FS Bancorp (FSBW) Interest Coverage Ratio (2012 - 2026)
FS Bancorp's quarterly Interest Coverage Ratio came in at 1.59 in Q1 2026, down 0.57% year-on-year from 1.6 in Q1 2025, and down 0.71% quarter-over-quarter from 1.6 in Q4 2025.
FS Bancorp has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.59 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 0.57% year-over-year to 1.59; the trailing twelve-month figure through Mar 2026 stood at 1.61 (up 64.05% YoY), and the FY2025 full-year result was 0.13, down 8.67% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.59, down from 1.6 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.46 in Q1 2022, with the low at 1.0 in Q4 2024.
- Average Interest Coverage Ratio over 5 years is 2.17, with a median of 1.73 recorded in 2024.
- Year-over-year, Interest Coverage Ratio sank 153.7% in 2024 and jumped 259.99% in 2025.
- Tracing FSBW's Interest Coverage Ratio over 5 years: stood at 2.47 in 2022, then decreased by 24.49% to 1.86 in 2023, then slumped by 153.7% to 1.0 in 2024, then jumped by 259.99% to 1.6 in 2025, then dropped by 0.71% to 1.59 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.59 (Q1 2026), 1.6 (Q4 2025), and 1.67 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | FS Bancorp | 303.50 Mn | 264.24 Mn | - | 1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.60 |
| Sep 30, 2025 | 1.67 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | -1.00 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.86 |
| Sep 30, 2023 | 1.91 |
| Jun 30, 2023 | 2.23 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 2.47 |
| Sep 30, 2022 | 3.82 |
| Jun 30, 2022 | 4.74 |
| Mar 31, 2022 | 5.46 |
| Dec 31, 2021 | 6.02 |
| Sep 30, 2021 | 5.69 |
| Jun 30, 2021 | 5.05 |
| Mar 31, 2021 | 6.69 |
| Dec 31, 2020 | 5.69 |
| Sep 30, 2020 | 5.89 |
| Jun 30, 2020 | 4.30 |
| Mar 31, 2020 | 2.45 |
| Dec 31, 2019 | 2.35 |
| Sep 30, 2019 | 2.85 |
| Jun 30, 2019 | 2.17 |
| Mar 31, 2019 | 2.45 |
| Dec 31, 2018 | 4.35 |
| Sep 30, 2018 | 2.97 |
| Jun 30, 2018 | 3.36 |
| Mar 31, 2018 | 4.44 |
| Dec 31, 2017 | 4.77 |
| Sep 30, 2017 | 5.07 |
| Jun 30, 2017 | 6.11 |
| Mar 31, 2017 | 4.80 |
| Dec 31, 2016 | 4.72 |
| Sep 30, 2016 | 5.94 |
| Jun 30, 2016 | 5.46 |
| Mar 31, 2016 | 3.44 |
| Dec 31, 2015 | 4.12 |
| Sep 30, 2015 | 4.34 |
| Jun 30, 2015 | 5.87 |
| Mar 31, 2015 | 4.84 |
| Dec 31, 2014 | 3.87 |
| Sep 30, 2014 | 3.28 |
| Jun 30, 2014 | 3.26 |
| Mar 31, 2014 | 3.15 |
| Dec 31, 2013 | 2.31 |
| Sep 30, 2013 | 3.94 |
| Jun 30, 2013 | 4.23 |
| Mar 31, 2013 | 4.65 |
| Dec 31, 2012 | 3.44 |
| Sep 30, 2012 | 2.75 |
| Jun 30, 2012 | 2.01 |
| Mar 31, 2012 | 1.43 |