FS Bancorp (FSBW) Interest Coverage Ratio (2012 - 2026)
FS Bancorp (FSBW) posted Interest Coverage Ratio of 1.59 for Q2 2026, little changed on a QoQ basis from 1.59 in Q1 2026, and little changed year-over-year from 1.59 in Q2 2025.
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Analysis
FS Bancorp (FSBW) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
FS Bancorp has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.59 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio changed 0.17% year-over-year to 1.59 in Q2 2026; TTM through Jun 2026 was 1.61, a 0.33% change from a year earlier, with the FY2025 full-year figure at 1.62, down 3.49% from the prior year.
- Interest Coverage Ratio was 1.59 for Q2 2026 at FS Bancorp, roughly flat from 1.59 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.46 in Q1 2022, with the low at 1.59 in Q2 2025.
- Average Interest Coverage Ratio over 5 years is 2.28, with a median of 1.73 recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio plunged 59.04% in 2022, then climbed 2.83% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 2.47 in 2022, then decreased by 24.49% to 1.86 in 2023, then decreased by 13.0% to 1.62 in 2024, then declined by 1.24% to 1.6 in 2025, then fell by 0.63% to 1.59 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.59 (Q2 2026), 1.59 (Q1 2026), and 1.6 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | FS Bancorp | 325.68 Mn | 295.97 Mn | - | 1.59 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.59 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.60 |
| Sep 30, 2025 | 1.67 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.62 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.86 |
| Sep 30, 2023 | 1.91 |
| Jun 30, 2023 | 2.23 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 2.47 |
| Sep 30, 2022 | 3.82 |
| Jun 30, 2022 | 4.74 |
| Mar 31, 2022 | 5.46 |
| Dec 31, 2021 | 6.02 |
| Sep 30, 2021 | 5.69 |
API Access
FS Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSBW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FSBW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSBW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();