30, 2025 | 22.91% |
| Jun 30, 2025 | 31.20% |
| Dec 31, 2024 | -7.40% |
| Sep 30, 2024 | 33.34% |
| Jun 30, 2024 | 30.99% |