Jefferson Capital (JCAP) EBT Margin (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly EBT Margin of 1.81% for Q4 2025, down 2292.0% year-over-year from 0.08% in Q4 2024, and down 93.99% quarter-over-quarter from 30.17% in Q3 2025.
Jefferson Capital (JCAP) EBT Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported EBT Margin for 2 consecutive years, with 1.81% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT Margin fell 2292.0% year-over-year to 1.81%; the TTM figure through Dec 2025 stood at 24.19% (changed N/A YoY), while the FY2025 annual figure was 28.88%, down 286.0% from the prior year.
- EBT Margin declined to 1.81% in Q4 2025 per JCAP's latest filing, from 30.17% in the prior quarter.
- Across five years, EBT Margin topped out at 40.54% in Q2 2025 and bottomed at 1.81% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | Jefferson Capital | 627.16 Mn | 603.93 Mn | - | 1.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.81% |
| Sep 30, 2025 | 30.17% |
| Jun 30, 2025 | 40.54% |
| Dec 31, 2024 | 24.73% |
| Sep 30, 2024 | 35.47% |
| Jun 30, 2024 | 32.82% |