Encore Capital (ECPG) Loans - Net (2012 - 2026)

Encore Capital (ECPG) posted Loans - Net of $4.4 billion for Q1 2026, up 1.51% sequentially from $4.4 billion in Q4 2025, and up 12.27% YoY from $4.0 billion in Q1 2025.

Encore Capital (ECPG) Loans - Net (2012 - 2026) Analysis & Trends

Encore Capital has reported Loans - Net for 7 years, with the latest figure at $4.4 billion in Q1 2026.

  • Quarterly Loans - Net rose 12.27% year-over-year to $4.4 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $4.4 billion (up 12.27% YoY) and the FY2025 annual result came in at $4.4 billion, up 15.76% from the prior year.
  • Loans - Net advanced to $4.4 billion in Q1 2026 per ECPG's latest filing, from $4.4 billion in the prior quarter.
  • Over five years, Loans - Net peaked at $4.4 billion in Q1 2026 and troughed at $3.1 billion in Q4 2022.
  • A 5-year average of $3.8 billion and a median of $3.7 billion in 2024 frame the typical range for Loans - Net.
  • The sharpest annual moves came in 2022 and 2025: Loans - Net climbed 0.74% in 2022, then increased 16.78% in 2025.
  • Over 5 years, Loans - Net stood at $3.1 billion in 2022, then gained by 12.31% to $3.5 billion in 2023, then gained by 8.88% to $3.8 billion in 2024, then advanced by 15.76% to $4.4 billion in 2025, then gained by 1.51% to $4.4 billion in 2026.
  • According to Business Quant data, Loans - Net over the past three periods registered $4.4 billion, $4.4 billion, and $4.3 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 212.19 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 434.20 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 91.90 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.06 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.38 Bn
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn 4.44 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.44 Bn
Mar 31, 2026 4.44 Bn
Dec 31, 2025 4.37 Bn
Dec 31, 2025 4.37 Bn
Sep 30, 2025 4.27 Bn
Sep 30, 2025 4.27 Bn
Jun 30, 2025 4.18 Bn
Jun 30, 2025 4.18 Bn
Mar 31, 2025 3.95 Bn
Mar 31, 2025 3.95 Bn
Dec 31, 2024 3.78 Bn
Dec 31, 2024 3.78 Bn
Sep 30, 2024 3.72 Bn
Sep 30, 2024 3.72 Bn
Jun 30, 2024 3.58 Bn
Jun 30, 2024 3.58 Bn
Mar 31, 2024 3.53 Bn
Mar 31, 2024 3.53 Bn
Dec 31, 2023 3.47 Bn
Dec 31, 2023 3.47 Bn