Jefferson Capital (JCAP) Net Cash Flow (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Net Cash Flow of $3.5 million for Q4 2025, down 75.91% year-over-year from $14.3 million in Q4 2024, and up 146.64% quarter-over-quarter from -$7.4 million in Q3 2025.
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Jefferson Capital (JCAP) Net Cash Flow (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported Net Cash Flow for 2 consecutive years, with $3.5 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Net Cash Flow fell 75.91% year-over-year to $3.5 million; the TTM figure through Dec 2025 stood at $10.4 million (changed N/A YoY), while the FY2025 annual figure was $16.6 million, up 12.99% from the prior year.
- Net Cash Flow advanced to $3.5 million in Q4 2025 per JCAP's latest filing, from -$7.4 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $14.3 million in Q4 2024 and bottomed at -$7.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 172.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.22 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | -8.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | -23.38 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | -499.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -36.45 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | -3.36 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -195.76 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -1.60 Bn |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 3.45 Mn |
| Dec 31, 2025 | 3.45 Mn |
| Sep 30, 2025 | -7.40 Mn |
| Sep 30, 2025 | -7.40 Mn |
| Dec 31, 2024 | 14.32 Mn |
| Dec 31, 2024 | 14.32 Mn |
| Sep 30, 2024 | 7.51 Mn |
| Sep 30, 2024 | 7.51 Mn |