Horizon Bancorp (HBNC) Loans - Loss Allowance (2017 - 2025)
Horizon Bancorp (HBNC) recorded quarterly Loans - Loss Allowance of $50.2 million in Q3 2025, down 7.76% quarter-over-quarter from $54.4 million in Q2 2025, and down 5.11% on a YoY basis from $52.9 million in Q3 2024.
Horizon Bancorp (HBNC) Loans - Loss Allowance (2017 - 2025) Analysis & Trends
Horizon Bancorp's Loans - Loss Allowance history runs 9 years deep, the most recent figure standing at $50.2 million for Q3 2025.
- In Q3 2025, Loans - Loss Allowance fell 5.11% year-over-year to $50.2 million; the TTM figure through Sep 2025 stood at $50.2 million (down 5.11% YoY), while the FY2024 annual figure was $52.0 million, up 3.9% from the prior year.
- Loans - Loss Allowance was $50.2 million for Q3 2025 at Horizon Bancorp, down from $54.4 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $54.4 million in Q2 2025 to a low of $49.5 million in Q1 2023.
- Historically, Loans - Loss Allowance has averaged $51.6 million across 5 years, with a median of $51.7 million in 2022.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance retreated 7.04% in 2022, then grew 6.4% in 2024.
- A 5-year view of Loans - Loss Allowance shows it stood at $54.3 million in 2021, then declined by 7.04% to $50.5 million in 2022, then retreated by 0.86% to $50.0 million in 2023, then increased by 3.9% to $52.0 million in 2024, then fell by 3.47% to $50.2 million in 2025.
- The last three Loans - Loss Allowance figures came in at $50.2 million (Q3 2025), $54.4 million (Q2 2025), and $52.7 million (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Horizon Bancorp | 1.00 Bn | 741.81 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 50.18 Mn |
| Jun 30, 2025 | 54.40 Mn |
| Mar 31, 2025 | 52.65 Mn |
| Dec 31, 2024 | 51.98 Mn |
| Sep 30, 2024 | 52.88 Mn |
| Jun 30, 2024 | 52.22 Mn |
| Mar 31, 2024 | 50.39 Mn |
| Dec 31, 2023 | 50.03 Mn |
| Sep 30, 2023 | 49.70 Mn |
| Jun 30, 2023 | 49.98 Mn |
| Mar 31, 2023 | 49.53 Mn |
| Dec 31, 2022 | 50.46 Mn |
| Sep 30, 2022 | 51.37 Mn |
| Jun 30, 2022 | 52.35 Mn |
| Mar 31, 2022 | 52.51 Mn |
| Dec 31, 2021 | 54.29 Mn |
| Sep 30, 2020 | 56.32 Mn |
| Jun 30, 2020 | 55.09 Mn |
| Mar 31, 2020 | 48.44 Mn |
| Dec 31, 2019 | 17.67 Mn |