First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2010 - 2026)
First Guaranty Bancshares' (FGBI) quarterly Loans - Loss Allowance came in at $38.5 million in Q1 2026, down 10.54% YoY from $43.0 million in Q1 2025, and down 5.56% on a QoQ basis from $40.8 million in Q4 2025.
First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
First Guaranty Bancshares (FGBI) has 17 years of Loans - Loss Allowance data on file, last reported at $38.5 million in Q1 2026.
- Quarterly Loans - Loss Allowance fell 10.54% year-over-year to $38.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $38.5 million (down 10.54% YoY) and the FY2025 annual result came in at $40.8 million, up 17.08% from the prior year.
- Loans - Loss Allowance declined to $38.5 million in Q1 2026, from $40.8 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $85.7 million in Q3 2025 to a low of $23.5 million in Q3 2022.
- A 5-year average of $36.3 million and a median of $31.9 million in 2023 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2025 — Loans - Loss Allowance soared 157.54% — and 2026, when it dropped 10.54%.
- Tracing FGBI's Loans - Loss Allowance over 5 years: stood at $23.5 million in 2022, then soared by 31.5% to $30.9 million in 2023, then increased by 12.56% to $34.8 million in 2024, then advanced by 17.08% to $40.8 million in 2025, then decreased by 5.56% to $38.5 million in 2026.
- The last three Loans - Loss Allowance figures came in at $38.5 million (Q1 2026), $40.8 million (Q4 2025), and $85.7 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | First Guaranty Bancshares | 144.24 Mn | -637.34 Mn | - | 34.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.49 Mn |
| Dec 31, 2025 | 40.76 Mn |
| Sep 30, 2025 | 85.71 Mn |
| Jun 30, 2025 | 58.87 Mn |
| Mar 31, 2025 | 43.02 Mn |
| Dec 31, 2024 | 34.81 Mn |
| Sep 30, 2024 | 33.28 Mn |
| Jun 30, 2024 | 30.29 Mn |
| Mar 31, 2024 | 31.45 Mn |
| Dec 31, 2023 | 30.93 Mn |
| Sep 30, 2023 | 31.94 Mn |
| Jun 30, 2023 | 31.86 Mn |
| Mar 31, 2023 | 31.47 Mn |
| Dec 31, 2022 | 23.52 Mn |
| Sep 30, 2022 | 23.47 Mn |
| Jun 30, 2022 | 23.58 Mn |
| Mar 31, 2022 | 24.14 Mn |
| Dec 31, 2021 | 24.03 Mn |
| Sep 30, 2021 | 25.34 Mn |
| Jun 30, 2021 | 25.52 Mn |