CNFinance Holdings (CNF) EBT Margin (2017 - 2023)
CNFinance Holdings (CNF) reported EBT Margin of 2.54% for Q4 2023, down 185.0% on a YoY basis from 2.99% in Q4 2022, and down 74.98% quarter-over-quarter from 10.16% in Q3 2023.
CNFinance Holdings (CNF) EBT Margin (2017 - 2023) Analysis & Trends
CNFinance Holdings has reported EBT Margin for 7 years, with the latest figure at 2.54% in Q4 2023.
- For the quarter ending Q4 2023, EBT Margin fell 185.0% year-over-year to 2.54%; the trailing twelve-month figure through Dec 2023 stood at 7.98% (up 139.0% YoY), and the FY2025 full-year result was 160.68%, up 19001.0% from the prior year.
- EBT Margin for Q4 2023 stood at 2.54%, down from 10.16% in the prior quarter.
- The five-year high for EBT Margin was 22.71% in Q3 2019, with the low at 59.01% in Q4 2021.
- Historically, EBT Margin has averaged 7.36% across 5 years, with a median of 10.0% in 2019.
- Annual changes were most pronounced in 2021 — EBT Margin plunged 7935 bps — and 2022, when it soared 6341 bps.
- CNFinance Holdings' EBT Margin stood at 10.05% in 2019, then jumped by 102 bps to 20.34% in 2020, then slumped by 390 bps to 59.01% in 2021, then soared by 107 bps to 4.4% in 2022, then tumbled by 42 bps to 2.54% in 2023.
- The last three EBT Margin figures came in at 2.54% (Q4 2023), 10.16% (Q3 2023), and 8.9% (Q2 2023), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 13.60% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 19.21% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 8.61% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 19.69% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -107.20% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 41.36% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -19.24% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 6.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | 2.54% |
| Sep 30, 2023 | 10.16% |
| Jun 30, 2023 | 8.90% |
| Mar 31, 2023 | 9.91% |
| Dec 31, 2022 | 4.40% |
| Sep 30, 2022 | 9.95% |
| Jun 30, 2022 | 3.27% |
| Mar 31, 2022 | 8.97% |
| Dec 31, 2021 | -59.01% |
| Sep 30, 2021 | 3.70% |
| Jun 30, 2021 | 10.95% |
| Mar 31, 2021 | 18.38% |
| Dec 31, 2020 | 20.34% |
| Sep 30, 2020 | 10.61% |
| Jun 30, 2020 | 5.92% |
| Mar 31, 2020 | 13.66% |
| Dec 31, 2019 | 10.05% |
| Sep 30, 2019 | 22.71% |
| Jun 30, 2019 | 18.06% |
| Mar 31, 2019 | 13.76% |