Independent Bank (IBCP) Loans - Loss Allowance (2010 - 2026)
Independent Bank (IBCP) reported Loans - Loss Allowance of $63.7 million for Q1 2026, up 6.14% on a YoY basis from $60.0 million in Q1 2025, and little changed sequentially from $63.4 million in Q4 2025.
Independent Bank (IBCP) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Independent Bank (IBCP) has 17 years of Loans - Loss Allowance data on file, last reported at $63.7 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance rose 6.14% year-over-year to $63.7 million; the trailing twelve-month figure through Mar 2026 stood at $63.7 million (up 6.14% YoY), and the FY2025 full-year result was $63.4 million, up 6.85% from the prior year.
- Loans - Loss Allowance held at $63.7 million in Q1 2026, from $63.4 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $63.7 million in Q1 2026 to a low of $45.6 million in Q1 2022.
- A 5-year average of $56.0 million and a median of $56.2 million in 2024 frame the typical range for Loans - Loss Allowance.
- Across the five-year window, Loans - Loss Allowance dropped 2.41% in 2022 and climbed 12.7% in 2023, its largest moves.
- Tracing IBCP's Loans - Loss Allowance over 5 years: stood at $52.4 million in 2022, then gained by 4.24% to $54.7 million in 2023, then climbed by 8.64% to $59.4 million in 2024, then gained by 6.85% to $63.4 million in 2025, then grew by 0.43% to $63.7 million in 2026.
- Business Quant data shows IBCP's Loans - Loss Allowance at $63.7 million in Q1 2026, $63.4 million in Q4 2025, and $62.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Independent Bank | 754.47 Mn | 579.55 Mn | - | 63.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 63.72 Mn |
| Dec 31, 2025 | 63.45 Mn |
| Sep 30, 2025 | 62.46 Mn |
| Jun 30, 2025 | 61.16 Mn |
| Mar 31, 2025 | 60.04 Mn |
| Dec 31, 2024 | 59.38 Mn |
| Sep 30, 2024 | 57.44 Mn |
| Jun 30, 2024 | 56.24 Mn |
| Mar 31, 2024 | 56.31 Mn |
| Dec 31, 2023 | 54.66 Mn |
| Sep 30, 2023 | 55.50 Mn |
| Jun 30, 2023 | 53.96 Mn |
| Mar 31, 2023 | 50.55 Mn |
| Dec 31, 2022 | 52.44 Mn |
| Sep 30, 2022 | 51.14 Mn |
| Jun 30, 2022 | 47.88 Mn |
| Mar 31, 2022 | 45.63 Mn |
| Dec 31, 2021 | 47.25 Mn |
| Sep 30, 2021 | 46.80 Mn |
| Jun 30, 2021 | 45.93 Mn |