Jefferson Capital (JCAP) EBT (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly EBT of $2.8 million for Q4 2025, down 90.46% year-over-year from $29.4 million in Q4 2024, and down 93.83% quarter-over-quarter from $45.5 million in Q3 2025.

Jefferson Capital (JCAP) EBT (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has reported EBT for 2 consecutive years, with $2.8 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, EBT fell 90.46% year-over-year to $2.8 million; the TTM figure through Dec 2025 stood at $139.6 million (changed N/A YoY), while the FY2025 annual figure was $177.1 million, up 28.77% from the prior year.
  • EBT slipped to $2.8 million in Q4 2025 per JCAP's latest filing, from $45.5 million in the prior quarter.
  • Across five years, EBT topped out at $61.9 million in Q2 2025 and bottomed at $2.8 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Jefferson Capital 627.16 Mn 603.93 Mn - 2.81 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.81 Mn
Sep 30, 2025 45.51 Mn
Jun 30, 2025 61.91 Mn
Dec 31, 2024 29.42 Mn
Sep 30, 2024 39.23 Mn
Jun 30, 2024 34.07 Mn