FinVolution (FVGPY) Equity Ratio (2016 - 2025)

FinVolution (FVGPY) recorded quarterly Equity Ratio of 0.66 in Q4 2025, up 4.25% quarter-over-quarter from 0.64 in Q3 2025, and up 2.91% on a YoY basis from 0.64 in Q4 2024.

FinVolution (FVGPY) Equity Ratio (2016 - 2025) Analysis & Trends

FinVolution's Equity Ratio history runs 10 years deep, the most recent figure standing at 0.66 for Q4 2025.

  • In Q4 2025, Equity Ratio rose 2.91% year-over-year to 0.66; the TTM figure through Dec 2025 stood at 0.66 (up 2.91% YoY), while the FY2025 annual figure was 0.65, down 1.16% from the prior year.
  • Equity Ratio was 0.66 for Q4 2025 at FinVolution, up from 0.64 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.66 in Q4 2025 to a low of 0.56 in Q1 2022.
  • Historically, Equity Ratio has averaged 0.62 across 5 years, with a median of 0.62 in 2021.
  • The sharpest annual moves came in 2021 and 2022: Equity Ratio grew 28.83% in 2021, then declined 7.02% in 2022.
  • A 5-year view of Equity Ratio shows it stood at 0.59 in 2021, then fell by 1.43% to 0.58 in 2022, then grew by 11.93% to 0.65 in 2023, then retreated by 1.13% to 0.64 in 2024, then advanced by 2.91% to 0.66 in 2025.
  • The last three Equity Ratio figures came in at 0.66 (Q4 2025), 0.64 (Q3 2025), and 0.63 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 FinVolution - - 311.24 Mn 0.66

Historic Data

Download Data
DateValue
Dec 31, 2025 0.66
Sep 30, 2025 0.64
Jun 30, 2025 0.63
Mar 31, 2025 0.65
Dec 31, 2024 0.64
Sep 30, 2024 0.65
Jun 30, 2024 0.65
Mar 31, 2024 0.65
Dec 31, 2023 0.65
Sep 30, 2023 0.61
Jun 30, 2023 0.60
Mar 31, 2023 0.59
Dec 31, 2022 0.58
Sep 30, 2022 0.57
Jun 30, 2022 0.58
Mar 31, 2022 0.56
Dec 31, 2021 0.59
Sep 30, 2021 0.62
Jun 30, 2021 0.62
Mar 31, 2021 0.59