Five Star Bancorp (FSBC) FCF Margin (2020 - 2026)
Five Star Bancorp posted quarterly FCF Margin of 41.6% for Q1 2026, down 190.0% year-on-year from 46.22% in Q1 2025, and down 9.23% on a QoQ basis from 45.83% in Q4 2025.
Five Star Bancorp (FSBC) has 7 years of FCF Margin data on file, last reported at 41.6% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 190.0% year-over-year to 41.6%; the trailing twelve-month figure through Mar 2026 stood at 44.47% (down 547.0% YoY), and the FY2025 full-year result was 45.07%, up 453.0% from the prior year.
- FCF Margin for Q1 2026 stood at 41.6%, down from 45.83% in the prior quarter.
- Across five years, FCF Margin topped out at 81.69% in Q2 2023 and bottomed at 6.35% in Q4 2023.
- The 5-year median for FCF Margin is 45.78% (2025), against an average of 39.14%.
- The widest annual swing landed in 2023, when FCF Margin sank 6619 bps; it then soared 5723 bps in 2024.
- A 5-year view of FCF Margin shows it stood at 59.85% in 2022, then tumbled by 111 bps to 6.35% in 2023, then surged by 902 bps to 50.88% in 2024, then retreated by 10 bps to 45.83% in 2025, then slipped by 9 bps to 41.6% in 2026.
- The last three FCF Margin figures came in at 41.6% (Q1 2026), 45.83% (Q4 2025), and 44.97% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Five Star Bancorp | 891.78 Mn | 891.78 Mn | - | 41.60% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 41.60% |
| Dec 31, 2025 | 45.83% |
| Sep 30, 2025 | 44.97% |
| Jun 30, 2025 | 45.78% |
| Mar 31, 2025 | 43.50% |
| Dec 31, 2024 | 50.88% |
| Sep 30, 2024 | 54.49% |
| Jun 30, 2024 | 51.59% |
| Mar 31, 2024 | 0.49% |
| Dec 31, 2023 | -6.35% |
| Sep 30, 2023 | 51.25% |
| Jun 30, 2023 | 81.69% |
| Mar 31, 2023 | 1.49% |
| Dec 31, 2022 | 59.85% |
| Sep 30, 2022 | 55.53% |
| Jun 30, 2022 | 29.29% |
| Mar 31, 2022 | 13.57% |
| Dec 31, 2021 | 15.66% |
| Sep 30, 2021 | 12.72% |
| Jun 30, 2021 | 64.72% |
| Mar 31, 2021 | 43.17% |
| Dec 31, 2020 | 139.09% |
| Sep 30, 2020 | -10.52% |
| Jun 30, 2020 | 144.61% |
| Mar 31, 2020 | -23.34% |