Growth Metrics

loanDepot (LDI) Net Margin (2020 - 2026)

loanDepot filings provide 6 years of Net Margin readings, the most recent being 10.24% for Q4 2025.

  • On a quarterly basis, Net Margin rose 1596.0% to 10.24% in Q4 2025 year-over-year; TTM through Dec 2025 was 8.96%, a 1011.0% increase, with the full-year FY2025 number at 8.96%, up 1011.0% from a year prior.
  • Net Margin hit 10.24% in Q4 2025 for loanDepot, down from 2.7% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 32.51% in Q1 2021 to a low of 92.99% in Q4 2022.
  • Median Net Margin over the past 5 years was 16.51% (2025), compared with a mean of 19.98%.
  • Biggest five-year swings in Net Margin: crashed -9508bps in 2022 and later surged 6685bps in 2023.
  • loanDepot's Net Margin stood at 2.09% in 2021, then tumbled by -4550bps to 92.99% in 2022, then surged by 72bps to 26.14% in 2023, then dropped by 0bps to 26.2% in 2024, then soared by 61bps to 10.24% in 2025.
  • The last three reported values for Net Margin were 10.24% (Q4 2025), 2.7% (Q3 2025), and 8.95% (Q2 2025) per Business Quant data.