Federal Home Loan Mortgage (FMCKM) EBT Margin (2010 - 2026)
Federal Home Loan Mortgage (FMCKM) reported EBT Margin of 72.25% for Q1 2026, up 1271.0% year-over-year from 5.27% in Q1 2025, and up 20.57% quarter-over-quarter from 59.92% in Q4 2025.
Federal Home Loan Mortgage (FMCKM) EBT Margin (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCKM) has 17 years of EBT Margin data on file, last reported at 72.25% in Q1 2026.
- EBT Margin for Q1 2026 came in at 72.25%, up 1271.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 60.75% (down 93.0% YoY), and the FY2025 annual result was 57.41%, down 439.0% from the prior year.
- EBT Margin improved to 72.25% in Q1 2026 per FMCKM's latest filing, from 59.92% in the prior quarter.
- Over five years, EBT Margin peaked at 81.27% in Q1 2022 and troughed at 30.11% in Q3 2022.
- A 5-year average of 59.48% and a median of 59.92% in 2025 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2023: EBT Margin plunged 3938 bps in 2022, then soared 2924 bps in 2023.
- A 5-year view of EBT Margin shows it stood at 45.85% in 2022, then surged by 48 bps to 67.93% in 2023, then dropped by 7 bps to 63.49% in 2024, then dropped by 6 bps to 59.92% in 2025, then grew by 21 bps to 72.25% in 2026.
- Business Quant data shows FMCKM's EBT Margin at 72.25% in Q1 2026, 59.92% in Q4 2025, and 60.08% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | 13.60% |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | 19.21% |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | 8.61% |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | 19.69% |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | - |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | -107.20% |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | 41.36% |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | -19.24% |
| 10 | Federal Home Loan Mortgage | - | - | - | 72.25% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 72.25% |
| Dec 31, 2025 | 59.92% |
| Sep 30, 2025 | 60.08% |
| Jun 30, 2025 | 50.29% |
| Mar 31, 2025 | 59.54% |
| Dec 31, 2024 | 63.49% |
| Sep 30, 2024 | 65.88% |
| Jun 30, 2024 | 57.78% |
| Mar 31, 2024 | 60.00% |
| Dec 31, 2023 | 67.93% |
| Sep 30, 2023 | 59.35% |
| Jun 30, 2023 | 68.78% |
| Mar 31, 2023 | 51.79% |
| Dec 31, 2022 | 45.85% |
| Sep 30, 2022 | 30.11% |
| Jun 30, 2022 | 56.94% |
| Mar 31, 2022 | 81.27% |
| Dec 31, 2021 | 61.73% |
| Sep 30, 2021 | 69.49% |
| Jun 30, 2021 | 79.05% |