Jefferson Capital (JCAP) Free Cash Flow (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Free Cash Flow of -$756.3 million for Q4 2025, down 17.17% YoY from -$913.0 million in Q4 2024, and down 1300.91% sequentially from $63.0 million in Q3 2025.
Jefferson Capital (JCAP) Free Cash Flow (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed Free Cash Flow across 2 years of filings, most recently posting -$756.3 million for Q4 2025.
- In Q4 2025, Free Cash Flow fell 17.17% year-over-year to -$756.3 million; the TTM figure through Dec 2025 stood at -$1.3 billion (changed N/A YoY), while the FY2025 annual figure was -$563.3 million, down 1.48% from the prior year.
- Free Cash Flow retreated to -$756.3 million in Q4 2025, from $63.0 million in the prior quarter.
- Over the last five years, Free Cash Flow for JCAP reached as high as $63.0 million in Q3 2025 and fell as low as -$756.3 million in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | -756.26 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -756.26 Mn |
| Dec 31, 2025 | -756.26 Mn |
| Sep 30, 2025 | 62.97 Mn |
| Sep 30, 2025 | 62.97 Mn |
| Dec 31, 2024 | -645.45 Mn |
| Dec 31, 2024 | -645.45 Mn |
| Sep 30, 2024 | 7.59 Mn |
| Sep 30, 2024 | 7.59 Mn |