FinVolution (FVGPY) Equity Ratio (2016 - 2025)
FinVolution (FVGPY) posted quarterly Equity Ratio of 0.66 for Q4 2025, up 2.91% year-over-year from 0.64 in Q4 2024, and up 4.25% on a QoQ basis from 0.64 in Q3 2025.
FinVolution (FVGPY) Equity Ratio (2016 - 2025) Analysis & Trends
FinVolution (FVGPY) has reported Equity Ratio for 10 consecutive years, with 0.66 the latest figure, recorded in Q4 2025.
- In Q4 2025, Equity Ratio rose 2.91% year-over-year to 0.66; the TTM figure through Dec 2025 stood at 0.66 (up 2.91% YoY), while the FY2025 annual figure was 0.65, down 1.16% from the prior year.
- Equity Ratio came in at 0.66 for Q4 2025 at FinVolution, up from 0.64 in the prior quarter.
- The five-year high for Equity Ratio was 0.66 in Q4 2025, with the low at 0.56 in Q1 2022.
- Average Equity Ratio over 5 years is 0.62, with a median of 0.62 recorded in 2021.
- Across the five-year window, Equity Ratio gained 28.83% in 2021 and decreased 7.02% in 2022, its largest moves.
- Year by year, Equity Ratio stood at 0.59 in 2021, then slipped by 1.43% to 0.58 in 2022, then gained by 11.93% to 0.65 in 2023, then dropped by 1.13% to 0.64 in 2024, then increased by 2.91% to 0.66 in 2025.
- According to Business Quant data, Equity Ratio over the past three periods registered 0.66, 0.64, and 0.63 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | FinVolution | - | - | 311.24 Mn | 0.66 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.66 |
| Dec 31, 2024 | 0.64 |
| Dec 31, 2023 | 0.65 |
| Dec 31, 2022 | 0.58 |
| Dec 31, 2021 | 0.59 |
| Dec 31, 2020 | 0.57 |
| Dec 31, 2019 | 0.44 |
| Dec 31, 2018 | 0.46 |
| Dec 31, 2017 | 0.43 |
| Dec 31, 2016 | -0.20 |