loanDepot (LDI) Net Margin (2020 - 2026)
loanDepot (LDI) posted Net Margin of 19.18% for Q1 2026, down 81.32% on a QoQ basis from 10.58% in Q4 2025, and down 431.0% year-over-year from 5.8% in Q1 2025.
loanDepot (LDI) Net Margin (2020 - 2026) Analysis & Trends
loanDepot's Net Margin history runs 7 years deep, the most recent figure standing at 19.18% for Q1 2026.
- Quarterly Net Margin fell 431.0% year-over-year to 19.18% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 10.13% (up 530.0% YoY) and the FY2025 annual result came in at 9.04%, up 1003.0% from the prior year.
- Net Margin was 19.18% for Q1 2026 at loanDepot, down from 10.58% in the prior quarter.
- Across five years, Net Margin topped out at 0.85% in Q3 2024 and bottomed at 92.99% in Q4 2022.
- A 5-year average of 27.87% and a median of 19.18% in 2026 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin plunged 9508 bps — and 2023, when it soared 6685 bps.
- loanDepot's Net Margin stood at 92.99% in 2022, then surged by 72 bps to 26.14% in 2023, then retreated by 0 bps to 26.2% in 2024, then jumped by 60 bps to 10.58% in 2025, then tumbled by 81 bps to 19.18% in 2026.
- Business Quant data shows LDI's Net Margin at 19.18% in Q1 2026, 10.58% in Q4 2025, and 2.7% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.09 Bn | 35.40 Bn | - | 10.10% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.55 Bn | 35.55 Bn | - | 1.18% |
| 3 | Federal Home Loan Mortgage | 18.14 Bn | 13.67 Bn | - | 0.33% |
| 4 | PennyMac Financial Services | 4.47 Bn | 3.81 Bn | 523.89 Mn | 15.11% |
| 5 | CNFinance Holdings | 3.20 Bn | 3.12 Bn | - | - |
| 6 | Walker & Dunlop | 1.65 Bn | 1.46 Bn | - | 5.95% |
| 7 | Velocity Financial | 682.91 Mn | -6.51 Bn | - | -22.22% |
| 8 | UWM Holdings | 536.04 Mn | 112.05 Mn | - | 18.90% |
| 9 | Better Home & Finance Holding | 354.29 Mn | 290.03 Mn | - | -44.13% |
| 10 | loanDepot | 231.25 Mn | 67.76 Mn | - | -19.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -19.18% |
| Dec 31, 2025 | -10.58% |
| Sep 30, 2025 | -2.70% |
| Jun 30, 2025 | -8.95% |
| Mar 31, 2025 | -14.88% |
| Dec 31, 2024 | -26.20% |
| Sep 30, 2024 | 0.85% |
| Jun 30, 2024 | -24.81% |
| Mar 31, 2024 | -32.10% |
| Dec 31, 2023 | -26.14% |
| Sep 30, 2023 | -12.90% |
| Jun 30, 2023 | -18.30% |
| Mar 31, 2023 | -44.12% |
| Dec 31, 2022 | -92.99% |
| Sep 30, 2022 | -50.14% |
| Jun 30, 2022 | -72.52% |
| Mar 31, 2022 | -18.14% |
| Dec 31, 2021 | 2.09% |
| Sep 30, 2021 | 16.70% |
| Jun 30, 2021 | 3.37% |