Horizon Bancorp (HBNC) Loans - Loss Allowance (2009 - 2026)
Horizon Bancorp's Loans - Loss Allowance came in at $52.31 million for Q3 2026, up 4.2% from $50.18 million a year earlier and up 0.7% from the prior quarter.
Horizon Bancorp (HBNC) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, Horizon Bancorp's Loans - Loss Allowance was $51.3 million, down 1.3% from FY2024.
- Loans - Loss Allowance carries a four-year compound annual growth rate of -1.4% (FY2021 to FY2025).
- Going back by year, Loans - Loss Allowance was $51.98 million in FY2024 (+3.9%), $50.03 million in FY2023 (-0.9%), $50.46 million in FY2022 (-7.0%) and $54.29 million in FY2021.
- The Q3 2026 figure represents the highest quarterly Loans - Loss Allowance since Q2 2025.
- Year-over-year, Loans - Loss Allowance increased in four of the last eight quarters, with growth averaging 0.4%.
- The fastest year-over-year change in Loans - Loss Allowance over five years came in Q3 2024 (growth of 6.4%), and the weakest in Q4 2022 (a decline of 7.0%).
- Business Quant data shows HBNC's Loans - Loss Allowance at $51.92 million (Q2 2026), $51.3 million (Q1 2026) and $51.3 million (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | Horizon Bancorp | 1.09 Bn | 251.20 Mn | - | 52.31 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 52.31 Mn |
| Jun 30, 2026 | 51.92 Mn |
| Mar 31, 2026 | 51.30 Mn |
| Dec 31, 2025 | 51.30 Mn |
| Sep 30, 2025 | 50.18 Mn |
| Jun 30, 2025 | 54.40 Mn |
| Mar 31, 2025 | 52.65 Mn |
| Dec 31, 2024 | 51.98 Mn |
| Sep 30, 2024 | 52.88 Mn |
| Jun 30, 2024 | 52.22 Mn |
| Mar 31, 2024 | 50.39 Mn |
| Dec 31, 2023 | 50.03 Mn |
| Sep 30, 2023 | 49.70 Mn |
| Jun 30, 2023 | 49.98 Mn |
| Mar 31, 2023 | 49.53 Mn |
| Dec 31, 2022 | 50.46 Mn |
| Sep 30, 2022 | 51.37 Mn |
| Jun 30, 2022 | 52.35 Mn |
| Mar 31, 2022 | 52.51 Mn |
| Dec 31, 2021 | 54.29 Mn |
Horizon Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=HBNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();