Hawthorn Bancshares (HWBK) Interest Coverage Ratio (2010 - 2026)
Hawthorn Bancshares (HWBK) posted quarterly Interest Coverage Ratio of 1.28 for Q1 2026, down 28.56% year-over-year from 1.8 in Q1 2025, and up 87.83% quarter-over-quarter from 0.68 in Q4 2025.
Hawthorn Bancshares (HWBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Hawthorn Bancshares (HWBK) has reported Interest Coverage Ratio for 17 consecutive years, with 1.28 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 28.56% year-over-year to 1.28; the TTM figure through Mar 2026 stood at 2.76 (up 66.51% YoY), while the FY2025 annual figure was 1.92, up 19.12% from the prior year.
- Interest Coverage Ratio grew to 1.28 in Q1 2026 per HWBK's latest filing, from 0.68 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 23.01 in Q4 2023 and bottomed at 0.68 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 3.96 across 5 years, with a median of 1.63 in 2023.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio jumped 906.13% — and 2024, when it slumped 92.79%.
- Hawthorn Bancshares' Interest Coverage Ratio stood at 2.29 in 2022, then soared by 906.13% to 23.01 in 2023, then plunged by 92.79% to 1.66 in 2024, then tumbled by 58.82% to 0.68 in 2025, then soared by 87.83% to 1.28 in 2026.
- Business Quant data shows HWBK's Interest Coverage Ratio at 1.28 in Q1 2026, 0.68 in Q4 2025, and 1.92 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Hawthorn Bancshares | 270.32 Mn | 234.89 Mn | - | 2.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.39 |
| Mar 31, 2026 | 1.28 |
| Dec 31, 2025 | 0.68 |
| Sep 30, 2025 | 1.92 |
| Jun 30, 2025 | 1.25 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.66 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.60 |
| Mar 31, 2024 | 1.58 |
| Dec 31, 2023 | 23.01 |
| Sep 30, 2023 | 1.35 |
| Jun 30, 2023 | 1.40 |
| Mar 31, 2023 | 1.63 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 3.14 |
| Jun 30, 2022 | 13.82 |
| Mar 31, 2022 | 7.31 |
| Dec 31, 2021 | -1.31 |
| Sep 30, 2021 | 15.06 |