loanDepot (LDI) EBT Margin (2020 - 2026)
loanDepot's (LDI) quarterly EBT Margin came in at 19.24% in Q1 2026, down 239.0% YoY from 13.84% in Q1 2025, and down 87.73% on a QoQ basis from 10.25% in Q4 2025.
loanDepot (LDI) EBT Margin (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of EBT Margin data on file, last reported at 19.24% in Q1 2026.
- Quarterly EBT Margin fell 239.0% year-over-year to 19.24% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 10.77% (up 757.0% YoY) and the FY2025 annual result came in at 10.13%, up 1277.0% from the prior year.
- EBT Margin retreated to 19.24% in Q1 2026, from 10.25% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 1.14% in Q3 2024 to a low of 102.61% in Q4 2022.
- A 5-year average of 31.95% and a median of 21.45% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin sank 10415 bps — and 2023, when it jumped 7027 bps.
- Tracing LDI's EBT Margin over 5 years: stood at 102.61% in 2022, then jumped by 68 bps to 32.34% in 2023, then retreated by 1 bps to 32.67% in 2024, then jumped by 69 bps to 10.25% in 2025, then tumbled by 88 bps to 19.24% in 2026.
- The last three EBT Margin figures came in at 19.24% (Q1 2026), 10.25% (Q4 2025), and 3.18% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 10.09% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 66.15% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 79.69% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 6.34% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.68% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -38.58% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -53.26% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -5.34% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.96% |
| Mar 31, 2026 | -19.24% |
| Dec 31, 2025 | -10.25% |
| Sep 30, 2025 | -3.18% |
| Jun 30, 2025 | -11.44% |
| Mar 31, 2025 | -16.85% |
| Dec 31, 2024 | -32.67% |
| Sep 30, 2024 | 1.14% |
| Jun 30, 2024 | -29.07% |
| Mar 31, 2024 | -38.23% |
| Dec 31, 2023 | -32.34% |
| Sep 30, 2023 | -14.86% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -51.27% |
| Dec 31, 2022 | -102.61% |
| Sep 30, 2022 | -58.69% |
| Jun 30, 2022 | -81.65% |
| Mar 31, 2022 | -20.45% |
| Dec 31, 2021 | 1.55% |
| Sep 30, 2021 | 19.38% |