CNFinance Holdings (CNF) Net Margin (2017 - 2023)
CNFinance Holdings (CNF) posted Net Margin of 1.94% for Q4 2023, down 85.36% on a QoQ basis from 13.28% in Q3 2023, and down 220.0% year-over-year from 1.62% in Q4 2022.
CNFinance Holdings (CNF) Net Margin (2017 - 2023) Analysis & Trends
CNFinance Holdings' Net Margin history runs 7 years deep, the most recent figure standing at 1.94% for Q4 2023.
- Quarterly Net Margin fell 220.0% year-over-year to 1.94% in Q4 2023, while the trailing twelve-month figure through Dec 2023 was 9.61% (up 174.0% YoY) and the FY2025 annual result came in at 54.4%, up 5841.0% from the prior year.
- Net Margin was 1.94% for Q4 2023 at CNFinance Holdings, down from 13.28% in the prior quarter.
- Across five years, Net Margin topped out at 32.1% in Q3 2019 and bottomed at 50.54% in Q4 2021.
- A 5-year average of 7.75% and a median of 11.76% in 2021 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2021 — Net Margin plunged 6929 bps — and 2022, when it surged 5467 bps.
- CNFinance Holdings' Net Margin stood at 13.92% in 2019, then jumped by 35 bps to 18.75% in 2020, then tumbled by 369 bps to 50.54% in 2021, then soared by 108 bps to 4.14% in 2022, then sank by 53 bps to 1.94% in 2023.
- Business Quant data shows CNF's Net Margin at 1.94% in Q4 2023, 13.28% in Q3 2023, and 10.45% in Q2 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 10.10% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 1.18% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.33% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 15.11% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 5.95% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -22.22% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 18.90% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -44.13% |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 34.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | 1.94% |
| Sep 30, 2023 | 13.28% |
| Jun 30, 2023 | 10.45% |
| Mar 31, 2023 | 12.82% |
| Dec 31, 2022 | 4.14% |
| Sep 30, 2022 | 12.60% |
| Jun 30, 2022 | 3.83% |
| Mar 31, 2022 | 11.32% |
| Dec 31, 2021 | -50.54% |
| Sep 30, 2021 | 4.66% |
| Jun 30, 2021 | 12.20% |
| Mar 31, 2021 | 18.19% |
| Dec 31, 2020 | 18.75% |
| Sep 30, 2020 | 16.01% |
| Jun 30, 2020 | 4.15% |
| Mar 31, 2020 | -9.75% |
| Dec 31, 2019 | 13.92% |
| Sep 30, 2019 | 32.10% |
| Jun 30, 2019 | 14.30% |
| Mar 31, 2019 | 10.64% |