Five Star Bancorp (FSBC) FCF Margin (2020 - 2026)

Five Star Bancorp (FSBC) reported FCF Margin of 41.6% for Q1 2026, down 190.0% on a YoY basis from 46.22% in Q1 2025, and down 9.23% quarter-over-quarter from 45.83% in Q4 2025.

Five Star Bancorp (FSBC) FCF Margin (2020 - 2026) Analysis & Trends

Five Star Bancorp has reported FCF Margin for 7 years, with the latest figure at 41.6% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin fell 190.0% year-over-year to 41.6%; the trailing twelve-month figure through Mar 2026 stood at 44.47% (down 547.0% YoY), and the FY2025 full-year result was 45.07%, up 453.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 41.6%, down from 45.83% in the prior quarter.
  • The five-year high for FCF Margin was 81.69% in Q2 2023, with the low at 6.35% in Q4 2023.
  • Historically, FCF Margin has averaged 39.14% across 5 years, with a median of 45.78% in 2025.
  • Annual changes were most pronounced in 2023 — FCF Margin tumbled 6619 bps — and 2024, when it soared 5723 bps.
  • Five Star Bancorp's FCF Margin stood at 59.85% in 2022, then plunged by 111 bps to 6.35% in 2023, then jumped by 902 bps to 50.88% in 2024, then fell by 10 bps to 45.83% in 2025, then decreased by 9 bps to 41.6% in 2026.
  • The last three FCF Margin figures came in at 41.6% (Q1 2026), 45.83% (Q4 2025), and 44.97% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Five Star Bancorp 948.31 Mn 948.31 Mn - 41.60%

Historic Data

Download Data
DateValue
Mar 31, 2026 41.60%
Dec 31, 2025 45.83%
Sep 30, 2025 44.97%
Jun 30, 2025 45.78%
Mar 31, 2025 43.50%
Dec 31, 2024 50.88%
Sep 30, 2024 54.49%
Jun 30, 2024 51.59%
Mar 31, 2024 0.49%
Dec 31, 2023 -6.35%
Sep 30, 2023 51.25%
Jun 30, 2023 81.69%
Mar 31, 2023 1.49%
Dec 31, 2022 59.85%
Sep 30, 2022 55.53%
Jun 30, 2022 29.29%
Mar 31, 2022 13.57%
Dec 31, 2021 15.66%
Sep 30, 2021 12.72%
Jun 30, 2021 64.72%