Jefferson Capital (JCAP) EBT (2024 - 2025)
Jefferson Capital (JCAP) reported EBT of -$133.0 million for Q4 2025, down 1997.95% year-over-year from $7.0 million in Q4 2024, and down 392.25% quarter-over-quarter from $45.5 million in Q3 2025.
Jefferson Capital (JCAP) EBT (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of EBT data on file, last reported at -$133.0 million in Q4 2025.
- EBT for Q4 2025 came in at -$133.0 million, down 1997.95% year-over-year; the trailing twelve-month figure through Dec 2025 was -$31.9 million (changed N/A YoY), and the FY2025 annual result was $41.3 million, down 59.42% from the prior year.
- EBT eased to -$133.0 million in Q4 2025 per JCAP's latest filing, from $45.5 million in the prior quarter.
- Over five years, EBT peaked at $61.9 million in Q2 2025 and troughed at -$133.0 million in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 4.81 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Jefferson Capital | 518.66 Mn | 495.43 Mn | - | -133.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -133.01 Mn |
| Sep 30, 2025 | 45.51 Mn |
| Jun 30, 2025 | 61.91 Mn |
| Dec 31, 2024 | -6.34 Mn |
| Sep 30, 2024 | 39.23 Mn |
| Jun 30, 2024 | 34.07 Mn |