Five Star Bancorp (FSBC) FCF Margin (2020 - 2026)
Five Star Bancorp's (FSBC) quarterly FCF Margin came in at 42.9% in Q1 2026, down 60.0% YoY from 107.25% in Q1 2025, and up 192.94% on a QoQ basis from 14.65% in Q4 2025.
Five Star Bancorp (FSBC) FCF Margin (2020 - 2026) Analysis & Trends
Five Star Bancorp (FSBC) has 7 years of FCF Margin data on file, last reported at 42.9% in Q1 2026.
- Quarterly FCF Margin fell 60.0% year-over-year to 42.9% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 28.81% (down 2031.0% YoY) and the FY2025 annual result came in at 44.68%, up 413.0% from the prior year.
- FCF Margin improved to 42.9% in Q1 2026, from 14.65% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 91.65% in Q2 2023 to a low of 6.0% in Q4 2023.
- A 5-year average of 36.89% and a median of 43.5% in 2025 frame the typical range for FCF Margin.
- The widest YoY moves for FCF Margin: up 6236 bps in 2023, down 4758 bps in 2023.
- Tracing FSBC's FCF Margin over 5 years: stood at 41.58% in 2022, then slumped by 114 bps to 6.0% in 2023, then jumped by 897 bps to 47.84% in 2024, then plunged by 69 bps to 14.65% in 2025, then jumped by 193 bps to 42.9% in 2026.
- The last three FCF Margin figures came in at 42.9% (Q1 2026), 14.65% (Q4 2025), and 44.87% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.77 Bn | 84.57 Bn | - | - |
| 2 | Pnc Financial Services | 98.03 Bn | 98.03 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.45 Bn | 96.45 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.96 Bn | -144.13 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.19 Bn | -81.13 Bn | - | - |
| 7 | Nu Holdings | 70.92 Bn | 57.24 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.97 Bn | 26.24 Bn | - | - |
| 10 | Five Star Bancorp | 959.09 Mn | 274.02 Mn | - | 47.52% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 47.52% |
| Mar 31, 2026 | 42.90% |
| Dec 31, 2025 | 14.65% |
| Sep 30, 2025 | 44.87% |
| Jun 30, 2025 | 45.59% |
| Mar 31, 2025 | 43.50% |
| Dec 31, 2024 | 47.84% |
| Sep 30, 2024 | 54.49% |
| Jun 30, 2024 | 51.59% |
| Mar 31, 2024 | 0.52% |
| Dec 31, 2023 | -6.00% |
| Sep 30, 2023 | 51.25% |
| Jun 30, 2023 | 91.65% |
| Mar 31, 2023 | 1.49% |
| Dec 31, 2022 | 41.58% |
| Sep 30, 2022 | 55.49% |
| Jun 30, 2022 | 29.29% |
| Mar 31, 2022 | 16.46% |
| Dec 31, 2021 | 14.63% |
| Sep 30, 2021 | 12.72% |