FS Bancorp (FSBW) Interest Coverage Ratio (2012 - 2026)
FS Bancorp (FSBW) recorded quarterly Interest Coverage Ratio of 1.59 in Q1 2026, down 0.71% quarter-over-quarter from 1.6 in Q4 2025, and down 0.57% on a YoY basis from 1.6 in Q1 2025.
FS Bancorp (FSBW) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
FS Bancorp's Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 1.59 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 0.57% year-over-year to 1.59; the TTM figure through Mar 2026 stood at 1.61 (up 64.05% YoY), while the FY2025 annual figure was 0.13, down 8.67% from the prior year.
- Interest Coverage Ratio was 1.59 for Q1 2026 at FS Bancorp, down from 1.6 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 5.46 in Q1 2022 to a low of 1.0 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 2.17 across 5 years, with a median of 1.73 in 2024.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio sank 153.7% in 2024, then surged 259.99% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.47 in 2022, then retreated by 24.49% to 1.86 in 2023, then tumbled by 153.7% to 1.0 in 2024, then soared by 259.99% to 1.6 in 2025, then slipped by 0.71% to 1.59 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.59 (Q1 2026), 1.6 (Q4 2025), and 1.67 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | FS Bancorp | 318.30 Mn | 279.04 Mn | - | 1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.60 |
| Sep 30, 2025 | 1.67 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | -1.00 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.86 |
| Sep 30, 2023 | 1.91 |
| Jun 30, 2023 | 2.23 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 2.47 |
| Sep 30, 2022 | 3.82 |
| Jun 30, 2022 | 4.74 |
| Mar 31, 2022 | 5.46 |
| Dec 31, 2021 | 6.02 |
| Sep 30, 2021 | 5.69 |
| Jun 30, 2021 | 5.05 |