Horizon Bancorp (HBNC) Loans - Loss Allowance (2017 - 2025)

Horizon Bancorp (HBNC) recorded quarterly Loans - Loss Allowance of $50.2 million in Q3 2025, down 7.76% quarter-over-quarter from $54.4 million in Q2 2025, and down 5.11% on a YoY basis from $52.9 million in Q3 2024.

Horizon Bancorp (HBNC) Loans - Loss Allowance (2017 - 2025) Analysis & Trends

Horizon Bancorp's Loans - Loss Allowance history runs 9 years deep, the most recent figure standing at $50.2 million for Q3 2025.

  • In Q3 2025, Loans - Loss Allowance fell 5.11% year-over-year to $50.2 million; the TTM figure through Sep 2025 stood at $50.2 million (down 5.11% YoY), while the FY2024 annual figure was $52.0 million, up 3.9% from the prior year.
  • Loans - Loss Allowance was $50.2 million for Q3 2025 at Horizon Bancorp, down from $54.4 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $54.4 million in Q2 2025 to a low of $49.5 million in Q1 2023.
  • Historically, Loans - Loss Allowance has averaged $51.6 million across 5 years, with a median of $51.7 million in 2022.
  • The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance retreated 7.04% in 2022, then grew 6.4% in 2024.
  • A 5-year view of Loans - Loss Allowance shows it stood at $54.3 million in 2021, then declined by 7.04% to $50.5 million in 2022, then retreated by 0.86% to $50.0 million in 2023, then increased by 3.9% to $52.0 million in 2024, then fell by 3.47% to $50.2 million in 2025.
  • The last three Loans - Loss Allowance figures came in at $50.2 million (Q3 2025), $54.4 million (Q2 2025), and $52.7 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.35 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 Horizon Bancorp 1.00 Bn 741.81 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 50.18 Mn
Jun 30, 2025 54.40 Mn
Mar 31, 2025 52.65 Mn
Dec 31, 2024 51.98 Mn
Sep 30, 2024 52.88 Mn
Jun 30, 2024 52.22 Mn
Mar 31, 2024 50.39 Mn
Dec 31, 2023 50.03 Mn
Sep 30, 2023 49.70 Mn
Jun 30, 2023 49.98 Mn
Mar 31, 2023 49.53 Mn
Dec 31, 2022 50.46 Mn
Sep 30, 2022 51.37 Mn
Jun 30, 2022 52.35 Mn
Mar 31, 2022 52.51 Mn
Dec 31, 2021 54.29 Mn
Sep 30, 2020 56.32 Mn
Jun 30, 2020 55.09 Mn
Mar 31, 2020 48.44 Mn
Dec 31, 2019 17.67 Mn