Jefferson Capital (JCAP) Net Cash Flow (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Net Cash Flow of $3.5 million for Q4 2025, down 75.91% YoY from $14.3 million in Q4 2024, and up 146.64% sequentially from -$7.4 million in Q3 2025.
Jefferson Capital (JCAP) Net Cash Flow (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed Net Cash Flow across 2 years of filings, most recently posting $3.5 million for Q4 2025.
- In Q4 2025, Net Cash Flow fell 75.91% year-over-year to $3.5 million; the TTM figure through Dec 2025 stood at $10.4 million (changed N/A YoY), while the FY2025 annual figure was $16.6 million, up 12.99% from the prior year.
- Net Cash Flow grew to $3.5 million in Q4 2025, from -$7.4 million in the prior quarter.
- Over the last five years, Net Cash Flow for JCAP reached as high as $14.3 million in Q4 2024 and fell as low as -$7.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.28 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.37 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.53 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 383.32 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.59 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -577.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -56.65 Mn |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | 3.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.45 Mn |
| Dec 31, 2025 | 3.45 Mn |
| Sep 30, 2025 | -7.40 Mn |
| Sep 30, 2025 | -7.40 Mn |
| Dec 31, 2024 | 14.32 Mn |
| Dec 31, 2024 | 14.32 Mn |
| Sep 30, 2024 | 7.51 Mn |
| Sep 30, 2024 | 7.51 Mn |