Five Star Bancorp (FSBC) Debt Ratio (2020 - 2026)

Five Star Bancorp (FSBC) posted Debt Ratio of 0.01 for Q1 2026, down 5.43% on a QoQ basis from 0.02 in Q4 2025.

Five Star Bancorp (FSBC) Debt Ratio (2020 - 2026) Analysis & Trends

Five Star Bancorp's Debt Ratio history runs 7 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • Quarterly Debt Ratio changed N/A year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (changed N/A YoY) and the FY2025 annual result came in at 0.02, down 14.59% from the prior year.
  • Debt Ratio was 0.01 for Q1 2026 at Five Star Bancorp, down from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.04 in Q1 2023 and bottomed at 0.01 in Q1 2022.
  • A 5-year average of 0.02 and a median of 0.02 in 2022 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio surged 245.54% — and 2024, when it plunged 39.9%.
  • Five Star Bancorp's Debt Ratio stood at 0.02 in 2022, then declined by 10.01% to 0.02 in 2023, then decreased by 11.18% to 0.02 in 2024, then dropped by 14.59% to 0.02 in 2025, then decreased by 5.43% to 0.01 in 2026.
  • Business Quant data shows FSBC's Debt Ratio at 0.01 in Q1 2026, 0.02 in Q4 2025, and 0.02 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Five Star Bancorp 1.01 Bn 361.87 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.04
Dec 31, 2022 0.02
Sep 30, 2022 0.03
Jun 30, 2022 0.02
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01
Mar 31, 2021 0.01