Independent Bank (IBCP) Loans - Loss Allowance (2010 - 2026)
Independent Bank (IBCP) posted Loans - Loss Allowance of $63.7 million for Q1 2026, little changed sequentially from $63.4 million in Q4 2025, and up 6.14% YoY from $60.0 million in Q1 2025.
Independent Bank (IBCP) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Independent Bank has reported Loans - Loss Allowance for 17 years, with the latest figure at $63.7 million in Q1 2026.
- Quarterly Loans - Loss Allowance rose 6.14% year-over-year to $63.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $63.7 million (up 6.14% YoY) and the FY2025 annual result came in at $63.4 million, up 6.85% from the prior year.
- Loans - Loss Allowance held at $63.7 million in Q1 2026 per IBCP's latest filing, from $63.4 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $63.7 million in Q1 2026 and troughed at $45.6 million in Q1 2022.
- A 5-year average of $56.0 million and a median of $56.2 million in 2024 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance fell 2.41% in 2022, then increased 12.7% in 2023.
- Over 5 years, Loans - Loss Allowance stood at $52.4 million in 2022, then grew by 4.24% to $54.7 million in 2023, then rose by 8.64% to $59.4 million in 2024, then grew by 6.85% to $63.4 million in 2025, then gained by 0.43% to $63.7 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $63.7 million, $63.4 million, and $62.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Independent Bank | 764.20 Mn | 598.75 Mn | - | 65.67 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 65.67 Mn |
| Mar 31, 2026 | 63.72 Mn |
| Dec 31, 2025 | 63.45 Mn |
| Sep 30, 2025 | 62.46 Mn |
| Jun 30, 2025 | 61.16 Mn |
| Mar 31, 2025 | 60.04 Mn |
| Dec 31, 2024 | 59.38 Mn |
| Sep 30, 2024 | 57.44 Mn |
| Jun 30, 2024 | 56.24 Mn |
| Mar 31, 2024 | 56.31 Mn |
| Dec 31, 2023 | 54.66 Mn |
| Sep 30, 2023 | 55.50 Mn |
| Jun 30, 2023 | 53.96 Mn |
| Mar 31, 2023 | 50.55 Mn |
| Dec 31, 2022 | 52.44 Mn |
| Sep 30, 2022 | 51.14 Mn |
| Jun 30, 2022 | 47.88 Mn |
| Mar 31, 2022 | 45.63 Mn |
| Dec 31, 2021 | 47.25 Mn |
| Sep 30, 2021 | 46.80 Mn |