loanDepot (LDI) EBT Margin (2020 - 2026)
loanDepot's (LDI) quarterly EBT Margin came in at 1.96% in Q2 2026, up 948.0% on a YoY basis from 0.19% in Q2 2025, and up 89.81% quarter-over-quarter from 19.24% in Q1 2026.
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loanDepot (LDI) EBT Margin (2020 - 2026) Analysis & Trends
loanDepot (LDI) has reported EBT Margin for 7 consecutive years, with 1.96% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT Margin rose 948.0% year-over-year to 1.96%; the trailing twelve-month figure through Jun 2026 stood at 8.19% (up 590.0% YoY), and the FY2025 full-year result was 10.04%, up 1286.0% from the prior year.
- EBT Margin rose to 1.96% in Q2 2026 per LDI's latest filing, from 19.24% in the prior quarter.
- Across five years, EBT Margin topped out at 1.14% in Q3 2024 and bottomed at 102.61% in Q4 2022.
- Historically, EBT Margin has averaged 30.26% across 5 years, with a median of 20.95% in 2022.
- The sharpest annual moves came in 2022 and 2023: EBT Margin slumped 10415 bps in 2022, then surged 7027 bps in 2023.
- Over 5 years, EBT Margin stood at 102.61% in 2022, then soared by 68 bps to 32.34% in 2023, then slipped by 1 bps to 32.67% in 2024, then jumped by 70 bps to 9.92% in 2025, then soared by 80 bps to 1.96% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 1.96%, 19.24%, and 9.92% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 66.15% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 10.09% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 36.79% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 6.34% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 65.46% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -53.26% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 0.68% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | -1.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.96% |
| Mar 31, 2026 | -19.24% |
| Dec 31, 2025 | -9.92% |
| Sep 30, 2025 | -3.18% |
| Jun 30, 2025 | -11.44% |
| Mar 31, 2025 | -16.85% |
| Dec 31, 2024 | -32.67% |
| Sep 30, 2024 | 1.14% |
| Jun 30, 2024 | -29.07% |
| Mar 31, 2024 | -38.23% |
| Dec 31, 2023 | -32.34% |
| Sep 30, 2023 | -14.86% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -51.27% |
| Dec 31, 2022 | -102.61% |
| Sep 30, 2022 | -58.69% |
| Jun 30, 2022 | -81.65% |
| Mar 31, 2022 | -20.45% |
| Dec 31, 2021 | 1.55% |
| Sep 30, 2021 | 19.38% |