Gouverneur Bancorp, Inc./MD/ (GOVB) Loans - Loss Allowance (2022 - 2026)
Gouverneur Bancorp's Loans - Loss Allowance was $1.13 million in fiscal Q3 2026 (quarter ended Jun 30, 2026), up 5.0% from $1.07 million a year earlier and up 0.8% from the prior quarter.
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Analysis
Gouverneur Bancorp, Inc./MD/ (GOVB) Loans - Loss Allowance (2022 - 2026) Analysis & Trends
At the end of FY2025 (ended Sep 30, 2025), Loans - Loss Allowance at Gouverneur Bancorp came in at $1.1 million, up 3.5% from FY2024.
- Loans - Loss Allowance has now increased for three consecutive fiscal years, with a three-year compound annual growth rate of 21.0% (FY2022 to FY2025).
- In earlier fiscal years, Loans - Loss Allowance was $1.06 million in FY2024 (+70.6%), $623,000 in FY2023 (+0.3%) and $621,000 in FY2022.
- The fiscal Q3 2026 figure marks the highest quarterly Loans - Loss Allowance in data going back to fiscal Q3 2022.
- Compared with a year earlier, Loans - Loss Allowance has increased for six straight quarters, with growth averaging 11.3% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was fiscal Q3 2024 (growth of 77.3%); the worst was fiscal Q3 2023 (a decline of 4.3%).
- Per Business Quant data, GOVB's Loans - Loss Allowance in the three fiscal quarters before Q3 2026 was $1.12 million (Q2 2026), $1.11 million (Q1 2026) and $1.1 million (Q4 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.13 Mn |
| Mar 31, 2026 | 1.12 Mn |
| Dec 31, 2025 | 1.11 Mn |
| Sep 30, 2025 | 1.10 Mn |
| Jun 30, 2025 | 1.07 Mn |
| Mar 31, 2025 | 1.06 Mn |
| Dec 31, 2024 | 1.06 Mn |
| Sep 30, 2024 | 1.06 Mn |
| Jun 30, 2024 | 1.06 Mn |
| Mar 31, 2024 | 1.06 Mn |
| Dec 31, 2023 | 1.06 Mn |
| Sep 30, 2023 | 623,000.00 |
| Jun 30, 2023 | 598,000.00 |
| Mar 31, 2023 | 675,000.00 |
| Dec 31, 2022 | 634,000.00 |
| Sep 30, 2022 | 621,000.00 |
| Jun 30, 2022 | 625,000.00 |
API Access
Gouverneur Bancorp, Inc./MD/ Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();