Federal Home Loan Mortgage (FMCCS) Net Margin (2010 - 2026)
Federal Home Loan Mortgage (FMCCS) reported Net Margin of 0.33% for Q1 2026, up 91.0% year-over-year from 0.17% in Q1 2025, and up 368.52% quarter-over-quarter from 0.12% in Q4 2025.
Federal Home Loan Mortgage (FMCCS) Net Margin (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCCS) has 17 years of Net Margin data on file, last reported at 0.33% in Q1 2026.
- Net Margin for Q1 2026 came in at 0.33%, up 91.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.1% (up 12.0% YoY), and the FY2025 annual result was 0.34%, down 36.0% from the prior year.
- Net Margin climbed to 0.33% in Q1 2026 per FMCCS's latest filing, from 0.12% in the prior quarter.
- Over five years, Net Margin peaked at 3.49% in Q3 2022 and troughed at 2.74% in Q4 2023.
- A 5-year average of 0.12% and a median of 0.12% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2024: Net Margin tumbled 532 bps in 2022, then soared 332 bps in 2024.
- A 5-year view of Net Margin shows it stood at 0.52% in 2022, then sank by 429 bps to 2.74% in 2023, then jumped by 121 bps to 0.58% in 2024, then sank by 121 bps to 0.12% in 2025, then soared by 369 bps to 0.33% in 2026.
- Business Quant data shows FMCCS's Net Margin at 0.33% in Q1 2026, 0.12% in Q4 2025, and 0.28% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | 15.11% |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | 5.95% |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | 18.90% |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | - |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | -44.13% |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | 34.55% |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | -19.18% |
| 10 | Federal Home Loan Mortgage | - | - | - | 0.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.33% |
| Dec 31, 2025 | -0.12% |
| Sep 30, 2025 | -0.28% |
| Jun 30, 2025 | -0.35% |
| Mar 31, 2025 | -0.58% |
| Dec 31, 2024 | 0.58% |
| Sep 30, 2024 | -1.06% |
| Jun 30, 2024 | 0.08% |
| Mar 31, 2024 | 0.43% |
| Dec 31, 2023 | -2.74% |
| Sep 30, 2023 | -0.33% |
| Jun 30, 2023 | 1.01% |
| Mar 31, 2023 | -1.12% |
| Dec 31, 2022 | -0.52% |
| Sep 30, 2022 | 3.49% |
| Jun 30, 2022 | 1.22% |
| Mar 31, 2022 | 2.05% |
| Dec 31, 2021 | 0.40% |
| Sep 30, 2021 | 0.19% |
| Jun 30, 2021 | 1.16% |