CNFinance Holdings (CNF) Net Margin (2017 - 2023)
CNFinance Holdings (CNF) reported Net Margin of 2.05% for Q4 2023, down 227.0% on a YoY basis from 1.61% in Q4 2022, and down 83.95% quarter-over-quarter from 12.77% in Q3 2023.
CNFinance Holdings (CNF) Net Margin (2017 - 2023) Analysis & Trends
CNFinance Holdings has reported Net Margin for 7 years, with the latest figure at 2.05% in Q4 2023.
- For the quarter ending Q4 2023, Net Margin fell 227.0% year-over-year to 2.05%; the trailing twelve-month figure through Dec 2023 stood at 9.69% (up 175.0% YoY), and the FY2025 full-year result was 178.89%, up 20184.0% from the prior year.
- Net Margin for Q4 2023 stood at 2.05%, down from 12.77% in the prior quarter.
- The five-year high for Net Margin was 28.59% in Q3 2019, with the low at 51.64% in Q4 2021.
- Historically, Net Margin has averaged 7.43% across 5 years, with a median of 11.76% in 2021.
- Annual changes were most pronounced in 2021 — Net Margin sank 6792 bps — and 2022, when it soared 5595 bps.
- CNFinance Holdings' Net Margin stood at 12.82% in 2019, then grew by 27 bps to 16.28% in 2020, then tumbled by 417 bps to 51.64% in 2021, then jumped by 108 bps to 4.32% in 2022, then tumbled by 53 bps to 2.05% in 2023.
- The last three Net Margin figures came in at 2.05% (Q4 2023), 12.77% (Q3 2023), and 10.77% (Q2 2023), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 15.11% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 5.95% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 18.90% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -44.13% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 34.55% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -19.18% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 1.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | 2.05% |
| Sep 30, 2023 | 12.77% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 12.56% |
| Dec 31, 2022 | 4.32% |
| Sep 30, 2022 | 12.60% |
| Jun 30, 2022 | 3.83% |
| Mar 31, 2022 | 11.32% |
| Dec 31, 2021 | -51.64% |
| Sep 30, 2021 | 4.66% |
| Jun 30, 2021 | 12.20% |
| Mar 31, 2021 | 22.99% |
| Dec 31, 2020 | 16.28% |
| Sep 30, 2020 | 14.11% |
| Jun 30, 2020 | 3.65% |
| Mar 31, 2020 | -8.95% |
| Dec 31, 2019 | 12.82% |
| Sep 30, 2019 | 28.59% |
| Jun 30, 2019 | 13.51% |
| Mar 31, 2019 | 10.23% |