Five Star Bancorp (FSBC) Debt Ratio (2020 - 2026)
Five Star Bancorp's (FSBC) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 5.43% on a QoQ basis from 0.02 in Q4 2025.
Five Star Bancorp (FSBC) Debt Ratio (2020 - 2026) Analysis & Trends
Five Star Bancorp (FSBC) has 7 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.
- Quarterly Debt Ratio changed N/A year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (changed N/A YoY) and the FY2025 annual result came in at 0.02, down 14.59% from the prior year.
- Debt Ratio retreated to 0.01 in Q1 2026, from 0.02 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.04 in Q1 2023 to a low of 0.01 in Q1 2022.
- A 5-year average of 0.02 and a median of 0.02 in 2022 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2023 — Debt Ratio surged 245.54% — and 2024, when it sank 39.9%.
- Tracing FSBC's Debt Ratio over 5 years: stood at 0.02 in 2022, then slipped by 10.01% to 0.02 in 2023, then fell by 11.18% to 0.02 in 2024, then decreased by 14.59% to 0.02 in 2025, then fell by 5.43% to 0.01 in 2026.
- The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.02 (Q4 2025), and 0.02 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.95 Bn | 97.95 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.10 Bn | 96.10 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 0.07 |
| 7 | Nu Holdings | 71.43 Bn | 57.74 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.67 Bn | 61.67 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.69 Bn | 25.96 Bn | - | 0.07 |
| 10 | Five Star Bancorp | 953.07 Mn | 268.00 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |