Jefferson Capital (JCAP) Interest Expenses (2024 - 2025)

Jefferson Capital (JCAP) reported Interest Expenses of $28.6 million for Q4 2025, up 13.52% year-over-year from $25.2 million in Q4 2024, and up 14.65% quarter-over-quarter from $24.9 million in Q3 2025.

Jefferson Capital (JCAP) Interest Expenses (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has 2 years of Interest Expenses data on file, last reported at $28.6 million in Q4 2025.

  • Interest Expenses for Q4 2025 came in at $28.6 million, up 13.52% year-over-year; the trailing twelve-month figure through Dec 2025 was $103.2 million (changed N/A YoY), and the FY2025 annual result was $105.8 million, up 36.96% from the prior year.
  • Interest Expenses climbed to $28.6 million in Q4 2025 per JCAP's latest filing, from $24.9 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $28.6 million in Q4 2025 and troughed at $17.1 million in Q2 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 178.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 185.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.09 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 968.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.52 Bn
10 Jefferson Capital 487.44 Mn 464.21 Mn - 28.60 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 28.60 Mn
Dec 31, 2025 28.60 Mn
Sep 30, 2025 24.95 Mn
Sep 30, 2025 24.95 Mn
Jun 30, 2025 24.45 Mn
Jun 30, 2025 24.45 Mn
Dec 31, 2024 25.19 Mn
Dec 31, 2024 25.19 Mn
Sep 30, 2024 19.75 Mn
Sep 30, 2024 19.75 Mn
Jun 30, 2024 17.11 Mn
Jun 30, 2024 17.11 Mn