Jefferson Capital (JCAP) Asset Utilization Ratio (2025 - 2026)
Jefferson Capital (JCAP) posted quarterly Asset Utilization Ratio of 0.3 for Q4 2025, down 0.61% quarter-over-quarter from 0.3 in Q3 2025.
Analysis
Jefferson Capital (JCAP) Asset Utilization Ratio (2025 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Asset Utilization Ratio for 1 consecutive years, with 0.3 the latest figure, recorded in Q4 2025.
- In Q4 2025, Asset Utilization Ratio changed N/A year-over-year to 0.3; the TTM figure through Dec 2025 stood at 0.3 (changed N/A YoY), while the FY2025 annual figure was 0.33, changed N/A from the prior year.
- Asset Utilization Ratio fell to 0.3 in Q4 2025 per JCAP's latest filing, from 0.3 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.3 in Q3 2025 and bottomed at 0.28 in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.47 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.64 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.09 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.42 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.29 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.08 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.04 |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | 0.30 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.30 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.30 |
| Jun 30, 2025 | 0.28 |