Encore Capital ECPG
NASDAQ ECPG
$99.54 -0.64 (-0.64%)
At close: Sep 18, 2026 · 4:00 PM EDT

Encore Capital (ECPG) Interest Income - Net (2012 - 2026)

Encore Capital's (ECPG) quarterly Interest Income - Net came in at $418.0 million in Q2 2026, up 13.52% year-over-year from $368.2 million in Q2 2025, and up 3.88% quarter-over-quarter from $402.4 million in Q1 2026.

Analysis

Encore Capital (ECPG) Interest Income - Net (2012 - 2026) Analysis & Trends

Encore Capital has disclosed Interest Income - Net across 14 years of filings, most recently posting $418.0 million for Q2 2026.

  • In Q2 2026, Interest Income - Net rose 13.52% year-over-year to $418.0 million; the TTM figure through Jun 2026 stood at $1.6 billion (up 35.12% YoY), while the FY2025 annual figure was $1.5 billion, up 38.64% from the prior year.
  • Interest Income - Net came in at $418.0 million for Q2 2026 at Encore Capital, up from $402.4 million in the prior quarter.
  • In the past five years, Interest Income - Net ranged from a high of $465.0 million in Q1 2022 to a low of $191.7 million in Q4 2022.
  • Average Interest Income - Net over 5 years is $312.5 million, with a median of $297.0 million recorded in 2024.
  • Year-over-year, Interest Income - Net tumbled 42.85% in 2023 and surged 102.09% in 2025.
  • Over 5 years, Interest Income - Net stood at $191.7 million in 2022, then climbed by 16.28% to $222.9 million in 2023, then decreased by 11.56% to $197.1 million in 2024, then surged by 102.09% to $398.4 million in 2025, then gained by 4.92% to $418.0 million in 2026.
  • Per Business Quant data, the three most recent Interest Income - Net figures were $418.0 million in Q2 2026, $402.4 million in Q1 2026, and $398.4 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn -
2 Royalty Pharma 33.59 Bn 35.70 Bn - -
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn -
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 417.97 Mn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 620.88 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - -
8 Lufax Holding 1.04 Bn -1.23 Bn - -
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn -
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 417.97 Mn
Mar 31, 2026 402.36 Mn
Dec 31, 2025 398.36 Mn
Sep 30, 2025 386.11 Mn
Jun 30, 2025 368.18 Mn
Mar 31, 2025 322.25 Mn
Dec 31, 2024 197.12 Mn
Sep 30, 2024 300.17 Mn
Jun 30, 2024 293.91 Mn
Mar 31, 2024 272.62 Mn
Dec 31, 2023 222.89 Mn
Sep 30, 2023 259.06 Mn
Jun 30, 2023 273.06 Mn
Mar 31, 2023 265.80 Mn
Dec 31, 2022 191.68 Mn
Sep 30, 2022 268.44 Mn
Jun 30, 2022 319.86 Mn
Mar 31, 2022 465.05 Mn
Dec 31, 2021 319.22 Mn
Sep 30, 2021 371.75 Mn