loanDepot (LDI) Net Margin (2020 - 2026)
loanDepot (LDI) reported Net Margin of 19.18% for Q1 2026, down 431.0% on a YoY basis from 5.8% in Q1 2025, and down 81.32% quarter-over-quarter from 10.58% in Q4 2025.
loanDepot (LDI) Net Margin (2020 - 2026) Analysis & Trends
loanDepot has reported Net Margin for 7 years, with the latest figure at 19.18% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 431.0% year-over-year to 19.18%; the trailing twelve-month figure through Mar 2026 stood at 10.13% (up 529.0% YoY), and the FY2025 full-year result was 9.04%, up 1003.0% from the prior year.
- Net Margin for Q1 2026 stood at 19.18%, down from 10.58% in the prior quarter.
- The five-year high for Net Margin was 0.85% in Q3 2024, with the low at 92.99% in Q4 2022.
- Historically, Net Margin has averaged 27.87% across 5 years, with a median of 19.18% in 2026.
- Annual changes were most pronounced in 2022 — Net Margin sank 9508 bps — and 2023, when it soared 6685 bps.
- loanDepot's Net Margin stood at 92.99% in 2022, then soared by 72 bps to 26.14% in 2023, then declined by 0 bps to 26.2% in 2024, then surged by 60 bps to 10.58% in 2025, then sank by 81 bps to 19.18% in 2026.
- The last three Net Margin figures came in at 19.18% (Q1 2026), 10.58% (Q4 2025), and 2.7% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 15.11% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 5.95% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 18.90% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -44.13% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 34.55% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -19.18% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 1.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -19.18% |
| Dec 31, 2025 | -10.58% |
| Sep 30, 2025 | -2.70% |
| Jun 30, 2025 | -8.95% |
| Mar 31, 2025 | -14.87% |
| Dec 31, 2024 | -26.20% |
| Sep 30, 2024 | 0.85% |
| Jun 30, 2024 | -24.81% |
| Mar 31, 2024 | -32.10% |
| Dec 31, 2023 | -26.14% |
| Sep 30, 2023 | -12.90% |
| Jun 30, 2023 | -18.30% |
| Mar 31, 2023 | -44.12% |
| Dec 31, 2022 | -92.99% |
| Sep 30, 2022 | -50.14% |
| Jun 30, 2022 | -72.52% |
| Mar 31, 2022 | -18.14% |
| Dec 31, 2021 | 2.09% |
| Sep 30, 2021 | 16.70% |
| Jun 30, 2021 | 3.37% |