Five Star Bancorp (FSBC) FCF Margin (2020 - 2026)
Five Star Bancorp (FSBC) reported FCF Margin of 41.6% for Q1 2026, down 190.0% on a YoY basis from 46.22% in Q1 2025, and down 9.23% quarter-over-quarter from 45.83% in Q4 2025.
Five Star Bancorp (FSBC) FCF Margin (2020 - 2026) Analysis & Trends
Five Star Bancorp has reported FCF Margin for 7 years, with the latest figure at 41.6% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 190.0% year-over-year to 41.6%; the trailing twelve-month figure through Mar 2026 stood at 44.47% (down 547.0% YoY), and the FY2025 full-year result was 45.07%, up 453.0% from the prior year.
- FCF Margin for Q1 2026 stood at 41.6%, down from 45.83% in the prior quarter.
- The five-year high for FCF Margin was 81.69% in Q2 2023, with the low at 6.35% in Q4 2023.
- Historically, FCF Margin has averaged 39.14% across 5 years, with a median of 45.78% in 2025.
- Annual changes were most pronounced in 2023 — FCF Margin tumbled 6619 bps — and 2024, when it soared 5723 bps.
- Five Star Bancorp's FCF Margin stood at 59.85% in 2022, then plunged by 111 bps to 6.35% in 2023, then jumped by 902 bps to 50.88% in 2024, then fell by 10 bps to 45.83% in 2025, then decreased by 9 bps to 41.6% in 2026.
- The last three FCF Margin figures came in at 41.6% (Q1 2026), 45.83% (Q4 2025), and 44.97% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Five Star Bancorp | 948.31 Mn | 948.31 Mn | - | 41.60% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 41.60% |
| Dec 31, 2025 | 45.83% |
| Sep 30, 2025 | 44.97% |
| Jun 30, 2025 | 45.78% |
| Mar 31, 2025 | 43.50% |
| Dec 31, 2024 | 50.88% |
| Sep 30, 2024 | 54.49% |
| Jun 30, 2024 | 51.59% |
| Mar 31, 2024 | 0.49% |
| Dec 31, 2023 | -6.35% |
| Sep 30, 2023 | 51.25% |
| Jun 30, 2023 | 81.69% |
| Mar 31, 2023 | 1.49% |
| Dec 31, 2022 | 59.85% |
| Sep 30, 2022 | 55.53% |
| Jun 30, 2022 | 29.29% |
| Mar 31, 2022 | 13.57% |
| Dec 31, 2021 | 15.66% |
| Sep 30, 2021 | 12.72% |
| Jun 30, 2021 | 64.72% |