Jefferson Capital (JCAP) Interest Expenses (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly Interest Expenses of $28.6 million for Q4 2025, up 13.52% YoY from $25.2 million in Q4 2024, and up 14.65% sequentially from $24.9 million in Q3 2025.

Jefferson Capital (JCAP) Interest Expenses (2024 - 2025) Analysis & Trends

Jefferson Capital has disclosed Interest Expenses across 2 years of filings, most recently posting $28.6 million for Q4 2025.

  • In Q4 2025, Interest Expenses rose 13.52% year-over-year to $28.6 million; the TTM figure through Dec 2025 stood at $103.2 million (changed N/A YoY), while the FY2025 annual figure was $105.8 million, up 36.96% from the prior year.
  • Interest Expenses rose to $28.6 million in Q4 2025, from $24.9 million in the prior quarter.
  • Over the last five years, Interest Expenses for JCAP reached as high as $28.6 million in Q4 2025 and fell as low as $17.1 million in Q2 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Jefferson Capital 588.59 Mn 565.36 Mn - 28.60 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 28.60 Mn
Dec 31, 2025 28.60 Mn
Sep 30, 2025 24.95 Mn
Sep 30, 2025 24.95 Mn
Jun 30, 2025 24.45 Mn
Jun 30, 2025 24.45 Mn
Dec 31, 2024 25.19 Mn
Dec 31, 2024 25.19 Mn
Sep 30, 2024 19.75 Mn
Sep 30, 2024 19.75 Mn
Jun 30, 2024 17.11 Mn
Jun 30, 2024 17.11 Mn