CNFinance Holdings CNF
NYSE CNF
$2.00 -0.07 (-3.17%)
As of: Sep 10, 2026 · 12:43 PM EDT

CNFinance Holdings (CNF) Net Margin (2017 - 2023)

CNFinance Holdings' (CNF) quarterly Net Margin came in at 4.31% in Q4 2023, up 59.0% on a YoY basis from 2.71% in Q4 2022, and down 87.05% quarter-over-quarter from 33.31% in Q3 2023.

Analysis

CNFinance Holdings (CNF) Net Margin (2017 - 2023) Analysis & Trends

CNFinance Holdings (CNF) has reported Net Margin for 7 consecutive years, with 4.31% the latest figure, recorded in Q4 2023.

  • For the quarter ending Q4 2023, Net Margin rose 59.0% year-over-year to 4.31%; the trailing twelve-month figure through Dec 2023 stood at 86.7% (changed N/A YoY), and the FY2025 full-year result was 72.79%, down 6733.0% from the prior year.
  • Net Margin declined to 4.31% in Q4 2023 per CNF's latest filing, from 33.31% in the prior quarter.
  • Across five years, Net Margin topped out at 428.27% in Q1 2021 and bottomed at 150.68% in Q4 2021.
  • Historically, Net Margin has averaged 55.3% across 5 years, with a median of 32.17% in 2023.
  • The sharpest annual moves came in 2021 and 2022: Net Margin jumped 45167 bps in 2021, then tumbled 34663 bps in 2022.
  • Over 5 years, Net Margin stood at 19.45% in 2019, then surged by 539 bps to 124.26% in 2020, then sank by 221 bps to 150.68% in 2021, then soared by 102 bps to 3.72% in 2022, then climbed by 16 bps to 4.31% in 2023.
  • According to Business Quant data, Net Margin over the past three periods registered 4.31%, 33.31%, and 31.03% for Q4 2023, Q3 2023, and Q2 2023 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Federal National Mortgage Association Fannie Mae 79.20 Bn 79.20 Bn - 2.02%
2 Rocket Companies 36.90 Bn 33.80 Bn - 8.23%
3 Figure Technology Solutions 8.11 Bn 6.58 Bn 196.67 Mn 38.76%
4 PennyMac Financial Services 3.60 Bn 2.85 Bn 480.08 Mn 4.37%
5 Federal Agricultural Mortgage 2.42 Bn 1.38 Bn - 47.10%
6 CNFinance Holdings 1.37 Bn 1.37 Bn - -
7 Walker & Dunlop 1.34 Bn 1.18 Bn - 0.93%
8 Velocity Financial 695.59 Mn -6.76 Bn - -
9 UWM Holdings 453.97 Mn -44.44 Mn - -50.89%
10 Onity 291.17 Mn 94.87 Mn - -4.56%
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2023 4.31%
Sep 30, 2023 33.31%
Jun 30, 2023 31.03%
Mar 31, 2023 68.11%
Dec 31, 2022 3.72%
Sep 30, 2022 49.55%
Jun 30, 2022 13.15%
Mar 31, 2022 81.65%
Dec 31, 2021 -150.68%
Sep 30, 2021 14.07%
Jun 30, 2021 102.25%
Mar 31, 2021 428.27%
Dec 31, 2020 124.26%
Sep 30, 2020 20.66%
Jun 30, 2020 6.28%
Mar 31, 2020 -23.39%
Dec 31, 2019 19.45%
Sep 30, 2019 177.09%
Jun 30, 2019 46.03%
Mar 31, 2019 56.89%