Jefferson Capital (JCAP) Interest Expenses (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly Interest Expenses of $26.4 million for Q4 2025, up 26.04% year-over-year from $20.9 million in Q4 2024, and little changed quarter-over-quarter from $26.5 million in Q3 2025.

Jefferson Capital (JCAP) Interest Expenses (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has reported Interest Expenses for 2 consecutive years, with $26.4 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Interest Expenses rose 26.04% year-over-year to $26.4 million; the TTM figure through Dec 2025 stood at $98.3 million (changed N/A YoY), while the FY2025 annual figure was $99.6 million, up 36.41% from the prior year.
  • Interest Expenses held at $26.4 million in Q4 2025 per JCAP's latest filing, from $26.5 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $26.5 million in Q3 2025 and bottomed at $18.2 million in Q2 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 Jefferson Capital 627.16 Mn 603.93 Mn - 22.35 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 26.39 Mn
Dec 31, 2025 26.39 Mn
Sep 30, 2025 26.47 Mn
Sep 30, 2025 26.47 Mn
Jun 30, 2025 24.45 Mn
Jun 30, 2025 24.45 Mn
Dec 31, 2024 20.94 Mn
Dec 31, 2024 20.94 Mn
Sep 30, 2024 18.66 Mn
Sep 30, 2024 18.66 Mn
Jun 30, 2024 18.20 Mn
Jun 30, 2024 18.20 Mn