CNFinance Holdings (CNF) EBT Margin (2017 - 2023)
CNFinance Holdings (CNF) posted EBT Margin of 2.41% for Q4 2023, down 77.88% on a QoQ basis from 10.9% in Q3 2023, and down 180.0% year-over-year from 3.01% in Q4 2022.
CNFinance Holdings (CNF) EBT Margin (2017 - 2023) Analysis & Trends
CNFinance Holdings' EBT Margin history runs 7 years deep, the most recent figure standing at 2.41% for Q4 2023.
- Quarterly EBT Margin fell 180.0% year-over-year to 2.41% in Q4 2023, while the trailing twelve-month figure through Dec 2023 was 8.01% (up 146.0% YoY) and the FY2025 annual result came in at 67.82%, up 7295.0% from the prior year.
- EBT Margin was 2.41% for Q4 2023 at CNFinance Holdings, down from 10.9% in the prior quarter.
- Across five years, EBT Margin topped out at 25.5% in Q3 2019 and bottomed at 57.94% in Q4 2021.
- A 5-year average of 6.66% and a median of 10.05% in 2022 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2021 — EBT Margin slumped 8136 bps — and 2022, when it jumped 6216 bps.
- CNFinance Holdings' EBT Margin stood at 10.92% in 2019, then soared by 114 bps to 23.42% in 2020, then sank by 347 bps to 57.94% in 2021, then soared by 107 bps to 4.21% in 2022, then plunged by 43 bps to 2.41% in 2023.
- Business Quant data shows CNF's EBT Margin at 2.41% in Q4 2023, 10.9% in Q3 2023, and 8.64% in Q2 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 13.60% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 84.74% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 72.25% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 19.21% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 8.61% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -31.11% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 19.69% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -107.20% |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 41.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | 2.41% |
| Sep 30, 2023 | 10.90% |
| Jun 30, 2023 | 8.64% |
| Mar 31, 2023 | 10.15% |
| Dec 31, 2022 | 4.21% |
| Sep 30, 2022 | 9.95% |
| Jun 30, 2022 | 3.33% |
| Mar 31, 2022 | 8.96% |
| Dec 31, 2021 | -57.94% |
| Sep 30, 2021 | 3.70% |
| Jun 30, 2021 | 10.95% |
| Mar 31, 2021 | 18.13% |
| Dec 31, 2020 | 23.42% |
| Sep 30, 2020 | 12.04% |
| Jun 30, 2020 | 6.73% |
| Mar 31, 2020 | -12.20% |
| Dec 31, 2019 | 10.92% |
| Sep 30, 2019 | 25.50% |
| Jun 30, 2019 | 19.11% |
| Mar 31, 2019 | 14.32% |