Jefferson Capital (JCAP) Asset Utilization Ratio (2025)

Jefferson Capital (JCAP) reported Asset Utilization Ratio of 0.3 for Q4 2025, down 0.61% quarter-over-quarter from 0.3 in Q3 2025.

Jefferson Capital (JCAP) Asset Utilization Ratio (2025) Analysis & Trends

Jefferson Capital (JCAP) has 1 years of Asset Utilization Ratio data on file, last reported at 0.3 in Q4 2025.

  • Asset Utilization Ratio for Q4 2025 came in at 0.3, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was 0.3 (changed N/A YoY), and the FY2025 annual result was 0.33, changed N/A from the prior year.
  • Asset Utilization Ratio slipped to 0.3 in Q4 2025 per JCAP's latest filing, from 0.3 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.3 in Q3 2025 and troughed at 0.28 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 Jefferson Capital 487.44 Mn 464.21 Mn - 0.30

Historic Data

Download Data
DateValue
Dec 31, 2025 0.30
Sep 30, 2025 0.30
Jun 30, 2025 0.28