Hawthorn Bancshares (HWBK) Interest Coverage Ratio (2010 - 2026)

Hawthorn Bancshares' (HWBK) quarterly Interest Coverage Ratio came in at 1.28 in Q1 2026, down 28.56% year-on-year from 1.8 in Q1 2025, and up 87.83% on a QoQ basis from 0.68 in Q4 2025.

Hawthorn Bancshares (HWBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Hawthorn Bancshares (HWBK) has 17 years of Interest Coverage Ratio data on file, last reported at 1.28 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 28.56% year-over-year to 1.28 in Q1 2026; TTM through Mar 2026 was 2.76, a 101.68% increase from a year earlier, with the FY2025 full-year figure at 1.92, up 19.12% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.28, up from 0.68 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for HWBK reached as high as 23.01 in Q4 2023 and fell as low as 0.68 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 3.89 across 5 years, with a median of 1.59 in 2024.
  • Across the five-year window, Interest Coverage Ratio surged 1351.66% in 2023 and tumbled 94.98% in 2024, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 1.58 in 2022, then jumped by 1351.66% to 23.01 in 2023, then tumbled by 94.98% to 1.15 in 2024, then tumbled by 40.83% to 0.68 in 2025, then surged by 87.83% to 1.28 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.28 in Q1 2026, 0.68 in Q4 2025, and 1.92 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Hawthorn Bancshares 284.22 Mn 176.68 Mn - 1.28

Historic Data

Download Data
DateValue
Mar 31, 2026 1.28
Dec 31, 2025 0.68
Sep 30, 2025 1.92
Jun 30, 2025 1.25
Mar 31, 2025 1.80
Dec 31, 2024 1.15
Sep 30, 2024 1.59
Jun 30, 2024 1.60
Mar 31, 2024 1.58
Dec 31, 2023 23.01
Sep 30, 2023 1.35
Jun 30, 2023 1.40
Mar 31, 2023 1.63
Dec 31, 2022 1.58
Sep 30, 2022 3.14
Jun 30, 2022 13.82
Mar 31, 2022 7.31
Dec 31, 2021 2.73
Sep 30, 2021 15.06
Jun 30, 2021 5.07