Enova International (ENVA) Return on Equity [ROE] (2014 - 2026)
Enova International's Return on Equity [ROE] came in at 24.95% for Q3 2026, up 1.62 percentage points from 23.33% a year earlier and up 0.43 percentage points from the prior quarter.
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Analysis
Enova International (ENVA) Return on Equity [ROE] (2014 - 2026) Analysis & Trends
For FY2025, Enova International's Return on Equity [ROE] was 24.34%, up 7.16 percentage points from FY2024.
- Return on Equity [ROE] carries a five-year change of -34.00 percentage points (FY2020 to FY2025).
- Going back by year, Return on Equity [ROE] was 17.19% in FY2024 (+2.75 pp), 14.44% in FY2023 (-3.77 pp), 18.20% in FY2022 (-7.35 pp) and 25.55% in FY2021 (-32.79 pp).
- The Q3 2026 figure represents the highest quarterly Return on Equity [ROE] since Q3 2021.
- Year-over-year, Return on Equity [ROE] has increased for nine consecutive quarters, with an average year-over-year change of +4.67 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Equity [ROE] over five years came in Q3 2025 (a gain of 7.81 percentage points), and the weakest in Q4 2021 (a drop of 27.56 percentage points).
- Business Quant data shows ENVA's Return on Equity [ROE] at 24.52% (Q2 2026), 23.85% (Q1 2026) and 23.54% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.26 Bn | 30.07 Bn | - | 5.45% |
| 2 | Orix | 40.39 Bn | 9.11 Bn | 12.74 Bn | 14.08% |
| 3 | Royalty Pharma | 30.85 Bn | 27.81 Bn | - | 13.69% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.41 Bn | 24.41 Bn | - | 13.05% |
| 5 | Synchrony Financial | 23.65 Bn | -43.98 Bn | - | 19.93% |
| 6 | Affirm Holdings | 23.35 Bn | 17.04 Bn | - | 41.65% |
| 7 | Royal Gold | 21.50 Bn | 20.68 Bn | 390.45 Mn | 9.87% |
| 8 | Annaly Capital Management | 14.39 Bn | 5.35 Bn | - | 6.91% |
| 9 | Ares Capital | 14.00 Bn | 11.75 Bn | - | - |
| 10 | Enova International | 4.43 Bn | 4.03 Bn | 614.36 Mn | 24.95% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 24.95% |
| Jun 30, 2026 | 24.52% |
| Mar 31, 2026 | 23.85% |
| Dec 31, 2025 | 23.54% |
| Sep 30, 2025 | 23.33% |
| Jun 30, 2025 | 21.13% |
| Mar 31, 2025 | 19.55% |
| Dec 31, 2024 | 17.63% |
| Sep 30, 2024 | 15.52% |
| Jun 30, 2024 | 15.53% |
| Mar 31, 2024 | 14.44% |
| Dec 31, 2023 | 14.00% |
| Sep 30, 2023 | 15.23% |
| Jun 30, 2023 | 16.33% |
| Mar 31, 2023 | 17.11% |
| Dec 31, 2022 | 17.79% |
| Sep 30, 2022 | 18.21% |
| Jun 30, 2022 | 18.79% |
| Mar 31, 2022 | 21.51% |
| Dec 31, 2021 | 23.08% |
API Access
Enova International Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();