Five Star Bancorp (FSBC) Times Interest Earned (2020 - 2026)
Five Star Bancorp (FSBC) reported Times Interest Earned of $2.05 for Q1 2026, up 14.03% on a YoY basis from $1.8 in Q1 2025, and up 5.3% quarter-over-quarter from $1.94 in Q4 2025.
Five Star Bancorp (FSBC) Times Interest Earned (2020 - 2026) Analysis & Trends
Five Star Bancorp has reported Times Interest Earned for 7 years, with the latest figure at $2.05 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 14.03% year-over-year to $2.05; the trailing twelve-month figure through Mar 2026 stood at $1.92 (up 9.25% YoY), and the FY2025 full-year result was $1.86, up 6.95% from the prior year.
- Times Interest Earned for Q1 2026 stood at $2.05, up from $1.94 in the prior quarter.
- The five-year high for Times Interest Earned was $14.69 in Q1 2022, with the low at $1.68 in Q3 2024.
- Historically, Times Interest Earned has averaged $3.44 across 5 years, with a median of $1.9 in 2023.
- Annual changes were most pronounced in 2022 — Times Interest Earned soared 381.19% — and 2023, when it plunged 81.91%.
- Five Star Bancorp's Times Interest Earned stood at $3.27 in 2022, then tumbled by 45.67% to $1.78 in 2023, then gained by 1.21% to $1.8 in 2024, then grew by 8.13% to $1.94 in 2025, then increased by 5.3% to $2.05 in 2026.
- The last three Times Interest Earned figures came in at $2.05 (Q1 2026), $1.94 (Q4 2025), and $1.87 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Five Star Bancorp | 948.31 Mn | 948.31 Mn | - | 2.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.05 |
| Dec 31, 2025 | 1.94 |
| Sep 30, 2025 | 1.87 |
| Jun 30, 2025 | 1.84 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.80 |
| Sep 30, 2024 | 1.68 |
| Jun 30, 2024 | 1.76 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.78 |
| Sep 30, 2023 | 1.90 |
| Jun 30, 2023 | 2.13 |
| Mar 31, 2023 | 2.66 |
| Dec 31, 2022 | 3.27 |
| Sep 30, 2022 | 5.01 |
| Jun 30, 2022 | 10.55 |
| Mar 31, 2022 | 14.69 |
| Dec 31, 2021 | 2.96 |
| Sep 30, 2021 | 3.02 |
| Jun 30, 2021 | 2.19 |