CNFinance Holdings (CNF) EBT Margin (2017 - 2023)

CNFinance Holdings (CNF) posted EBT Margin of 2.41% for Q4 2023, down 77.88% on a QoQ basis from 10.9% in Q3 2023, and down 180.0% year-over-year from 3.01% in Q4 2022.

CNFinance Holdings (CNF) EBT Margin (2017 - 2023) Analysis & Trends

CNFinance Holdings' EBT Margin history runs 7 years deep, the most recent figure standing at 2.41% for Q4 2023.

  • Quarterly EBT Margin fell 180.0% year-over-year to 2.41% in Q4 2023, while the trailing twelve-month figure through Dec 2023 was 8.01% (up 146.0% YoY) and the FY2025 annual result came in at 67.82%, up 7295.0% from the prior year.
  • EBT Margin was 2.41% for Q4 2023 at CNFinance Holdings, down from 10.9% in the prior quarter.
  • Across five years, EBT Margin topped out at 25.5% in Q3 2019 and bottomed at 57.94% in Q4 2021.
  • A 5-year average of 6.66% and a median of 10.05% in 2022 frame the typical range for EBT Margin.
  • Annual changes were most pronounced in 2021 — EBT Margin slumped 8136 bps — and 2022, when it jumped 6216 bps.
  • CNFinance Holdings' EBT Margin stood at 10.92% in 2019, then soared by 114 bps to 23.42% in 2020, then sank by 347 bps to 57.94% in 2021, then soared by 107 bps to 4.21% in 2022, then plunged by 43 bps to 2.41% in 2023.
  • Business Quant data shows CNF's EBT Margin at 2.41% in Q4 2023, 10.9% in Q3 2023, and 8.64% in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 13.60%
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 84.74%
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 72.25%
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 19.21%
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 8.61%
7 Velocity Financial 681.36 Mn -6.51 Bn - -31.11%
8 UWM Holdings 540.43 Mn 116.43 Mn - 19.69%
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -107.20%
10 Onity 340.51 Mn 215.81 Mn - 41.36%

Historic Data

Download Data
DateValue
Dec 31, 2023 2.41%
Sep 30, 2023 10.90%
Jun 30, 2023 8.64%
Mar 31, 2023 10.15%
Dec 31, 2022 4.21%
Sep 30, 2022 9.95%
Jun 30, 2022 3.33%
Mar 31, 2022 8.96%
Dec 31, 2021 -57.94%
Sep 30, 2021 3.70%
Jun 30, 2021 10.95%
Mar 31, 2021 18.13%
Dec 31, 2020 23.42%
Sep 30, 2020 12.04%
Jun 30, 2020 6.73%
Mar 31, 2020 -12.20%
Dec 31, 2019 10.92%
Sep 30, 2019 25.50%
Jun 30, 2019 19.11%
Mar 31, 2019 14.32%