Gouverneur Bancorp (GOVB) Loans - Loss Allowance (2022 - 2026)
Gouverneur Bancorp (GOVB) posted quarterly Loans - Loss Allowance of $1.1 million for Q1 2026, up 4.98% year-over-year from $1.1 million in Q1 2025, and little changed quarter-over-quarter from $1.1 million in Q4 2025.
Gouverneur Bancorp (GOVB) Loans - Loss Allowance (2022 - 2026) Analysis & Trends
Gouverneur Bancorp (GOVB) has reported Loans - Loss Allowance for 5 consecutive years, with $1.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 4.98% year-over-year to $1.1 million; the TTM figure through Mar 2026 stood at $1.1 million (up 4.98% YoY), while the FY2025 annual figure was $1.1 million, up 3.48% from the prior year.
- Loans - Loss Allowance held at $1.1 million in Q1 2026 per GOVB's latest filing, from $1.1 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $1.1 million in Q1 2026 and bottomed at $598000.0 in Q2 2023.
- Historically, Loans - Loss Allowance has averaged $909125.0 across 5 years, with a median of $1.1 million in 2023.
- Annual changes were most pronounced in 2023 — Loans - Loss Allowance fell 4.32% — and 2024, when it surged 77.26%.
- Gouverneur Bancorp's Loans - Loss Allowance stood at $634000.0 in 2022, then soared by 67.35% to $1.1 million in 2023, then slipped by 0.19% to $1.1 million in 2024, then advanced by 5.0% to $1.1 million in 2025, then grew by 0.45% to $1.1 million in 2026.
- Business Quant data shows GOVB's Loans - Loss Allowance at $1.1 million in Q1 2026, $1.1 million in Q4 2025, and $1.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Gouverneur Bancorp | 20.64 Mn | -8.42 Mn | - | 1.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.13 Mn |
| Mar 31, 2026 | 1.12 Mn |
| Dec 31, 2025 | 1.11 Mn |
| Sep 30, 2025 | 1.10 Mn |
| Jun 30, 2025 | 1.07 Mn |
| Mar 31, 2025 | 1.06 Mn |
| Dec 31, 2024 | 1.06 Mn |
| Sep 30, 2024 | 1.06 Mn |
| Jun 30, 2024 | 1.06 Mn |
| Mar 31, 2024 | 1.06 Mn |
| Dec 31, 2023 | 1.06 Mn |
| Sep 30, 2023 | 623,000.00 |
| Jun 30, 2023 | 598,000.00 |
| Mar 31, 2023 | 675,000.00 |
| Dec 31, 2022 | 634,000.00 |
| Sep 30, 2022 | 621,000.00 |
| Jun 30, 2022 | 625,000.00 |