Five Star Bancorp (FSBC) FCF Margin (2020 - 2026)
Five Star Bancorp's FCF Margin was 48.45% in Q2 2026, up 2.67 percentage points from 45.78% a year earlier and up 6.86 percentage points from the prior quarter.
Five Star Bancorp (FSBC) FCF Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Five Star Bancorp's FCF Margin was 45.26% through Jun 30, 2026, down 3.19 percentage points year-over-year; for FY2025, it came in at 45.07%, up 4.53 percentage points from FY2024.
- FCF Margin shows a five-year change of -22.89 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 40.55% in FY2024 (+8.23 pp), 32.32% in FY2023 (-8.96 pp), 41.27% in FY2022 (+8.36 pp) and 32.91% in FY2021 (-35.05 pp).
- The Q2 2026 figure marks the highest quarterly FCF Margin since Q4 2024.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of +10.48 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2024 (a gain of 57.23 percentage points); the worst was Q4 2021 (a drop of 123.43 percentage points).
- Per Business Quant data, FSBC's FCF Margin in the three quarters before Q2 2026 was 41.60% (Q1 2026), 45.83% (Q4 2025) and 44.97% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 29.95% |
| 10 | Five Star Bancorp | 906.63 Mn | -1.51 Bn | - | 48.45% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 48.45% |
| Mar 31, 2026 | 41.60% |
| Dec 31, 2025 | 45.83% |
| Sep 30, 2025 | 44.97% |
| Jun 30, 2025 | 45.78% |
| Mar 31, 2025 | 43.50% |
| Dec 31, 2024 | 50.88% |
| Sep 30, 2024 | 54.49% |
| Jun 30, 2024 | 51.59% |
| Mar 31, 2024 | 0.49% |
| Dec 31, 2023 | -6.35% |
| Sep 30, 2023 | 51.25% |
| Jun 30, 2023 | 81.69% |
| Mar 31, 2023 | 1.49% |
| Dec 31, 2022 | 59.85% |
| Sep 30, 2022 | 55.53% |
| Jun 30, 2022 | 29.29% |
| Mar 31, 2022 | 13.57% |
| Dec 31, 2021 | 15.66% |
| Sep 30, 2021 | 12.72% |
Five Star Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=FSBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "FSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=FSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();