loanDepot, Inc. (LDI) EBT Margin (2020 - 2026)
loanDepot (LDI) reported EBT Margin of -1.96% for Q2 2026, up 9.48 percentage points from -11.44% a year earlier and up 17.28 percentage points from the prior quarter.
Powered by 
Analysis
loanDepot, Inc. (LDI) EBT Margin (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, loanDepot's EBT Margin came in at -8.19%, up 5.90 percentage points year-over-year; for FY2025, it was -10.04%, up 12.86 percentage points from FY2024.
- EBT Margin has increased for three consecutive years, though with a five-year change of -56.78 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at -22.91% in FY2024 (+5.67 pp), -28.57% in FY2023 (+26.37 pp), -54.94% in FY2022 (-72.84 pp) and 17.89% in FY2021 (-28.84 pp).
- The Q2 2026 figure ranks as the highest quarterly EBT Margin since Q3 2024.
- Year over year, EBT Margin gained in five of the last eight quarters, with an average year-over-year change of +10.02 percentage points.
- The high point for year-over-year EBT Margin in five years was Q4 2023 (a gain of 70.27 percentage points); the low point was Q4 2022 (a drop of 104.15 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at -19.24% (Q1 2026), -9.92% (Q4 2025) and -3.18% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.96% |
| Mar 31, 2026 | -19.24% |
| Dec 31, 2025 | -9.92% |
| Sep 30, 2025 | -3.18% |
| Jun 30, 2025 | -11.44% |
| Mar 31, 2025 | -16.85% |
| Dec 31, 2024 | -32.67% |
| Sep 30, 2024 | 1.14% |
| Jun 30, 2024 | -29.07% |
| Mar 31, 2024 | -38.23% |
| Dec 31, 2023 | -32.34% |
| Sep 30, 2023 | -14.86% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -51.27% |
| Dec 31, 2022 | -102.61% |
| Sep 30, 2022 | -58.69% |
| Jun 30, 2022 | -81.65% |
| Mar 31, 2022 | -20.45% |
| Dec 31, 2021 | 1.55% |
| Sep 30, 2021 | 19.38% |
API Access
loanDepot, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=LDI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();