Jefferson Capital (JCAP) Net Margin (2024 - 2025)
Jefferson Capital (JCAP) reported Net Margin of 76.18% for Q4 2025, down 6878.0% year-over-year from 1.12% in Q4 2024, and down 432.47% quarter-over-quarter from 22.91% in Q3 2025.
Jefferson Capital (JCAP) Net Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of Net Margin data on file, last reported at 76.18% in Q4 2025.
- Net Margin for Q4 2025 came in at 76.18%, down 6878.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 7.71% (changed N/A YoY), and the FY2025 annual result was 5.27%, down 1622.0% from the prior year.
- Net Margin retreated to 76.18% in Q4 2025 per JCAP's latest filing, from 22.91% in the prior quarter.
- Over five years, Net Margin peaked at 33.34% in Q3 2024 and troughed at 76.18% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | -76.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -76.18% |
| Sep 30, 2025 | 22.91% |
| Jun 30, 2025 | 31.20% |
| Dec 31, 2024 | -7.40% |
| Sep 30, 2024 | 33.34% |
| Jun 30, 2024 | 30.99% |