First Capital Inc (FCAP) Interest Coverage Ratio (2010 - 2026)
First Capital's (FCAP) Interest Coverage Ratio came in at 2.70 for Q2 2026, up 111.7% from 1.28 a year earlier and up 6.8% from the prior quarter.
First Capital Inc (FCAP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at First Capital was 1.99, up 91.2% year-over-year; for FY2025, it came in at 2.35, up 144.0% from FY2024.
- In prior years, First Capital's Interest Coverage Ratio was 0.97 in FY2024 (-42.2%), 1.67 in FY2023 (-81.3%), 8.93 in FY2022 (-26.3%) and 12.13 in FY2021 (+59.9%).
- The Q2 2026 figure stands as the highest quarterly Interest Coverage Ratio since Q1 2023.
- On a year-over-year basis, Interest Coverage Ratio increased in four of the last seven quarters, with growth averaging 45.3%.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q1 2026, with growth of 143.6%; the weakest was Q2 2023, with a decline of 88.3%.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.70 |
| Mar 31, 2026 | 2.53 |
| Sep 30, 2025 | 1.50 |
| Jun 30, 2025 | 1.28 |
| Mar 31, 2025 | 1.04 |
| Dec 31, 2024 | 1.04 |
| Sep 30, 2024 | 0.84 |
| Jun 30, 2024 | 0.93 |
| Mar 31, 2024 | 1.07 |
| Dec 31, 2023 | 1.16 |
| Sep 30, 2023 | 1.41 |
| Jun 30, 2023 | 1.38 |
| Mar 31, 2023 | 4.61 |
| Dec 31, 2022 | 6.36 |
| Sep 30, 2022 | 9.74 |
| Jun 30, 2022 | 11.84 |
| Mar 31, 2022 | 11.58 |
| Dec 31, 2021 | 12.27 |
| Sep 30, 2021 | 12.72 |
| Jun 30, 2021 | 11.18 |
First Capital Inc Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCAP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FCAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();