Heritage Financial (HFWA) Interest Coverage Ratio (2010 - 2026)
Heritage Financial (HFWA) posted Interest Coverage Ratio of 1.22 for Q1 2026, up 38.74% on a QoQ basis from 1.98 in Q4 2025, and down 72.92% year-over-year from 4.49 in Q1 2025.
Heritage Financial (HFWA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Heritage Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.22 for Q1 2026.
- Quarterly Interest Coverage Ratio fell 72.92% year-over-year to 1.22 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.89 (down 43.88% YoY) and the FY2025 annual result came in at 1.8, down 30.55% from the prior year.
- Interest Coverage Ratio was 1.22 for Q1 2026 at Heritage Financial, up from 1.98 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.49 in Q1 2022 and bottomed at 20.89 in Q2 2022.
- A 5-year average of 3.18 and a median of 0.8 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 504.26% — and 2024, when it soared 109.37%.
- Heritage Financial's Interest Coverage Ratio stood at 13.75 in 2022, then surged by 57.14% to 5.89 in 2023, then soared by 109.37% to 0.55 in 2024, then tumbled by 459.6% to 1.98 in 2025, then surged by 38.74% to 1.22 in 2026.
- Business Quant data shows HFWA's Interest Coverage Ratio at 1.22 in Q1 2026, 1.98 in Q4 2025, and 0.9 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Heritage Financial | 1.17 Bn | 903.58 Mn | 1.29 Mn | -1.22 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.22 |
| Dec 31, 2025 | -1.98 |
| Sep 30, 2025 | -0.90 |
| Jun 30, 2025 | -0.80 |
| Mar 31, 2025 | -0.70 |
| Dec 31, 2024 | 0.55 |
| Sep 30, 2024 | -0.64 |
| Jun 30, 2024 | -0.42 |
| Mar 31, 2024 | -0.42 |
| Dec 31, 2023 | -5.89 |
| Sep 30, 2023 | -0.28 |
| Jun 30, 2023 | -0.32 |
| Mar 31, 2023 | -6.01 |
| Dec 31, 2022 | -13.75 |
| Sep 30, 2022 | -1.83 |
| Jun 30, 2022 | -20.89 |
| Mar 31, 2022 | 1.49 |
| Dec 31, 2021 | 15.94 |
| Sep 30, 2021 | 15.57 |
| Jun 30, 2021 | 10.34 |