Jefferson Capital (JCAP) EBITDA Margin (2024 - 2025)
Jefferson Capital (JCAP) reported EBITDA Margin of 27.83% for Q4 2025, up 1602.0% year-over-year from 1.63% in Q4 2024, and up 25.91% quarter-over-quarter from 22.1% in Q3 2025.
Jefferson Capital (JCAP) EBITDA Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of EBITDA Margin data on file, last reported at 27.83% in Q4 2025.
- EBITDA Margin for Q4 2025 came in at 27.83%, up 1602.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 26.42% (changed N/A YoY), and the FY2025 annual result was 33.69%, up 716.0% from the prior year.
- EBITDA Margin climbed to 27.83% in Q4 2025 per JCAP's latest filing, from 22.1% in the prior quarter.
- Over five years, EBITDA Margin peaked at 40.65% in Q2 2025 and troughed at 11.81% in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 64.42% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 58.43% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 44.55% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 42.26% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 15.79% |
| 10 | Jefferson Capital | 518.66 Mn | 495.43 Mn | - | 27.83% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 27.83% |
| Sep 30, 2025 | 22.10% |
| Jun 30, 2025 | 40.65% |
| Dec 31, 2024 | 11.81% |
| Sep 30, 2024 | 37.73% |
| Jun 30, 2024 | 27.97% |