Jefferson Capital (JCAP) Net Cash Flow (2024 - 2025)
Jefferson Capital (JCAP) reported Net Cash Flow of $3.5 million for Q4 2025, down 75.91% year-over-year from $14.3 million in Q4 2024, and up 146.64% quarter-over-quarter from -$7.4 million in Q3 2025.
Jefferson Capital (JCAP) Net Cash Flow (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of Net Cash Flow data on file, last reported at $3.5 million in Q4 2025.
- Net Cash Flow for Q4 2025 came in at $3.5 million, down 75.91% year-over-year; the trailing twelve-month figure through Dec 2025 was $10.4 million (changed N/A YoY), and the FY2025 annual result was $16.6 million, up 12.99% from the prior year.
- Net Cash Flow improved to $3.5 million in Q4 2025 per JCAP's latest filing, from -$7.4 million in the prior quarter.
- Over five years, Net Cash Flow peaked at $14.3 million in Q4 2024 and troughed at -$7.4 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | -4.28 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | -2.37 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 5.91 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | -1.53 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 5.59 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 383.32 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -1.59 Bn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | -577.00 Mn |
| 10 | Jefferson Capital | 518.66 Mn | 495.43 Mn | - | 3.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.45 Mn |
| Dec 31, 2025 | 3.45 Mn |
| Sep 30, 2025 | -7.40 Mn |
| Sep 30, 2025 | -7.40 Mn |
| Dec 31, 2024 | 14.32 Mn |
| Dec 31, 2024 | 14.32 Mn |
| Sep 30, 2024 | 7.51 Mn |
| Sep 30, 2024 | 7.51 Mn |