Jefferson Capital (JCAP) Interest Expenses (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Interest Expenses of $26.4 million for Q4 2025, up 26.04% year-over-year from $20.9 million in Q4 2024, and little changed quarter-over-quarter from $26.5 million in Q3 2025.
Jefferson Capital (JCAP) Interest Expenses (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported Interest Expenses for 2 consecutive years, with $26.4 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Expenses rose 26.04% year-over-year to $26.4 million; the TTM figure through Dec 2025 stood at $98.3 million (changed N/A YoY), while the FY2025 annual figure was $99.6 million, up 36.41% from the prior year.
- Interest Expenses held at $26.4 million in Q4 2025 per JCAP's latest filing, from $26.5 million in the prior quarter.
- Across five years, Interest Expenses topped out at $26.5 million in Q3 2025 and bottomed at $18.2 million in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 194.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 218.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 7.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 978.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 95,451.99 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 975.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 113.76 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 308.01 Mn |
| 10 | Jefferson Capital | 627.16 Mn | 603.93 Mn | - | 22.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 26.39 Mn |
| Dec 31, 2025 | 26.39 Mn |
| Sep 30, 2025 | 26.47 Mn |
| Sep 30, 2025 | 26.47 Mn |
| Jun 30, 2025 | 24.45 Mn |
| Jun 30, 2025 | 24.45 Mn |
| Dec 31, 2024 | 20.94 Mn |
| Dec 31, 2024 | 20.94 Mn |
| Sep 30, 2024 | 18.66 Mn |
| Sep 30, 2024 | 18.66 Mn |
| Jun 30, 2024 | 18.20 Mn |
| Jun 30, 2024 | 18.20 Mn |