Jefferson Capital (JCAP) Asset Utilization Ratio (2025)

Jefferson Capital (JCAP) posted quarterly Asset Utilization Ratio of 0.3 for Q4 2025, down 0.61% sequentially from 0.3 in Q3 2025.

Jefferson Capital (JCAP) Asset Utilization Ratio (2025) Analysis & Trends

Jefferson Capital has disclosed Asset Utilization Ratio across 1 years of filings, most recently posting 0.3 for Q4 2025.

  • In Q4 2025, Asset Utilization Ratio changed N/A year-over-year to 0.3; the TTM figure through Dec 2025 stood at 0.3 (changed N/A YoY), while the FY2025 annual figure was 0.33, changed N/A from the prior year.
  • Asset Utilization Ratio declined to 0.3 in Q4 2025, from 0.3 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for JCAP reached as high as 0.3 in Q3 2025 and fell as low as 0.28 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Jefferson Capital 588.59 Mn 565.36 Mn - 0.30

Historic Data

Download Data
DateValue
Dec 31, 2025 0.30
Sep 30, 2025 0.30
Jun 30, 2025 0.28