Jefferson Capital (JCAP) Interest Expenses (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Interest Expenses of $28.6 million for Q4 2025, up 13.52% YoY from $25.2 million in Q4 2024, and up 14.65% sequentially from $24.9 million in Q3 2025.
Jefferson Capital (JCAP) Interest Expenses (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed Interest Expenses across 2 years of filings, most recently posting $28.6 million for Q4 2025.
- In Q4 2025, Interest Expenses rose 13.52% year-over-year to $28.6 million; the TTM figure through Dec 2025 stood at $103.2 million (changed N/A YoY), while the FY2025 annual figure was $105.8 million, up 36.96% from the prior year.
- Interest Expenses rose to $28.6 million in Q4 2025, from $24.9 million in the prior quarter.
- Over the last five years, Interest Expenses for JCAP reached as high as $28.6 million in Q4 2025 and fell as low as $17.1 million in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | 28.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 28.60 Mn |
| Dec 31, 2025 | 28.60 Mn |
| Sep 30, 2025 | 24.95 Mn |
| Sep 30, 2025 | 24.95 Mn |
| Jun 30, 2025 | 24.45 Mn |
| Jun 30, 2025 | 24.45 Mn |
| Dec 31, 2024 | 25.19 Mn |
| Dec 31, 2024 | 25.19 Mn |
| Sep 30, 2024 | 19.75 Mn |
| Sep 30, 2024 | 19.75 Mn |
| Jun 30, 2024 | 17.11 Mn |
| Jun 30, 2024 | 17.11 Mn |