Heritage Financial (HFWA) Interest Coverage Ratio (2010 - 2026)
Heritage Financial's (HFWA) quarterly Interest Coverage Ratio came in at 1.22 in Q1 2026, down 72.92% YoY from 4.49 in Q1 2025, and down 291.97% on a QoQ basis from 0.63 in Q4 2025.
Heritage Financial (HFWA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Heritage Financial (HFWA) has 17 years of Interest Coverage Ratio data on file, last reported at 1.22 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 72.92% year-over-year to 1.22 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.89 (down 43.88% YoY) and the FY2025 annual result came in at 1.8, down 30.55% from the prior year.
- Interest Coverage Ratio fell to 1.22 in Q1 2026, from 0.63 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.49 in Q1 2022 to a low of 20.89 in Q2 2022.
- A 5-year average of 3.14 and a median of 0.8 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 504.26% — and 2025, when it jumped 126.62%.
- Tracing HFWA's Interest Coverage Ratio over 5 years: stood at 12.79 in 2022, then jumped by 53.92% to 5.89 in 2023, then jumped by 59.63% to 2.38 in 2024, then surged by 126.62% to 0.63 in 2025, then plunged by 291.97% to 1.22 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.22 (Q1 2026), 0.63 (Q4 2025), and 0.9 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Heritage Financial | 1.19 Bn | 984.68 Mn | 1.36 Mn | -2.75 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.25 |
| Mar 31, 2026 | -1.22 |
| Dec 31, 2025 | 0.63 |
| Sep 30, 2025 | -0.90 |
| Jun 30, 2025 | -0.80 |
| Mar 31, 2025 | -0.70 |
| Dec 31, 2024 | -2.38 |
| Sep 30, 2024 | -0.64 |
| Jun 30, 2024 | -0.42 |
| Mar 31, 2024 | -0.42 |
| Dec 31, 2023 | -5.89 |
| Sep 30, 2023 | -0.28 |
| Jun 30, 2023 | -0.32 |
| Mar 31, 2023 | -6.01 |
| Dec 31, 2022 | -12.79 |
| Sep 30, 2022 | -1.83 |
| Jun 30, 2022 | -20.89 |
| Mar 31, 2022 | 1.49 |
| Dec 31, 2021 | -4.23 |
| Sep 30, 2021 | 15.57 |