loanDepot (LDI) EBT Margin (2020 - 2026)
loanDepot (LDI) reported EBT Margin of 19.24% for Q1 2026, down 239.0% on a YoY basis from 13.84% in Q1 2025, and down 87.73% quarter-over-quarter from 10.25% in Q4 2025.
loanDepot (LDI) EBT Margin (2020 - 2026) Analysis & Trends
loanDepot has reported EBT Margin for 7 years, with the latest figure at 19.24% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin fell 239.0% year-over-year to 19.24%; the trailing twelve-month figure through Mar 2026 stood at 10.77% (up 757.0% YoY), and the FY2025 full-year result was 10.13%, up 1277.0% from the prior year.
- EBT Margin for Q1 2026 stood at 19.24%, down from 10.25% in the prior quarter.
- The five-year high for EBT Margin was 1.14% in Q3 2024, with the low at 102.61% in Q4 2022.
- Historically, EBT Margin has averaged 31.95% across 5 years, with a median of 21.45% in 2023.
- Annual changes were most pronounced in 2022 — EBT Margin sank 10415 bps — and 2023, when it jumped 7027 bps.
- loanDepot's EBT Margin stood at 102.61% in 2022, then jumped by 68 bps to 32.34% in 2023, then retreated by 1 bps to 32.67% in 2024, then jumped by 69 bps to 10.25% in 2025, then tumbled by 88 bps to 19.24% in 2026.
- The last three EBT Margin figures came in at 19.24% (Q1 2026), 10.25% (Q4 2025), and 3.18% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 13.60% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 19.21% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 8.61% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 19.69% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -107.20% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 41.36% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -19.24% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 6.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -19.24% |
| Dec 31, 2025 | -10.25% |
| Sep 30, 2025 | -3.18% |
| Jun 30, 2025 | -11.44% |
| Mar 31, 2025 | -16.85% |
| Dec 31, 2024 | -32.67% |
| Sep 30, 2024 | 1.14% |
| Jun 30, 2024 | -29.07% |
| Mar 31, 2024 | -38.23% |
| Dec 31, 2023 | -32.34% |
| Sep 30, 2023 | -14.86% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -51.27% |
| Dec 31, 2022 | -102.61% |
| Sep 30, 2022 | -58.69% |
| Jun 30, 2022 | -81.65% |
| Mar 31, 2022 | -20.45% |
| Dec 31, 2021 | 1.55% |
| Sep 30, 2021 | 19.38% |
| Jun 30, 2021 | 3.91% |