CNFinance Holdings (CNF) Net Margin (2017 - 2023)

CNFinance Holdings (CNF) posted Net Margin of 1.94% for Q4 2023, down 85.36% on a QoQ basis from 13.28% in Q3 2023, and down 220.0% year-over-year from 1.62% in Q4 2022.

CNFinance Holdings (CNF) Net Margin (2017 - 2023) Analysis & Trends

CNFinance Holdings' Net Margin history runs 7 years deep, the most recent figure standing at 1.94% for Q4 2023.

  • Quarterly Net Margin fell 220.0% year-over-year to 1.94% in Q4 2023, while the trailing twelve-month figure through Dec 2023 was 9.61% (up 174.0% YoY) and the FY2025 annual result came in at 54.4%, up 5841.0% from the prior year.
  • Net Margin was 1.94% for Q4 2023 at CNFinance Holdings, down from 13.28% in the prior quarter.
  • Across five years, Net Margin topped out at 32.1% in Q3 2019 and bottomed at 50.54% in Q4 2021.
  • A 5-year average of 7.75% and a median of 11.76% in 2021 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2021 — Net Margin plunged 6929 bps — and 2022, when it surged 5467 bps.
  • CNFinance Holdings' Net Margin stood at 13.92% in 2019, then jumped by 35 bps to 18.75% in 2020, then tumbled by 369 bps to 50.54% in 2021, then soared by 108 bps to 4.14% in 2022, then sank by 53 bps to 1.94% in 2023.
  • Business Quant data shows CNF's Net Margin at 1.94% in Q4 2023, 13.28% in Q3 2023, and 10.45% in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 10.10%
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 1.18%
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 0.33%
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 15.11%
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 5.95%
7 Velocity Financial 681.36 Mn -6.51 Bn - -22.22%
8 UWM Holdings 540.43 Mn 116.43 Mn - 18.90%
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -44.13%
10 Onity 340.51 Mn 215.81 Mn - 34.55%

Historic Data

Download Data
DateValue
Dec 31, 2023 1.94%
Sep 30, 2023 13.28%
Jun 30, 2023 10.45%
Mar 31, 2023 12.82%
Dec 31, 2022 4.14%
Sep 30, 2022 12.60%
Jun 30, 2022 3.83%
Mar 31, 2022 11.32%
Dec 31, 2021 -50.54%
Sep 30, 2021 4.66%
Jun 30, 2021 12.20%
Mar 31, 2021 18.19%
Dec 31, 2020 18.75%
Sep 30, 2020 16.01%
Jun 30, 2020 4.15%
Mar 31, 2020 -9.75%
Dec 31, 2019 13.92%
Sep 30, 2019 32.10%
Jun 30, 2019 14.30%
Mar 31, 2019 10.64%