Jefferson Capital (JCAP) Free Cash Flow (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Free Cash Flow of $49.1 million for Q4 2025, up 107.61% year-over-year from $23.7 million in Q4 2024, and down 22.02% quarter-over-quarter from $63.0 million in Q3 2025.
Jefferson Capital (JCAP) Free Cash Flow (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported Free Cash Flow for 2 consecutive years, with $49.1 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Free Cash Flow rose 107.61% year-over-year to $49.1 million; the TTM figure through Dec 2025 stood at -$533.4 million (changed N/A YoY), while the FY2025 annual figure was $242.1 million, up 143.62% from the prior year.
- Free Cash Flow fell to $49.1 million in Q4 2025 per JCAP's latest filing, from $63.0 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $63.0 million in Q3 2025 and bottomed at -$645.5 million in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | Jefferson Capital | 627.16 Mn | 603.93 Mn | - | 49.11 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 49.11 Mn |
| Dec 31, 2025 | 49.11 Mn |
| Sep 30, 2025 | 62.97 Mn |
| Sep 30, 2025 | 62.97 Mn |
| Dec 31, 2024 | -645.45 Mn |
| Dec 31, 2024 | -645.45 Mn |
| Sep 30, 2024 | 7.59 Mn |
| Sep 30, 2024 | 7.59 Mn |