First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2010 - 2026)
First Guaranty Bancshares (FGBI) posted Loans - Loss Allowance of $38.5 million for Q1 2026, down 5.56% on a QoQ basis from $40.8 million in Q4 2025, and down 10.54% year-over-year from $43.0 million in Q1 2025.
First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
First Guaranty Bancshares' Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $38.5 million for Q1 2026.
- Quarterly Loans - Loss Allowance fell 10.54% year-over-year to $38.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $38.5 million (down 10.54% YoY) and the FY2025 annual result came in at $40.8 million, up 17.08% from the prior year.
- Loans - Loss Allowance was $38.5 million for Q1 2026 at First Guaranty Bancshares, down from $40.8 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $85.7 million in Q3 2025 and bottomed at $23.5 million in Q3 2022.
- A 5-year average of $36.3 million and a median of $31.9 million in 2023 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2025 — Loans - Loss Allowance soared 157.54% — and 2026, when it retreated 10.54%.
- First Guaranty Bancshares' Loans - Loss Allowance stood at $23.5 million in 2022, then surged by 31.5% to $30.9 million in 2023, then gained by 12.56% to $34.8 million in 2024, then grew by 17.08% to $40.8 million in 2025, then dropped by 5.56% to $38.5 million in 2026.
- Business Quant data shows FGBI's Loans - Loss Allowance at $38.5 million in Q1 2026, $40.8 million in Q4 2025, and $85.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | First Guaranty Bancshares | 148.42 Mn | -585.35 Mn | - | 38.49 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.49 Mn |
| Dec 31, 2025 | 40.76 Mn |
| Sep 30, 2025 | 85.71 Mn |
| Jun 30, 2025 | 58.87 Mn |
| Mar 31, 2025 | 43.02 Mn |
| Dec 31, 2024 | 34.81 Mn |
| Sep 30, 2024 | 33.28 Mn |
| Jun 30, 2024 | 30.29 Mn |
| Mar 31, 2024 | 31.45 Mn |
| Dec 31, 2023 | 30.93 Mn |
| Sep 30, 2023 | 31.94 Mn |
| Jun 30, 2023 | 31.86 Mn |
| Mar 31, 2023 | 31.47 Mn |
| Dec 31, 2022 | 23.52 Mn |
| Sep 30, 2022 | 23.47 Mn |
| Jun 30, 2022 | 23.58 Mn |
| Mar 31, 2022 | 24.14 Mn |
| Dec 31, 2021 | 24.03 Mn |
| Sep 30, 2021 | 25.34 Mn |
| Jun 30, 2021 | 25.52 Mn |