Jefferson Capital (JCAP) EBITDA Margin (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly EBITDA Margin of 27.83% for Q4 2025, up 1602.0% YoY from 1.63% in Q4 2024, and up 25.91% sequentially from 22.1% in Q3 2025.
Jefferson Capital (JCAP) EBITDA Margin (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed EBITDA Margin across 2 years of filings, most recently posting 27.83% for Q4 2025.
- In Q4 2025, EBITDA Margin rose 1602.0% year-over-year to 27.83%; the TTM figure through Dec 2025 stood at 26.42% (changed N/A YoY), while the FY2025 annual figure was 33.69%, up 716.0% from the prior year.
- EBITDA Margin rose to 27.83% in Q4 2025, from 22.1% in the prior quarter.
- Over the last five years, EBITDA Margin for JCAP reached as high as 40.65% in Q2 2025 and fell as low as 11.81% in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | 27.83% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 27.83% |
| Sep 30, 2025 | 22.10% |
| Jun 30, 2025 | 40.65% |
| Dec 31, 2024 | 11.81% |
| Sep 30, 2024 | 37.73% |
| Jun 30, 2024 | 27.97% |