Hanmi Financial (HAFC) Debt Ratio (2009 - 2026)
Hanmi Financial's Debt Ratio was 0.02 in Q2 2026, down 50.3% from 0.03 a year earlier and down 1.9% from the prior quarter.
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Analysis
Hanmi Financial (HAFC) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Hanmi Financial came in at 0.04, down 30.4% from FY2024.
- Debt Ratio has now declined for three consecutive years.
- In earlier years, Debt Ratio was 0.05 in FY2024 (-14.8%), 0.06 in FY2023 (-7.5%), 0.06 in FY2022 (+26.4%) and 0.05 in FY2021 (+18.5%).
- The Q2 2026 figure marks the lowest quarterly Debt Ratio since Q2 2015.
- Compared with a year earlier, Debt Ratio has declined for seven straight quarters, with an average decline of 27.6% over the last eight quarters.
- The best year-over-year quarter for Debt Ratio over five years was Q1 2023 (growth of 71.1%); the worst was Q3 2025 (a decline of 56.0%).
- Per Business Quant data, HAFC's Debt Ratio in the three quarters before Q2 2026 was 0.02 (Q1 2026), 0.04 (Q4 2025) and 0.02 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 0.70 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 0.63 |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.11 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 0.23 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.01 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 0.50 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.72 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.04 |
| 10 | Hanmi Financial | 963.95 Mn | 963.95 Mn | - | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.01 |
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.06 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.06 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.05 |
API Access
Hanmi Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=HAFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "HAFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=HAFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();