Growth Metrics

loanDepot (LDI) EBT Margin (2020 - 2025)

loanDepot (LDI) has disclosed EBT Margin for 6 consecutive years, with 3.18% as the latest value for Q3 2025.

  • For the quarter ending Q3 2025, EBT Margin fell 433.0% year-over-year to 3.18%, compared with a TTM value of 15.2% through Sep 2025, up 736.0%, and an annual FY2024 reading of 22.91%, up 567.0% over the prior year.
  • EBT Margin was 3.18% for Q3 2025 at loanDepot, up from 11.44% in the prior quarter.
  • Across five years, EBT Margin topped out at 33.9% in Q1 2021 and bottomed at 102.61% in Q4 2022.
  • Average EBT Margin over 5 years is 23.94%, with a median of 20.45% recorded in 2022.
  • The sharpest move saw EBT Margin plummeted -10415bps in 2022, then surged 7027bps in 2023.
  • Year by year, EBT Margin stood at 1.55% in 2021, then plummeted by -6741bps to 102.61% in 2022, then soared by 68bps to 32.34% in 2023, then fell by -1bps to 32.67% in 2024, then soared by 90bps to 3.18% in 2025.
  • Business Quant data shows EBT Margin for LDI at 3.18% in Q3 2025, 11.44% in Q2 2025, and 16.85% in Q1 2025.