Jefferson Capital (JCAP) EBITDA Margin (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly EBITDA Margin of 45.58% for Q4 2025, up 39.0% year-over-year from 32.79% in Q4 2024, and down 1.83% quarter-over-quarter from 46.43% in Q3 2025.
Jefferson Capital (JCAP) EBITDA Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported EBITDA Margin for 2 consecutive years, with 45.58% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBITDA Margin rose 39.0% year-over-year to 45.58%; the TTM figure through Dec 2025 stood at 48.67% (changed N/A YoY), while the FY2025 annual figure was 51.61%, up 78.0% from the prior year.
- EBITDA Margin fell to 45.58% in Q4 2025 per JCAP's latest filing, from 46.43% in the prior quarter.
- Across five years, EBITDA Margin topped out at 56.74% in Q2 2025 and bottomed at 45.19% in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Jefferson Capital | 627.16 Mn | 603.93 Mn | - | 45.58% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 45.58% |
| Sep 30, 2025 | 46.43% |
| Jun 30, 2025 | 56.74% |
| Dec 31, 2024 | 45.19% |
| Sep 30, 2024 | 53.73% |
| Jun 30, 2024 | 53.13% |