Encore Capital ECPG
NASDAQ ECPG
$99.54 -0.64 (-0.64%)
At close: Sep 18, 2026 · 4:00 PM EDT

Encore Capital (ECPG) Loans - Net (2012 - 2026)

Encore Capital's (ECPG) quarterly Loans - Net came in at $4.6 billion in Q2 2026, up 10.15% year-over-year from $4.2 billion in Q2 2025, and up 3.88% quarter-over-quarter from $4.4 billion in Q1 2026.

Analysis

Encore Capital (ECPG) Loans - Net (2012 - 2026) Analysis & Trends

Encore Capital has disclosed Loans - Net across 8 years of filings, most recently posting $4.6 billion for Q2 2026.

  • In Q2 2026, Loans - Net rose 10.15% year-over-year to $4.6 billion; the TTM figure through Jun 2026 stood at $4.6 billion (up 10.15% YoY), while the FY2025 annual figure was $4.4 billion, up 15.76% from the prior year.
  • Loans - Net came in at $4.6 billion for Q2 2026 at Encore Capital, up from $4.4 billion in the prior quarter.
  • In the past five years, Loans - Net ranged from a high of $4.6 billion in Q2 2026 to a low of $3.1 billion in Q4 2022.
  • Average Loans - Net over 5 years is $3.8 billion, with a median of $3.7 billion recorded in 2024.
  • Year-over-year, Loans - Net advanced 0.74% in 2022 and grew 16.78% in 2025.
  • Over 5 years, Loans - Net stood at $3.1 billion in 2022, then increased by 12.31% to $3.5 billion in 2023, then increased by 8.88% to $3.8 billion in 2024, then rose by 15.76% to $4.4 billion in 2025, then climbed by 5.45% to $4.6 billion in 2026.
  • Per Business Quant data, the three most recent Loans - Net figures were $4.6 billion in Q2 2026, $4.4 billion in Q1 2026, and $4.4 billion in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn -
2 Royalty Pharma 33.59 Bn 35.70 Bn - -
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn -
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 4.61 Bn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 6.66 Bn
7 Jefferson Capital 1.18 Bn 1.16 Bn - -
8 Lufax Holding 1.04 Bn -1.23 Bn - -
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn -
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 4.61 Bn
Mar 31, 2026 4.44 Bn
Dec 31, 2025 4.37 Bn
Sep 30, 2025 4.27 Bn
Jun 30, 2025 4.18 Bn
Mar 31, 2025 3.95 Bn
Dec 31, 2024 3.78 Bn
Sep 30, 2024 3.72 Bn
Jun 30, 2024 3.58 Bn
Mar 31, 2024 3.53 Bn
Dec 31, 2023 3.47 Bn
Sep 30, 2023 3.32 Bn
Jun 30, 2023 3.33 Bn
Dec 31, 2022 3.09 Bn
Dec 31, 2021 3.07 Bn
Mar 31, 2013 153.58 Mn
Dec 31, 2012 135.10 Mn
Sep 30, 2012 138.22 Mn
Jun 30, 2012 142.58 Mn