FS Bancorp, Inc. (FSBW) Interest Coverage Ratio (2012 - 2026)
FS Bancorp's Interest Coverage Ratio came in at 1.59 for Q2 2026, up 0.2% from 1.59 a year earlier and up 0.1% from the prior quarter.
FS Bancorp, Inc. (FSBW) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, FS Bancorp reported Interest Coverage Ratio of 1.61, up 0.3% year-over-year; for FY2025, it was 1.62, down 3.5% from FY2024.
- Interest Coverage Ratio has declined in each of the last four years.
- Going back by year, Interest Coverage Ratio was 1.67 in FY2024 (-17.6%), 2.03 in FY2023 (-43.0%), 3.57 in FY2022 (-39.3%) and 5.88 in FY2021 (+33.9%).
- The five-year range for quarterly Interest Coverage Ratio is 1.59 (Q2 2025) to 6.02 (Q4 2021).
- Year-over-year, Interest Coverage Ratio increased in two of the last eight quarters, with an average decline of 5.3%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q4 2021 (growth of 5.8%), and the weakest in Q4 2022 (a decline of 59.0%).
- Business Quant data shows FSBW's Interest Coverage Ratio at 1.59 (Q1 2026), 1.60 (Q4 2025) and 1.67 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.59 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.60 |
| Sep 30, 2025 | 1.67 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.62 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.86 |
| Sep 30, 2023 | 1.91 |
| Jun 30, 2023 | 2.23 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 2.47 |
| Sep 30, 2022 | 3.82 |
| Jun 30, 2022 | 4.74 |
| Mar 31, 2022 | 5.46 |
| Dec 31, 2021 | 6.02 |
| Sep 30, 2021 | 5.69 |
FS Bancorp, Inc. Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSBW&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FSBW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSBW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();