Heritage Financial (HFWA) Interest Coverage Ratio (2010 - 2026)

Heritage Financial (HFWA) posted Interest Coverage Ratio of 1.22 for Q1 2026, up 38.74% on a QoQ basis from 1.98 in Q4 2025, and down 72.92% year-over-year from 4.49 in Q1 2025.

Heritage Financial (HFWA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Heritage Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.22 for Q1 2026.

  • Quarterly Interest Coverage Ratio fell 72.92% year-over-year to 1.22 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.89 (down 43.88% YoY) and the FY2025 annual result came in at 1.8, down 30.55% from the prior year.
  • Interest Coverage Ratio was 1.22 for Q1 2026 at Heritage Financial, up from 1.98 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 1.49 in Q1 2022 and bottomed at 20.89 in Q2 2022.
  • A 5-year average of 3.18 and a median of 0.8 in 2025 frame the typical range for Interest Coverage Ratio.
  • Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 504.26% — and 2024, when it soared 109.37%.
  • Heritage Financial's Interest Coverage Ratio stood at 13.75 in 2022, then surged by 57.14% to 5.89 in 2023, then soared by 109.37% to 0.55 in 2024, then tumbled by 459.6% to 1.98 in 2025, then surged by 38.74% to 1.22 in 2026.
  • Business Quant data shows HFWA's Interest Coverage Ratio at 1.22 in Q1 2026, 1.98 in Q4 2025, and 0.9 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Heritage Financial 1.17 Bn 903.58 Mn 1.29 Mn -1.22

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.22
Dec 31, 2025 -1.98
Sep 30, 2025 -0.90
Jun 30, 2025 -0.80
Mar 31, 2025 -0.70
Dec 31, 2024 0.55
Sep 30, 2024 -0.64
Jun 30, 2024 -0.42
Mar 31, 2024 -0.42
Dec 31, 2023 -5.89
Sep 30, 2023 -0.28
Jun 30, 2023 -0.32
Mar 31, 2023 -6.01
Dec 31, 2022 -13.75
Sep 30, 2022 -1.83
Jun 30, 2022 -20.89
Mar 31, 2022 1.49
Dec 31, 2021 15.94
Sep 30, 2021 15.57
Jun 30, 2021 10.34