Jefferson Capital (JCAP) EBT Margin (2024 - 2026)
Jefferson Capital (JCAP) posted quarterly EBT Margin of 1.81% for Q4 2025, down 2292.0% year-over-year from 0.08% in Q4 2024, and down 93.99% quarter-over-quarter from 30.17% in Q3 2025.
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Analysis
Jefferson Capital (JCAP) EBT Margin (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported EBT Margin for 2 consecutive years, with 1.81% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT Margin fell 2292.0% year-over-year to 1.81%; the TTM figure through Dec 2025 stood at 24.19% (changed N/A YoY), while the FY2025 annual figure was 28.88%, down 286.0% from the prior year.
- EBT Margin declined to 1.81% in Q4 2025 per JCAP's latest filing, from 30.17% in the prior quarter.
- Across five years, EBT Margin topped out at 40.54% in Q2 2025 and bottomed at 1.81% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 58.74% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 59.14% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 24.09% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.09% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 14.50% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 24.62% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 16.76% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.49% |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | 30.04% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.04% |
| Dec 31, 2025 | 28.50% |
| Sep 30, 2025 | 30.17% |
| Jun 30, 2025 | 40.54% |
| Dec 31, 2024 | 24.73% |
| Sep 30, 2024 | 35.47% |
| Jun 30, 2024 | 32.82% |