FS Bancorp (FSBW) Interest Coverage Ratio (2012 - 2026)
FS Bancorp (FSBW) posted quarterly Interest Coverage Ratio of 1.59 for Q1 2026, down 0.57% year-over-year from 1.6 in Q1 2025, and up 208.02% quarter-over-quarter from 0.52 in Q4 2025.
FS Bancorp (FSBW) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
FS Bancorp's Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 1.59 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 0.57% year-over-year to 1.59; the TTM figure through Mar 2026 stood at 0.85 (down 38.4% YoY), while the FY2025 annual figure was 1.0, down 39.74% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.59, up from 0.52 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.42 in Q1 2022, with the low at 0.59 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 1.72 (2024), against an average of 2.06.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio plunged 113.73% in 2022, then jumped 497.72% in 2023.
- FS Bancorp's Interest Coverage Ratio stood at 0.59 in 2022, then surged by 497.72% to 2.37 in 2023, then plunged by 50.97% to 1.16 in 2024, then slumped by 55.51% to 0.52 in 2025, then jumped by 208.02% to 1.59 in 2026.
- Business Quant data shows FSBW's Interest Coverage Ratio at 1.59 in Q1 2026, 0.52 in Q4 2025, and 1.48 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | FS Bancorp | 311.08 Mn | 281.37 Mn | - | 1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.45 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.35 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 2.37 |
| Sep 30, 2023 | 1.91 |
| Jun 30, 2023 | 2.23 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | -0.59 |
| Sep 30, 2022 | 3.82 |
| Jun 30, 2022 | 4.74 |
| Mar 31, 2022 | 5.42 |
| Dec 31, 2021 | 4.33 |
| Sep 30, 2021 | 5.69 |