loanDepot (LDI) Net Margin (2020 - 2026)
loanDepot's (LDI) quarterly Net Margin came in at 19.18% in Q1 2026, down 431.0% YoY from 5.8% in Q1 2025, and down 81.32% on a QoQ basis from 10.58% in Q4 2025.
loanDepot (LDI) Net Margin (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of Net Margin data on file, last reported at 19.18% in Q1 2026.
- Quarterly Net Margin fell 431.0% year-over-year to 19.18% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 10.13% (up 530.0% YoY) and the FY2025 annual result came in at 9.04%, up 1003.0% from the prior year.
- Net Margin declined to 19.18% in Q1 2026, from 10.58% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 0.85% in Q3 2024 to a low of 92.99% in Q4 2022.
- A 5-year average of 27.87% and a median of 19.18% in 2026 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin sank 9508 bps — and 2023, when it soared 6685 bps.
- Tracing LDI's Net Margin over 5 years: stood at 92.99% in 2022, then soared by 72 bps to 26.14% in 2023, then declined by 0 bps to 26.2% in 2024, then surged by 60 bps to 10.58% in 2025, then sank by 81 bps to 19.18% in 2026.
- The last three Net Margin figures came in at 19.18% (Q1 2026), 10.58% (Q4 2025), and 2.7% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.99 Bn | 36.89 Bn | - | 8.23% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.55 Bn | 36.55 Bn | - | 2.02% |
| 3 | Federal Home Loan Mortgage | 18.50 Bn | 14.18 Bn | - | -0.15% |
| 4 | PennyMac Financial Services | 3.96 Bn | 3.21 Bn | 480.08 Mn | 4.37% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.93% |
| 7 | Velocity Financial | 708.37 Mn | -6.74 Bn | - | -27.18% |
| 8 | UWM Holdings | 480.97 Mn | -17.43 Mn | - | -50.89% |
| 9 | Onity | 310.60 Mn | 114.30 Mn | - | -4.56% |
| 10 | loanDepot | 202.41 Mn | -108.73 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.96% |
| Mar 31, 2026 | -19.18% |
| Dec 31, 2025 | -10.58% |
| Sep 30, 2025 | -2.70% |
| Jun 30, 2025 | -8.95% |
| Mar 31, 2025 | -14.88% |
| Dec 31, 2024 | -26.20% |
| Sep 30, 2024 | 0.85% |
| Jun 30, 2024 | -24.81% |
| Mar 31, 2024 | -32.10% |
| Dec 31, 2023 | -26.14% |
| Sep 30, 2023 | -12.90% |
| Jun 30, 2023 | -18.30% |
| Mar 31, 2023 | -44.12% |
| Dec 31, 2022 | -92.99% |
| Sep 30, 2022 | -50.14% |
| Jun 30, 2022 | -72.52% |
| Mar 31, 2022 | -18.14% |
| Dec 31, 2021 | 2.09% |
| Sep 30, 2021 | 16.70% |