Jefferson Capital (JCAP) Asset Utilization Ratio (2025)

Jefferson Capital (JCAP) posted quarterly Asset Utilization Ratio of 0.3 for Q4 2025, down 0.61% quarter-over-quarter from 0.3 in Q3 2025.

Jefferson Capital (JCAP) Asset Utilization Ratio (2025) Analysis & Trends

Jefferson Capital (JCAP) has reported Asset Utilization Ratio for 1 consecutive years, with 0.3 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Asset Utilization Ratio changed N/A year-over-year to 0.3; the TTM figure through Dec 2025 stood at 0.3 (changed N/A YoY), while the FY2025 annual figure was 0.33, changed N/A from the prior year.
  • Asset Utilization Ratio fell to 0.3 in Q4 2025 per JCAP's latest filing, from 0.3 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.3 in Q3 2025 and bottomed at 0.28 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Jefferson Capital 627.16 Mn 603.93 Mn - 0.30

Historic Data

Download Data
DateValue
Dec 31, 2025 0.30
Sep 30, 2025 0.30
Jun 30, 2025 0.28