First Guaranty Bancshares, Inc. (FGBI) Loans - Loss Allowance (2010 - 2026)
First Guaranty Bancshares (FGBI) recorded Loans - Loss Allowance of $34.3 million in Q2 2026, down 41.7% from $58.87 million a year earlier and down 10.9% from the prior quarter.
First Guaranty Bancshares, Inc. (FGBI) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, First Guaranty Bancshares reported Loans - Loss Allowance of $40.76 million, up 17.1% from FY2024.
- Annual Loans - Loss Allowance has increased for three straight years, with a five-year compound annual growth rate of 10.7% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $34.81 million in FY2024 (+12.6%), $30.93 million in FY2023 (+31.5%), $23.52 million in FY2022 (-2.1%) and $24.03 million in FY2021 (-2.0%).
- The Q2 2026 figure is the lowest quarterly Loans - Loss Allowance since Q3 2024.
- On a year-over-year basis, Loans - Loss Allowance rose in six of the last eight quarters, with growth averaging 33.8%.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 157.5% in Q3 2025, against a decline of 41.7% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $38.49 million (Q1 2026), $40.76 million (Q4 2025) and $85.71 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.30 Mn |
| Mar 31, 2026 | 38.49 Mn |
| Dec 31, 2025 | 40.76 Mn |
| Sep 30, 2025 | 85.71 Mn |
| Jun 30, 2025 | 58.87 Mn |
| Mar 31, 2025 | 43.02 Mn |
| Dec 31, 2024 | 34.81 Mn |
| Sep 30, 2024 | 33.28 Mn |
| Jun 30, 2024 | 30.29 Mn |
| Mar 31, 2024 | 31.45 Mn |
| Dec 31, 2023 | 30.93 Mn |
| Sep 30, 2023 | 31.94 Mn |
| Jun 30, 2023 | 31.86 Mn |
| Mar 31, 2023 | 31.47 Mn |
| Dec 31, 2022 | 23.52 Mn |
| Sep 30, 2022 | 23.47 Mn |
| Jun 30, 2022 | 23.58 Mn |
| Mar 31, 2022 | 24.14 Mn |
| Dec 31, 2021 | 24.03 Mn |
| Sep 30, 2021 | 25.34 Mn |
First Guaranty Bancshares, Inc. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FGBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();