Independent Bank (IBCP) Loans - Loss Allowance (2010 - 2026)

Independent Bank has disclosed Loans - Loss Allowance across 17 years of filings, most recently posting $63.7 million for Q1 2026.

• Loans - Loss Allowance for Q1 2026 came in at $63.7 million, up 6.14% year-over-year; the trailing twelve-month figure through Mar 2026 was $63.7 million (up 6.14% YoY), and the FY2025 annual result was $63.4 million, up 6.85% from the prior year.
• Loans - Loss Allowance came in at $63.7 million for Q1 2026 at Independent Bank, roughly flat from $63.4 million in the prior quarter.
• In the past five years, Loans - Loss Allowance ranged from a high of $63.7 million in Q1 2026 to a low of $45.6 million in Q1 2022.
• The 5-year median for Loans - Loss Allowance is $56.2 million (2024), against an average of $56.0 million.
• Across the five-year window, Loans - Loss Allowance dropped 2.41% in 2022 and climbed 12.7% in 2023, its largest moves.
• Independent Bank's Loans - Loss Allowance stood at $52.4 million in 2022, then advanced by 4.24% to $54.7 million in 2023, then grew by 8.64% to $59.4 million in 2024, then advanced by 6.85% to $63.4 million in 2025, then increased by 0.43% to $63.7 million in 2026.
• The last three Loans - Loss Allowance figures came in at $63.7 million (Q1 2026), $63.4 million (Q4 2025), and $62.5 million (Q3 2025), per Business Quant data.