Jefferson Capital (JCAP) EBT Margin (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly EBT Margin of 85.92% for Q4 2025, down 8060.0% YoY from 1.08% in Q4 2024, and down 384.78% sequentially from 30.17% in Q3 2025.
Jefferson Capital (JCAP) EBT Margin (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed EBT Margin across 2 years of filings, most recently posting 85.92% for Q4 2025.
- In Q4 2025, EBT Margin fell 8060.0% year-over-year to 85.92%; the TTM figure through Dec 2025 stood at 5.53% (changed N/A YoY), while the FY2025 annual figure was 6.74%, down 1675.0% from the prior year.
- EBT Margin fell to 85.92% in Q4 2025, from 30.17% in the prior quarter.
- Over the last five years, EBT Margin for JCAP reached as high as 40.54% in Q2 2025 and fell as low as 85.92% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | -85.92% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -85.92% |
| Sep 30, 2025 | 30.17% |
| Jun 30, 2025 | 40.54% |
| Dec 31, 2024 | -5.33% |
| Sep 30, 2024 | 35.47% |
| Jun 30, 2024 | 32.82% |