First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2009 - 2026)
First Guaranty Bancshares (FGBI) recorded Loans - Loss Allowance of $36.4 million in Q3 2026, down 57.5% from $85.71 million a year earlier but up 6.1% from the prior quarter.
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Analysis
First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, First Guaranty Bancshares reported Loans - Loss Allowance of $40.76 million, up 17.1% from FY2024.
- Annual Loans - Loss Allowance has increased for three straight years, with a five-year compound annual growth rate of 10.7% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $34.81 million in FY2024 (+12.6%), $30.93 million in FY2023 (+31.5%), $23.52 million in FY2022 (-2.1%) and $24.03 million in FY2021 (-2.0%).
- Quarterly Loans - Loss Allowance has ranged from $23.47 million in Q3 2022 to $85.71 million in Q3 2025 over the past five years.
- On a year-over-year basis, Loans - Loss Allowance has declined for three consecutive quarters, with growth averaging 26.1% over the last eight quarters.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 157.5% in Q3 2025, against a decline of 57.5% in Q3 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $34.3 million (Q2 2026), $38.49 million (Q1 2026) and $40.76 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | First Guaranty Bancshares | 205.16 Mn | 205.16 Mn | - | 36.40 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 36.40 Mn |
| Jun 30, 2026 | 34.30 Mn |
| Mar 31, 2026 | 38.49 Mn |
| Dec 31, 2025 | 40.76 Mn |
| Sep 30, 2025 | 85.71 Mn |
| Jun 30, 2025 | 58.87 Mn |
| Mar 31, 2025 | 43.02 Mn |
| Dec 31, 2024 | 34.81 Mn |
| Sep 30, 2024 | 33.28 Mn |
| Jun 30, 2024 | 30.29 Mn |
| Mar 31, 2024 | 31.45 Mn |
| Dec 31, 2023 | 30.93 Mn |
| Sep 30, 2023 | 31.94 Mn |
| Jun 30, 2023 | 31.86 Mn |
| Mar 31, 2023 | 31.47 Mn |
| Dec 31, 2022 | 23.52 Mn |
| Sep 30, 2022 | 23.47 Mn |
| Jun 30, 2022 | 23.58 Mn |
| Mar 31, 2022 | 24.14 Mn |
| Dec 31, 2021 | 24.03 Mn |
API Access
First Guaranty Bancshares Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FGBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();