Independent Bank Corp /Mi/ (IBCP) Loans - Loss Allowance (2010 - 2026)
Independent Bank (IBCP) posted Loans - Loss Allowance of $65.67 million for Q2 2026, up 7.4% from $61.16 million a year earlier and up 3.1% from the prior quarter.
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Analysis
Independent Bank Corp /Mi/ (IBCP) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Independent Bank's Loans - Loss Allowance came in at $63.45 million, up 6.8% from FY2024.
- Annual Loans - Loss Allowance has increased for nine consecutive years, with a five-year compound annual growth rate of 12.4% (FY2020 to FY2025).
- In prior years, Independent Bank's Loans - Loss Allowance was $59.38 million in FY2024 (+8.6%), $54.66 million in FY2023 (+4.2%), $52.44 million in FY2022 (+11.0%) and $47.25 million in FY2021 (+33.4%).
- The Q2 2026 figure stands as the highest quarterly Loans - Loss Allowance since Q4 2010.
- On a year-over-year basis, Loans - Loss Allowance has increased in each of the last 17 quarters, with growth averaging 7.1% over the last eight quarters.
- The strongest year-over-year quarter for Loans - Loss Allowance in the past five years was Q4 2021, with growth of 33.4%; the weakest was Q1 2022, with a decline of 2.4%.
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $63.72 million (Q1 2026), $63.45 million (Q4 2025) and $62.46 million (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 65.67 Mn |
| Mar 31, 2026 | 63.72 Mn |
| Dec 31, 2025 | 63.45 Mn |
| Sep 30, 2025 | 62.46 Mn |
| Jun 30, 2025 | 61.16 Mn |
| Mar 31, 2025 | 60.04 Mn |
| Dec 31, 2024 | 59.38 Mn |
| Sep 30, 2024 | 57.44 Mn |
| Jun 30, 2024 | 56.24 Mn |
| Mar 31, 2024 | 56.31 Mn |
| Dec 31, 2023 | 54.66 Mn |
| Sep 30, 2023 | 55.50 Mn |
| Jun 30, 2023 | 53.96 Mn |
| Mar 31, 2023 | 50.55 Mn |
| Dec 31, 2022 | 52.44 Mn |
| Sep 30, 2022 | 51.14 Mn |
| Jun 30, 2022 | 47.88 Mn |
| Mar 31, 2022 | 45.63 Mn |
| Dec 31, 2021 | 47.25 Mn |
| Sep 30, 2021 | 46.80 Mn |
API Access
Independent Bank Corp /Mi/ Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();