loanDepot (LDI) EBT Margin (2020 - 2026)
loanDepot (LDI) posted EBT Margin of 19.24% for Q1 2026, down 87.73% on a QoQ basis from 10.25% in Q4 2025, and down 239.0% year-over-year from 13.84% in Q1 2025.
loanDepot (LDI) EBT Margin (2020 - 2026) Analysis & Trends
loanDepot's EBT Margin history runs 7 years deep, the most recent figure standing at 19.24% for Q1 2026.
- Quarterly EBT Margin fell 239.0% year-over-year to 19.24% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 10.77% (up 757.0% YoY) and the FY2025 annual result came in at 10.13%, up 1277.0% from the prior year.
- EBT Margin was 19.24% for Q1 2026 at loanDepot, down from 10.25% in the prior quarter.
- Across five years, EBT Margin topped out at 1.14% in Q3 2024 and bottomed at 102.61% in Q4 2022.
- A 5-year average of 31.95% and a median of 21.45% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin plunged 10415 bps — and 2023, when it jumped 7027 bps.
- loanDepot's EBT Margin stood at 102.61% in 2022, then soared by 68 bps to 32.34% in 2023, then slipped by 1 bps to 32.67% in 2024, then soared by 69 bps to 10.25% in 2025, then sank by 88 bps to 19.24% in 2026.
- Business Quant data shows LDI's EBT Margin at 19.24% in Q1 2026, 10.25% in Q4 2025, and 3.18% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 13.60% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 84.74% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 72.25% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 19.21% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 8.61% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -31.11% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 19.69% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -107.20% |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | -19.24% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -19.24% |
| Dec 31, 2025 | -10.25% |
| Sep 30, 2025 | -3.18% |
| Jun 30, 2025 | -11.44% |
| Mar 31, 2025 | -16.85% |
| Dec 31, 2024 | -32.67% |
| Sep 30, 2024 | 1.14% |
| Jun 30, 2024 | -29.07% |
| Mar 31, 2024 | -38.23% |
| Dec 31, 2023 | -32.34% |
| Sep 30, 2023 | -14.86% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -51.27% |
| Dec 31, 2022 | -102.61% |
| Sep 30, 2022 | -58.69% |
| Jun 30, 2022 | -81.65% |
| Mar 31, 2022 | -20.45% |
| Dec 31, 2021 | 1.55% |
| Sep 30, 2021 | 19.38% |
| Jun 30, 2021 | 3.91% |