Five Star Bancorp (FSBC) Interest Coverage Ratio (2020 - 2026)
Five Star Bancorp's (FSBC) quarterly Interest Coverage Ratio came in at 1.99 in Q1 2026, up 10.87% YoY from 1.8 in Q1 2025, and up 202.56% on a QoQ basis from 0.66 in Q4 2025.
Five Star Bancorp (FSBC) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Five Star Bancorp (FSBC) has 7 years of Interest Coverage Ratio data on file, last reported at 1.99 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 10.87% year-over-year to 1.99 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 12.98 (up 629.05% YoY) and the FY2025 annual result came in at 1.86, up 6.95% from the prior year.
- Interest Coverage Ratio rose to 1.99 in Q1 2026, from 0.66 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 10.55 in Q2 2022 to a low of 2.58 in Q4 2022.
- A 5-year average of 2.35 and a median of 1.87 in 2025 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 171.52% in 2023, down 81.73% in 2023.
- Tracing FSBC's Interest Coverage Ratio over 5 years: stood at 2.58 in 2022, then soared by 171.52% to 1.85 in 2023, then gained by 1.68% to 1.88 in 2024, then tumbled by 64.99% to 0.66 in 2025, then surged by 202.56% to 1.99 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.99 (Q1 2026), 0.66 (Q4 2025), and 1.87 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 97.95 Bn | 97.95 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.10 Bn | 96.10 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.43 Bn | 57.74 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.67 Bn | 61.67 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.69 Bn | 25.96 Bn | - | 1.90 |
| 10 | Five Star Bancorp | 953.07 Mn | 268.00 Mn | - | 1.99 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.99 |
| Mar 31, 2026 | 1.99 |
| Dec 31, 2025 | 0.66 |
| Sep 30, 2025 | 1.87 |
| Jun 30, 2025 | 1.84 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.88 |
| Sep 30, 2024 | 1.68 |
| Jun 30, 2024 | 1.76 |
| Mar 31, 2024 | 1.66 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.90 |
| Jun 30, 2023 | 1.93 |
| Mar 31, 2023 | 2.66 |
| Dec 31, 2022 | -2.58 |
| Sep 30, 2022 | 5.01 |
| Jun 30, 2022 | 10.55 |
| Mar 31, 2022 | 3.59 |
| Dec 31, 2021 | -3.10 |
| Sep 30, 2021 | 15.41 |