Encore Capital (ECPG) Loans - Net (2012 - 2026)
Encore Capital's (ECPG) quarterly Loans - Net came in at $4.6 billion in Q2 2026, up 10.15% year-over-year from $4.2 billion in Q2 2025, and up 3.88% quarter-over-quarter from $4.4 billion in Q1 2026.
Analysis
Encore Capital (ECPG) Loans - Net (2012 - 2026) Analysis & Trends
Encore Capital has disclosed Loans - Net across 8 years of filings, most recently posting $4.6 billion for Q2 2026.
- In Q2 2026, Loans - Net rose 10.15% year-over-year to $4.6 billion; the TTM figure through Jun 2026 stood at $4.6 billion (up 10.15% YoY), while the FY2025 annual figure was $4.4 billion, up 15.76% from the prior year.
- Loans - Net came in at $4.6 billion for Q2 2026 at Encore Capital, up from $4.4 billion in the prior quarter.
- In the past five years, Loans - Net ranged from a high of $4.6 billion in Q2 2026 to a low of $3.1 billion in Q4 2022.
- Average Loans - Net over 5 years is $3.8 billion, with a median of $3.7 billion recorded in 2024.
- Year-over-year, Loans - Net advanced 0.74% in 2022 and grew 16.78% in 2025.
- Over 5 years, Loans - Net stood at $3.1 billion in 2022, then increased by 12.31% to $3.5 billion in 2023, then increased by 8.88% to $3.8 billion in 2024, then rose by 15.76% to $4.4 billion in 2025, then climbed by 5.45% to $4.6 billion in 2026.
- Per Business Quant data, the three most recent Loans - Net figures were $4.6 billion in Q2 2026, $4.4 billion in Q1 2026, and $4.4 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | - |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 4.61 Bn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 6.66 Bn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | - |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.61 Bn |
| Mar 31, 2026 | 4.44 Bn |
| Dec 31, 2025 | 4.37 Bn |
| Sep 30, 2025 | 4.27 Bn |
| Jun 30, 2025 | 4.18 Bn |
| Mar 31, 2025 | 3.95 Bn |
| Dec 31, 2024 | 3.78 Bn |
| Sep 30, 2024 | 3.72 Bn |
| Jun 30, 2024 | 3.58 Bn |
| Mar 31, 2024 | 3.53 Bn |
| Dec 31, 2023 | 3.47 Bn |
| Sep 30, 2023 | 3.32 Bn |
| Jun 30, 2023 | 3.33 Bn |
| Dec 31, 2022 | 3.09 Bn |
| Dec 31, 2021 | 3.07 Bn |
| Mar 31, 2013 | 153.58 Mn |
| Dec 31, 2012 | 135.10 Mn |
| Sep 30, 2012 | 138.22 Mn |
| Jun 30, 2012 | 142.58 Mn |