Isabella Bank (ISBA) Loans - Loss Allowance (2009 - 2026)
Isabella Bank (ISBA) reported Loans - Loss Allowance of $14.4 million for Q3 2026, up 9.5% from $13.15 million a year earlier but down 0.6% from the prior quarter.
Isabella Bank (ISBA) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, Isabella Bank posted Loans - Loss Allowance of $13.73 million, up 6.5% from FY2024.
- Loans - Loss Allowance has a five-year compound annual growth rate of 7.1% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $12.9 million in FY2024 (-1.6%), $13.11 million in FY2023 (+33.1%), $9.85 million in FY2022 (+8.2%) and $9.1 million in FY2021 (-6.6%).
- Five-year quarterly Loans - Loss Allowance spans a low of $9.1 million in Q4 2021 and a high of $14.48 million in Q2 2026.
- Year over year, Loans - Loss Allowance has now increased in each of the last five quarters, with growth averaging 4.3% over the last eight quarters.
- The high point for year-over-year Loans - Loss Allowance in five years was Q1 2023 (growth of 37.3%); the low point was Q4 2021 (a decline of 6.6%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $14.48 million (Q2 2026), $14.01 million (Q1 2026) and $13.73 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | Isabella Bank | 311.50 Mn | 55.04 Mn | - | 14.40 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 14.40 Mn |
| Jun 30, 2026 | 14.48 Mn |
| Mar 31, 2026 | 14.01 Mn |
| Dec 31, 2025 | 13.73 Mn |
| Sep 30, 2025 | 13.15 Mn |
| Jun 30, 2025 | 12.98 Mn |
| Mar 31, 2025 | 12.74 Mn |
| Dec 31, 2024 | 12.90 Mn |
| Sep 30, 2024 | 12.64 Mn |
| Jun 30, 2024 | 13.10 Mn |
| Mar 31, 2024 | 13.39 Mn |
| Dec 31, 2023 | 13.11 Mn |
| Sep 30, 2023 | 12.77 Mn |
| Jun 30, 2023 | 12.83 Mn |
| Mar 31, 2023 | 12.64 Mn |
| Dec 31, 2022 | 9.85 Mn |
| Sep 30, 2022 | 9.68 Mn |
| Jun 30, 2022 | 9.70 Mn |
| Mar 31, 2022 | 9.20 Mn |
| Dec 31, 2021 | 9.10 Mn |
Isabella Bank Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ISBA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();