Horizon Bancorp (HBNC) Loans - Loss Allowance (2017 - 2025)
Horizon Bancorp's (HBNC) quarterly Loans - Loss Allowance came in at $50.2 million in Q3 2025, down 5.11% year-on-year from $52.9 million in Q3 2024, and down 7.76% quarter-over-quarter from $54.4 million in Q2 2025.
Horizon Bancorp (HBNC) Loans - Loss Allowance (2017 - 2025) Analysis & Trends
Horizon Bancorp's Loans - Loss Allowance history runs 9 years deep, the most recent figure standing at $50.2 million for Q3 2025.
- On a quarterly basis, Loans - Loss Allowance fell 5.11% year-over-year to $50.2 million in Q3 2025; TTM through Sep 2025 was $50.2 million, a 5.11% decrease from a year earlier, with the FY2024 full-year figure at $52.0 million, up 3.9% from the prior year.
- Loans - Loss Allowance retreated to $50.2 million in Q3 2025 per HBNC's latest filing, from $54.4 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $54.4 million in Q2 2025 and bottomed at $49.5 million in Q1 2023.
- The 5-year median for Loans - Loss Allowance is $51.7 million (2022), against an average of $51.6 million.
- Across the five-year window, Loans - Loss Allowance slipped 7.04% in 2022 and rose 6.4% in 2024, its largest moves.
- Year by year, Loans - Loss Allowance stood at $54.3 million in 2021, then declined by 7.04% to $50.5 million in 2022, then retreated by 0.86% to $50.0 million in 2023, then increased by 3.9% to $52.0 million in 2024, then fell by 3.47% to $50.2 million in 2025.
- Per Business Quant, the three latest HBNC Loans - Loss Allowance figures stand at $50.2 million (Q3 2025), $54.4 million (Q2 2025), and $52.7 million (Q1 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Horizon Bancorp | 1.03 Bn | 765.89 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 50.18 Mn |
| Jun 30, 2025 | 54.40 Mn |
| Mar 31, 2025 | 52.65 Mn |
| Dec 31, 2024 | 51.98 Mn |
| Sep 30, 2024 | 52.88 Mn |
| Jun 30, 2024 | 52.22 Mn |
| Mar 31, 2024 | 50.39 Mn |
| Dec 31, 2023 | 50.03 Mn |
| Sep 30, 2023 | 49.70 Mn |
| Jun 30, 2023 | 49.98 Mn |
| Mar 31, 2023 | 49.53 Mn |
| Dec 31, 2022 | 50.46 Mn |
| Sep 30, 2022 | 51.37 Mn |
| Jun 30, 2022 | 52.35 Mn |
| Mar 31, 2022 | 52.51 Mn |
| Dec 31, 2021 | 54.29 Mn |
| Sep 30, 2020 | 56.32 Mn |
| Jun 30, 2020 | 55.09 Mn |
| Mar 31, 2020 | 48.44 Mn |
| Dec 31, 2019 | 17.67 Mn |