Jefferson Capital (JCAP) Interest Expenses (2024 - 2025)
Jefferson Capital (JCAP) reported Interest Expenses of $28.6 million for Q4 2025, up 13.52% year-over-year from $25.2 million in Q4 2024, and up 14.65% quarter-over-quarter from $24.9 million in Q3 2025.
Jefferson Capital (JCAP) Interest Expenses (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of Interest Expenses data on file, last reported at $28.6 million in Q4 2025.
- Interest Expenses for Q4 2025 came in at $28.6 million, up 13.52% year-over-year; the trailing twelve-month figure through Dec 2025 was $103.2 million (changed N/A YoY), and the FY2025 annual result was $105.8 million, up 36.96% from the prior year.
- Interest Expenses climbed to $28.6 million in Q4 2025 per JCAP's latest filing, from $24.9 million in the prior quarter.
- Over five years, Interest Expenses peaked at $28.6 million in Q4 2025 and troughed at $17.1 million in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 178.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 185.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | 28.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 28.60 Mn |
| Dec 31, 2025 | 28.60 Mn |
| Sep 30, 2025 | 24.95 Mn |
| Sep 30, 2025 | 24.95 Mn |
| Jun 30, 2025 | 24.45 Mn |
| Jun 30, 2025 | 24.45 Mn |
| Dec 31, 2024 | 25.19 Mn |
| Dec 31, 2024 | 25.19 Mn |
| Sep 30, 2024 | 19.75 Mn |
| Sep 30, 2024 | 19.75 Mn |
| Jun 30, 2024 | 17.11 Mn |
| Jun 30, 2024 | 17.11 Mn |