Encore Capital (ECPG) Loans - Net (2012 - 2026)
Encore Capital (ECPG) posted Loans - Net of $4.4 billion for Q1 2026, up 1.51% sequentially from $4.4 billion in Q4 2025, and up 12.27% YoY from $4.0 billion in Q1 2025.
Encore Capital (ECPG) Loans - Net (2012 - 2026) Analysis & Trends
Encore Capital has reported Loans - Net for 7 years, with the latest figure at $4.4 billion in Q1 2026.
- Quarterly Loans - Net rose 12.27% year-over-year to $4.4 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $4.4 billion (up 12.27% YoY) and the FY2025 annual result came in at $4.4 billion, up 15.76% from the prior year.
- Loans - Net advanced to $4.4 billion in Q1 2026 per ECPG's latest filing, from $4.4 billion in the prior quarter.
- Over five years, Loans - Net peaked at $4.4 billion in Q1 2026 and troughed at $3.1 billion in Q4 2022.
- A 5-year average of $3.8 billion and a median of $3.7 billion in 2024 frame the typical range for Loans - Net.
- The sharpest annual moves came in 2022 and 2025: Loans - Net climbed 0.74% in 2022, then increased 16.78% in 2025.
- Over 5 years, Loans - Net stood at $3.1 billion in 2022, then gained by 12.31% to $3.5 billion in 2023, then gained by 8.88% to $3.8 billion in 2024, then advanced by 15.76% to $4.4 billion in 2025, then gained by 1.51% to $4.4 billion in 2026.
- According to Business Quant data, Loans - Net over the past three periods registered $4.4 billion, $4.4 billion, and $4.3 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 212.19 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 434.20 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 91.90 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.06 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.38 Bn |
| 10 | Encore Capital | 2.11 Bn | 1.89 Bn | -14.20 Mn | 4.44 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.44 Bn |
| Mar 31, 2026 | 4.44 Bn |
| Dec 31, 2025 | 4.37 Bn |
| Dec 31, 2025 | 4.37 Bn |
| Sep 30, 2025 | 4.27 Bn |
| Sep 30, 2025 | 4.27 Bn |
| Jun 30, 2025 | 4.18 Bn |
| Jun 30, 2025 | 4.18 Bn |
| Mar 31, 2025 | 3.95 Bn |
| Mar 31, 2025 | 3.95 Bn |
| Dec 31, 2024 | 3.78 Bn |
| Dec 31, 2024 | 3.78 Bn |
| Sep 30, 2024 | 3.72 Bn |
| Sep 30, 2024 | 3.72 Bn |
| Jun 30, 2024 | 3.58 Bn |
| Jun 30, 2024 | 3.58 Bn |
| Mar 31, 2024 | 3.53 Bn |
| Mar 31, 2024 | 3.53 Bn |
| Dec 31, 2023 | 3.47 Bn |
| Dec 31, 2023 | 3.47 Bn |