Jefferson Capital (JCAP) EBT (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly EBT of -$133.0 million for Q4 2025, down 1997.95% YoY from $7.0 million in Q4 2024, and down 392.25% sequentially from $45.5 million in Q3 2025.
Jefferson Capital (JCAP) EBT (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed EBT across 2 years of filings, most recently posting -$133.0 million for Q4 2025.
- In Q4 2025, EBT fell 1997.95% year-over-year to -$133.0 million; the TTM figure through Dec 2025 stood at -$31.9 million (changed N/A YoY), while the FY2025 annual figure was $41.3 million, down 59.42% from the prior year.
- EBT fell to -$133.0 million in Q4 2025, from $45.5 million in the prior quarter.
- Over the last five years, EBT for JCAP reached as high as $61.9 million in Q2 2025 and fell as low as -$133.0 million in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | -133.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -133.01 Mn |
| Sep 30, 2025 | 45.51 Mn |
| Jun 30, 2025 | 61.91 Mn |
| Dec 31, 2024 | -6.34 Mn |
| Sep 30, 2024 | 39.23 Mn |
| Jun 30, 2024 | 34.07 Mn |