Jefferson Capital (JCAP) EBT Margin (2024 - 2025)
Jefferson Capital (JCAP) reported EBT Margin of 85.92% for Q4 2025, down 8060.0% year-over-year from 1.08% in Q4 2024, and down 384.78% quarter-over-quarter from 30.17% in Q3 2025.
Jefferson Capital (JCAP) EBT Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of EBT Margin data on file, last reported at 85.92% in Q4 2025.
- EBT Margin for Q4 2025 came in at 85.92%, down 8060.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 5.53% (changed N/A YoY), and the FY2025 annual result was 6.74%, down 1675.0% from the prior year.
- EBT Margin eased to 85.92% in Q4 2025 per JCAP's latest filing, from 30.17% in the prior quarter.
- Over five years, EBT Margin peaked at 40.54% in Q2 2025 and troughed at 85.92% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | -85.92% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -85.92% |
| Sep 30, 2025 | 30.17% |
| Jun 30, 2025 | 40.54% |
| Dec 31, 2024 | -5.33% |
| Sep 30, 2024 | 35.47% |
| Jun 30, 2024 | 32.82% |