Jefferson Capital (JCAP) EBT (2024 - 2025)
Jefferson Capital (JCAP) reported EBT of -$133.0 million for Q4 2025, down 1997.95% year-over-year from $7.0 million in Q4 2024, and down 392.25% quarter-over-quarter from $45.5 million in Q3 2025.
Jefferson Capital (JCAP) EBT (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of EBT data on file, last reported at -$133.0 million in Q4 2025.
- EBT for Q4 2025 came in at -$133.0 million, down 1997.95% year-over-year; the trailing twelve-month figure through Dec 2025 was -$31.9 million (changed N/A YoY), and the FY2025 annual result was $41.3 million, down 59.42% from the prior year.
- EBT eased to -$133.0 million in Q4 2025 per JCAP's latest filing, from $45.5 million in the prior quarter.
- Over five years, EBT peaked at $61.9 million in Q2 2025 and troughed at -$133.0 million in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | -133.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -133.01 Mn |
| Sep 30, 2025 | 45.51 Mn |
| Jun 30, 2025 | 61.91 Mn |
| Dec 31, 2024 | -6.34 Mn |
| Sep 30, 2024 | 39.23 Mn |
| Jun 30, 2024 | 34.07 Mn |