CNFinance Holdings CNF
NYSE CNF
$2.25 +0.00 (+0.00%)
As of: Aug 21, 2026 · 10:41 AM EDT

CNFinance Holdings (CNF) Net Margin (2017 - 2023)

CNFinance Holdings' (CNF) quarterly Net Margin came in at 3.03% in Q4 2023, down 424.0% YoY from 0.93% in Q4 2022, and down 77.19% on a QoQ basis from 13.28% in Q3 2023.

CNFinance Holdings (CNF) Net Margin (2017 - 2023) Analysis & Trends

CNFinance Holdings (CNF) has 7 years of Net Margin data on file, last reported at 3.03% in Q4 2023.

  • Quarterly Net Margin fell 424.0% year-over-year to 3.03% in Q4 2023, while the trailing twelve-month figure through Dec 2023 was 10.56% (up 73.0% YoY) and the FY2025 annual result came in at 52.33%, up 5230.0% from the prior year.
  • Net Margin eased to 3.03% in Q4 2023, from 13.28% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 40.5% in Q4 2021 to a low of 9.75% in Q1 2020.
  • A 5-year average of 13.25% and a median of 12.51% in 2023 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2021 — Net Margin soared 2794 bps — and 2022, when it sank 3323 bps.
  • Tracing CNF's Net Margin over 5 years: stood at 13.92% in 2019, then surged by 94 bps to 27.05% in 2020, then soared by 50 bps to 40.5% in 2021, then slumped by 82 bps to 7.27% in 2022, then sank by 58 bps to 3.03% in 2023.
  • The last three Net Margin figures came in at 3.03% (Q4 2023), 13.28% (Q3 2023), and 10.45% (Q2 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Rocket Companies 39.55 Bn 36.45 Bn - 8.23%
2 Federal National Mortgage Association Fannie Mae 36.73 Bn 36.73 Bn - 2.02%
3 Federal Home Loan Mortgage 18.50 Bn 14.18 Bn - -0.15%
4 PennyMac Financial Services 3.88 Bn 3.14 Bn 480.08 Mn 4.37%
5 CNFinance Holdings 1.54 Bn 1.47 Bn - -
6 Walker & Dunlop 1.33 Bn 1.17 Bn - 0.93%
7 Velocity Financial 712.05 Mn -6.74 Bn - -27.18%
8 UWM Holdings 474.22 Mn -24.18 Mn - -50.89%
9 Onity 303.29 Mn 106.99 Mn - -4.56%
10 loanDepot 203.59 Mn -107.54 Mn - -1.96%

Historic Data

Download Data
DateValue
Dec 31, 2023 3.03%
Sep 30, 2023 13.28%
Jun 30, 2023 10.45%
Mar 31, 2023 12.82%
Dec 31, 2022 7.27%
Sep 30, 2022 18.95%
Jun 30, 2022 3.83%
Mar 31, 2022 11.32%
Dec 31, 2021 40.50%
Sep 30, 2021 4.66%
Jun 30, 2021 12.20%
Mar 31, 2021 18.19%
Dec 31, 2020 27.05%
Sep 30, 2020 16.01%
Jun 30, 2020 4.15%
Mar 31, 2020 -9.75%
Dec 31, 2019 13.92%
Sep 30, 2019 32.10%
Jun 30, 2019 14.30%
Mar 31, 2019 10.64%