Jefferson Capital (JCAP) EBT (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly EBT of $2.8 million for Q4 2025, down 90.46% year-over-year from $29.4 million in Q4 2024, and down 93.83% quarter-over-quarter from $45.5 million in Q3 2025.
Jefferson Capital (JCAP) EBT (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported EBT for 2 consecutive years, with $2.8 million the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT fell 90.46% year-over-year to $2.8 million; the TTM figure through Dec 2025 stood at $139.6 million (changed N/A YoY), while the FY2025 annual figure was $177.1 million, up 28.77% from the prior year.
- EBT slipped to $2.8 million in Q4 2025 per JCAP's latest filing, from $45.5 million in the prior quarter.
- Across five years, EBT topped out at $61.9 million in Q2 2025 and bottomed at $2.8 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | Jefferson Capital | 627.16 Mn | 603.93 Mn | - | 2.81 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.81 Mn |
| Sep 30, 2025 | 45.51 Mn |
| Jun 30, 2025 | 61.91 Mn |
| Dec 31, 2024 | 29.42 Mn |
| Sep 30, 2024 | 39.23 Mn |
| Jun 30, 2024 | 34.07 Mn |