CNFinance Holdings (CNF) EBT Margin (2017 - 2023)
CNFinance Holdings' (CNF) quarterly EBT Margin came in at 5.35% in Q4 2023, up 39.0% on a YoY basis from 3.85% in Q4 2022, and down 79.81% quarter-over-quarter from 26.49% in Q3 2023.
Analysis
CNFinance Holdings (CNF) EBT Margin (2017 - 2023) Analysis & Trends
CNFinance Holdings (CNF) has reported EBT Margin for 7 consecutive years, with 5.35% the latest figure, recorded in Q4 2023.
- For the quarter ending Q4 2023, EBT Margin rose 39.0% year-over-year to 5.35%; the trailing twelve-month figure through Dec 2023 stood at 70.75% (changed N/A YoY), and the FY2025 full-year result was 88.02%, down 8124.0% from the prior year.
- EBT Margin retreated to 5.35% in Q4 2023 per CNF's latest filing, from 26.49% in the prior quarter.
- Across five years, EBT Margin topped out at 336.72% in Q1 2021 and bottomed at 172.77% in Q4 2021.
- Historically, EBT Margin has averaged 47.15% across 5 years, with a median of 25.63% in 2023.
- The widest YoY moves for EBT Margin: up 36600 bps in 2021, down 32796 bps in 2021.
- Over 5 years, EBT Margin stood at 15.26% in 2019, then soared by 917 bps to 155.2% in 2020, then tumbled by 211 bps to 172.77% in 2021, then soared by 103 bps to 4.96% in 2022, then grew by 8 bps to 5.35% in 2023.
- According to Business Quant data, EBT Margin over the past three periods registered 5.35%, 26.49%, and 24.77% for Q4 2023, Q3 2023, and Q2 2023 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 66.15% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 10.09% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 36.79% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 6.34% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 65.46% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -53.26% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 0.68% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | -1.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2023 | 5.35% |
| Sep 30, 2023 | 26.49% |
| Jun 30, 2023 | 24.77% |
| Mar 31, 2023 | 53.73% |
| Dec 31, 2022 | 4.96% |
| Sep 30, 2022 | 39.13% |
| Jun 30, 2022 | 11.22% |
| Mar 31, 2022 | 64.71% |
| Dec 31, 2021 | -172.77% |
| Sep 30, 2021 | 11.19% |
| Jun 30, 2021 | 91.80% |
| Mar 31, 2021 | 336.72% |
| Dec 31, 2020 | 155.20% |
| Sep 30, 2020 | 15.54% |
| Jun 30, 2020 | 10.17% |
| Mar 31, 2020 | -29.28% |
| Dec 31, 2019 | 15.26% |
| Sep 30, 2019 | 140.67% |
| Jun 30, 2019 | 61.52% |
| Mar 31, 2019 | 76.52% |