Federal Home Loan Mortgage (FMCCO) Interest Coverage Ratio (2010 - 2026)
Federal Home Loan Mortgage (FMCCO) reported Interest Coverage Ratio of 1.16 for Q1 2026, up 2.24% year-over-year from 1.13 in Q1 2025, and up 3.04% quarter-over-quarter from 1.12 in Q4 2025.
Federal Home Loan Mortgage (FMCCO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCCO) has 17 years of Interest Coverage Ratio data on file, last reported at 1.16 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.16, up 2.24% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.13 (down 1.49% YoY), and the FY2025 annual result was 1.12, down 2.38% from the prior year.
- Interest Coverage Ratio climbed to 1.16 in Q1 2026 per FMCCO's latest filing, from 1.12 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.35 in Q1 2022 and troughed at 1.09 in Q3 2022.
- A 5-year average of 1.15 and a median of 1.15 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio dropped 17.46% in 2022, then advanced 5.8% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.12 in 2022, then rose by 3.86% to 1.16 in 2023, then decreased by 0.1% to 1.16 in 2024, then slipped by 2.88% to 1.12 in 2025, then increased by 3.04% to 1.16 in 2026.
- Business Quant data shows FMCCO's Interest Coverage Ratio at 1.16 in Q1 2026, 1.12 in Q4 2025, and 1.13 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | 2.15 |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | 0.33 |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | 2.74 |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | 2.26 |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | 1.34 |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | -7.89 |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | 1.10 |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | -0.28 |
| 10 | Federal Home Loan Mortgage | - | - | - | 1.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.16 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | 1.13 |
| Jun 30, 2025 | 1.11 |
| Mar 31, 2025 | 1.13 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.16 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.17 |
| Mar 31, 2023 | 1.12 |
| Dec 31, 2022 | 1.12 |
| Sep 30, 2022 | 1.09 |
| Jun 30, 2022 | 1.20 |
| Mar 31, 2022 | 1.35 |
| Dec 31, 2021 | 1.29 |
| Sep 30, 2021 | 1.32 |
| Jun 30, 2021 | 1.44 |