CNFinance Holdings (CNF) EBT Margin (2017 - 2023)
CNFinance Holdings' (CNF) quarterly EBT Margin came in at 3.76% in Q4 2023, down 592.0% YoY from 0.76% in Q4 2022, and down 65.53% on a QoQ basis from 10.9% in Q3 2023.
CNFinance Holdings (CNF) EBT Margin (2017 - 2023) Analysis & Trends
CNFinance Holdings (CNF) has 7 years of EBT Margin data on file, last reported at 3.76% in Q4 2023.
- Quarterly EBT Margin fell 592.0% year-over-year to 3.76% in Q4 2023, while the trailing twelve-month figure through Dec 2023 was 8.8% (up 35.0% YoY) and the FY2025 annual result came in at 70.08%, up 7605.0% from the prior year.
- EBT Margin slipped to 3.76% in Q4 2023, from 10.9% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 46.43% in Q4 2021 to a low of 12.2% in Q1 2020.
- A 5-year average of 12.99% and a median of 10.91% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2021 — EBT Margin soared 3033 bps — and 2022, when it tumbled 3675 bps.
- Tracing CNF's EBT Margin over 5 years: stood at 10.92% in 2019, then soared by 209 bps to 33.79% in 2020, then surged by 37 bps to 46.43% in 2021, then slumped by 79 bps to 9.68% in 2022, then slumped by 61 bps to 3.76% in 2023.
- The last three EBT Margin figures came in at 3.76% (Q4 2023), 10.9% (Q3 2023), and 8.64% (Q2 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 10.09% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 66.15% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 79.69% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 6.34% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.68% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -38.58% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -53.26% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -5.34% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | 3.76% |
| Sep 30, 2023 | 10.90% |
| Jun 30, 2023 | 8.64% |
| Mar 31, 2023 | 10.15% |
| Dec 31, 2022 | 9.68% |
| Sep 30, 2022 | 14.97% |
| Jun 30, 2022 | 3.33% |
| Mar 31, 2022 | 8.96% |
| Dec 31, 2021 | 46.43% |
| Sep 30, 2021 | 3.70% |
| Jun 30, 2021 | 10.95% |
| Mar 31, 2021 | 18.13% |
| Dec 31, 2020 | 33.79% |
| Sep 30, 2020 | 12.04% |
| Jun 30, 2020 | 6.73% |
| Mar 31, 2020 | -12.20% |
| Dec 31, 2019 | 10.92% |
| Sep 30, 2019 | 25.50% |
| Jun 30, 2019 | 19.11% |
| Mar 31, 2019 | 14.32% |