Atm & Debit Card Fees was First Capital’s largest product and service line in fiscal 2025, bringing in $4.54M of $7.17M (63%).
| Product and Service | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Atm & Debit Card Fees | $4.35M | $4.49M | $4.47M | $4.54M | ||||||
| Service Charges On Deposit Accounts | — | $2.34M | $2.40M | $2.45M | ||||||
| Deposit Account | $2.27M | — | — | — | ||||||
| Investment Advisory, Management & Administrative Service | $427.00K | — | — | — | ||||||
| Other | — | $177.00K | $190.00K | $180.00K | ||||||
| Product & Service, Other | $100.00K | — | — | — | ||||||
| Total | $7.15M | $7.01M | $7.06M | $7.17M |
First Capital brought in $7.17M from its three product and service lines in fiscal 2025, the year ended December 31, 2025. That was up 1.6% from $7.06M in fiscal 2024. Atm & Debit Card Fees was the largest at $4.54M (63.3%), ahead of Service Charges On Deposit Accounts at $2.45M (34.2%) and Other at $180.00K (2.5%).
Compared with fiscal 2024, Service Charges On Deposit Accounts grew fastest, up 2.0% to $2.45M, while Other fell the most, down 5.3% to $180.00K.
First Capital began breaking out Service Charges On Deposit Accounts in fiscal 2023 and Other in fiscal 2023. First Capital stopped reporting Deposit Account ($2.27M in fiscal 2022), Investment Advisory, Management & Administrative Service ($427.00K in fiscal 2022) and Product & Service, Other ($100.00K in fiscal 2022) as separate lines.
First Capital (FCAP) reports its revenue by product and service. In fiscal 2025, Atm & Debit Card Fees was its largest product and service line, bringing in $4.54M (63.3% of the total), followed by Service Charges On Deposit Accounts at $2.45M (34.2%).
Atm & Debit Card Fees was First Capital's largest product and service line in fiscal 2025, bringing in $4.54M, or 63.3% of the $7.17M total across its three product and service lines.
Among First Capital's product and service lines that make up at least 2% of revenue, Service Charges On Deposit Accounts grew fastest in fiscal 2025, up 2.0% from $2.40M to $2.45M.
Every figure comes from First Capital's annual financial filings, as reported. Each line keeps the name First Capital gives it, and years follow its fiscal calendar.
First Capital's revenue by product and service goes back to fiscal 2016, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.