First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2010 - 2026)

First Guaranty Bancshares (FGBI) posted Loans - Loss Allowance of $38.5 million for Q1 2026, down 5.56% on a QoQ basis from $40.8 million in Q4 2025, and down 10.54% year-over-year from $43.0 million in Q1 2025.

First Guaranty Bancshares (FGBI) Loans - Loss Allowance (2010 - 2026) Analysis & Trends

First Guaranty Bancshares' Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $38.5 million for Q1 2026.

  • Quarterly Loans - Loss Allowance fell 10.54% year-over-year to $38.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $38.5 million (down 10.54% YoY) and the FY2025 annual result came in at $40.8 million, up 17.08% from the prior year.
  • Loans - Loss Allowance was $38.5 million for Q1 2026 at First Guaranty Bancshares, down from $40.8 million in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $85.7 million in Q3 2025 and bottomed at $23.5 million in Q3 2022.
  • A 5-year average of $36.3 million and a median of $31.9 million in 2023 frame the typical range for Loans - Loss Allowance.
  • Annual changes were most pronounced in 2025 — Loans - Loss Allowance soared 157.54% — and 2026, when it retreated 10.54%.
  • First Guaranty Bancshares' Loans - Loss Allowance stood at $23.5 million in 2022, then surged by 31.5% to $30.9 million in 2023, then gained by 12.56% to $34.8 million in 2024, then grew by 17.08% to $40.8 million in 2025, then dropped by 5.56% to $38.5 million in 2026.
  • Business Quant data shows FGBI's Loans - Loss Allowance at $38.5 million in Q1 2026, $40.8 million in Q4 2025, and $85.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 4.83 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 12.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 4.66 Bn
10 First Guaranty Bancshares 148.42 Mn -585.35 Mn - 38.49 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 38.49 Mn
Dec 31, 2025 40.76 Mn
Sep 30, 2025 85.71 Mn
Jun 30, 2025 58.87 Mn
Mar 31, 2025 43.02 Mn
Dec 31, 2024 34.81 Mn
Sep 30, 2024 33.28 Mn
Jun 30, 2024 30.29 Mn
Mar 31, 2024 31.45 Mn
Dec 31, 2023 30.93 Mn
Sep 30, 2023 31.94 Mn
Jun 30, 2023 31.86 Mn
Mar 31, 2023 31.47 Mn
Dec 31, 2022 23.52 Mn
Sep 30, 2022 23.47 Mn
Jun 30, 2022 23.58 Mn
Mar 31, 2022 24.14 Mn
Dec 31, 2021 24.03 Mn
Sep 30, 2021 25.34 Mn
Jun 30, 2021 25.52 Mn