Jefferson Capital (JCAP) Interest Expenses (2024 - 2026)
Jefferson Capital's (JCAP) quarterly Interest Expenses came in at $30.4 million in Q2 2026, up 17.6% year-over-year from $25.8 million in Q2 2025, and up 6.19% quarter-over-quarter from $28.6 million in Q4 2025.
Analysis
Jefferson Capital (JCAP) Interest Expenses (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Interest Expenses for 3 consecutive years, with $30.4 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Expenses rose 17.6% year-over-year to $30.4 million in Q2 2026; TTM through Jun 2026 was $111.3 million, a 29.63% increase from a year earlier, with the FY2025 full-year figure at $105.8 million, up 36.96% from the prior year.
- Interest Expenses was $30.4 million for Q2 2026 at Jefferson Capital, up from $28.6 million in the prior quarter.
- Over five years, Interest Expenses peaked at $30.4 million in Q2 2026 and troughed at $18.2 million in Q2 2024.
- A 3-year average of $24.5 million and a median of $25.8 million in 2025 frame the typical range for Interest Expenses.
- Across the five-year window, Interest Expenses jumped 41.9% in 2025 and grew 17.6% in 2026, its largest moves.
- Over 3 years, Interest Expenses stood at $22.1 million in 2024, then rose by 29.69% to $28.6 million in 2025, then advanced by 6.19% to $30.4 million in 2026.
- The last three Interest Expenses figures came in at $30.4 million (Q2 2026), $28.6 million (Q4 2025), and $26.5 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 281.69 Mn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 93.62 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 10.01 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | -3.22 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 73.91 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 123.43 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 30.37 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -33.73 Mn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 25.52 Mn |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | 301,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.37 Mn |
| Dec 31, 2025 | 28.60 Mn |
| Sep 30, 2025 | 26.47 Mn |
| Jun 30, 2025 | 25.82 Mn |
| Dec 31, 2024 | 22.05 Mn |
| Sep 30, 2024 | 19.75 Mn |
| Jun 30, 2024 | 18.20 Mn |