Five Star Bancorp (FSBC) Interest Coverage Ratio (2020 - 2026)
Five Star Bancorp (FSBC) posted Interest Coverage Ratio of 1.99 for Q1 2026, up 2.38% on a QoQ basis from 1.94 in Q4 2025, and up 10.87% year-over-year from 1.8 in Q1 2025.
Five Star Bancorp (FSBC) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Five Star Bancorp's Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 1.99 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 10.87% year-over-year to 1.99 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.91 (down 87.62% YoY) and the FY2025 annual result came in at 1.86, up 6.95% from the prior year.
- Interest Coverage Ratio was 1.99 for Q1 2026 at Five Star Bancorp, up from 1.94 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 10.55 in Q2 2022 and bottomed at 9.96 in Q4 2022.
- A 5-year average of 1.85 and a median of 1.87 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 165.04% — and 2025, when it soared 185.86%.
- Five Star Bancorp's Interest Coverage Ratio stood at 9.96 in 2022, then soared by 106.15% to 0.61 in 2023, then climbed by 10.94% to 0.68 in 2024, then surged by 185.86% to 1.94 in 2025, then advanced by 2.38% to 1.99 in 2026.
- Business Quant data shows FSBC's Interest Coverage Ratio at 1.99 in Q1 2026, 1.94 in Q4 2025, and 1.87 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Five Star Bancorp | 1.01 Bn | 361.87 Mn | - | 1.99 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.99 |
| Dec 31, 2025 | 1.94 |
| Sep 30, 2025 | 1.87 |
| Jun 30, 2025 | 1.84 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 0.68 |
| Sep 30, 2024 | 1.68 |
| Jun 30, 2024 | 1.76 |
| Mar 31, 2024 | 1.66 |
| Dec 31, 2023 | 0.61 |
| Sep 30, 2023 | 1.90 |
| Jun 30, 2023 | 1.93 |
| Mar 31, 2023 | 2.66 |
| Dec 31, 2022 | -9.96 |
| Sep 30, 2022 | 5.01 |
| Jun 30, 2022 | 10.55 |
| Mar 31, 2022 | 3.59 |
| Dec 31, 2021 | 15.32 |
| Sep 30, 2021 | 15.41 |
| Jun 30, 2021 | 11.44 |