Hawthorn Bancshares (HWBK) Interest Coverage Ratio (2010 - 2026)
Hawthorn Bancshares' (HWBK) quarterly Interest Coverage Ratio came in at 1.28 in Q1 2026, down 28.56% year-on-year from 1.8 in Q1 2025, and up 87.83% on a QoQ basis from 0.68 in Q4 2025.
Hawthorn Bancshares (HWBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Hawthorn Bancshares (HWBK) has 17 years of Interest Coverage Ratio data on file, last reported at 1.28 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 28.56% year-over-year to 1.28 in Q1 2026; TTM through Mar 2026 was 2.76, a 101.68% increase from a year earlier, with the FY2025 full-year figure at 1.92, up 19.12% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.28, up from 0.68 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for HWBK reached as high as 23.01 in Q4 2023 and fell as low as 0.68 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 3.89 across 5 years, with a median of 1.59 in 2024.
- Across the five-year window, Interest Coverage Ratio surged 1351.66% in 2023 and tumbled 94.98% in 2024, its largest moves.
- Year by year, Interest Coverage Ratio stood at 1.58 in 2022, then jumped by 1351.66% to 23.01 in 2023, then tumbled by 94.98% to 1.15 in 2024, then tumbled by 40.83% to 0.68 in 2025, then surged by 87.83% to 1.28 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.28 in Q1 2026, 0.68 in Q4 2025, and 1.92 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Hawthorn Bancshares | 284.22 Mn | 176.68 Mn | - | 1.28 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.28 |
| Dec 31, 2025 | 0.68 |
| Sep 30, 2025 | 1.92 |
| Jun 30, 2025 | 1.25 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.15 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.60 |
| Mar 31, 2024 | 1.58 |
| Dec 31, 2023 | 23.01 |
| Sep 30, 2023 | 1.35 |
| Jun 30, 2023 | 1.40 |
| Mar 31, 2023 | 1.63 |
| Dec 31, 2022 | 1.58 |
| Sep 30, 2022 | 3.14 |
| Jun 30, 2022 | 13.82 |
| Mar 31, 2022 | 7.31 |
| Dec 31, 2021 | 2.73 |
| Sep 30, 2021 | 15.06 |
| Jun 30, 2021 | 5.07 |