FS Bancorp (FSBW) Interest Coverage Ratio (2011 - 2026)
FS Bancorp's Interest Coverage Ratio came in at 1.59 for Q2 2026, up 0.2% from 1.59 a year earlier and up 0.1% from the prior quarter.
Powered by 
Analysis
FS Bancorp (FSBW) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, FS Bancorp reported Interest Coverage Ratio of 1.61, up 0.3% year-over-year; for FY2025, it was 1.62, down 3.5% from FY2024.
- Interest Coverage Ratio has declined in each of the last four years.
- Going back by year, Interest Coverage Ratio was 1.67 in FY2024 (-17.6%), 2.03 in FY2023 (-43.0%), 3.57 in FY2022 (-39.3%) and 5.88 in FY2021 (+33.9%).
- The five-year range for quarterly Interest Coverage Ratio is 1.59 (Q2 2025) to 6.02 (Q4 2021).
- Year-over-year, Interest Coverage Ratio increased in two of the last eight quarters, with an average decline of 5.3%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q4 2021 (growth of 5.8%), and the weakest in Q4 2022 (a decline of 59.0%).
- Business Quant data shows FSBW's Interest Coverage Ratio at 1.59 (Q1 2026), 1.60 (Q4 2025) and 1.67 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | FS Bancorp | 342.75 Mn | 171.34 Mn | - | 1.34 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.34 |
| Jun 30, 2026 | 1.59 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.60 |
| Sep 30, 2025 | 1.67 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.62 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.86 |
| Sep 30, 2023 | 1.91 |
| Jun 30, 2023 | 2.23 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 2.47 |
| Sep 30, 2022 | 3.82 |
| Jun 30, 2022 | 4.74 |
| Mar 31, 2022 | 5.46 |
| Dec 31, 2021 | 6.02 |
API Access
FS Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSBW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FSBW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSBW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();