Encore Capital (ECPG) Interest Income - Net (2012 - 2026)
Encore Capital's (ECPG) quarterly Interest Income - Net came in at $418.0 million in Q2 2026, up 13.52% year-over-year from $368.2 million in Q2 2025, and up 3.88% quarter-over-quarter from $402.4 million in Q1 2026.
Analysis
Encore Capital (ECPG) Interest Income - Net (2012 - 2026) Analysis & Trends
Encore Capital has disclosed Interest Income - Net across 14 years of filings, most recently posting $418.0 million for Q2 2026.
- In Q2 2026, Interest Income - Net rose 13.52% year-over-year to $418.0 million; the TTM figure through Jun 2026 stood at $1.6 billion (up 35.12% YoY), while the FY2025 annual figure was $1.5 billion, up 38.64% from the prior year.
- Interest Income - Net came in at $418.0 million for Q2 2026 at Encore Capital, up from $402.4 million in the prior quarter.
- In the past five years, Interest Income - Net ranged from a high of $465.0 million in Q1 2022 to a low of $191.7 million in Q4 2022.
- Average Interest Income - Net over 5 years is $312.5 million, with a median of $297.0 million recorded in 2024.
- Year-over-year, Interest Income - Net tumbled 42.85% in 2023 and surged 102.09% in 2025.
- Over 5 years, Interest Income - Net stood at $191.7 million in 2022, then climbed by 16.28% to $222.9 million in 2023, then decreased by 11.56% to $197.1 million in 2024, then surged by 102.09% to $398.4 million in 2025, then gained by 4.92% to $418.0 million in 2026.
- Per Business Quant data, the three most recent Interest Income - Net figures were $418.0 million in Q2 2026, $402.4 million in Q1 2026, and $398.4 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | - |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 417.97 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 620.88 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | - |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 417.97 Mn |
| Mar 31, 2026 | 402.36 Mn |
| Dec 31, 2025 | 398.36 Mn |
| Sep 30, 2025 | 386.11 Mn |
| Jun 30, 2025 | 368.18 Mn |
| Mar 31, 2025 | 322.25 Mn |
| Dec 31, 2024 | 197.12 Mn |
| Sep 30, 2024 | 300.17 Mn |
| Jun 30, 2024 | 293.91 Mn |
| Mar 31, 2024 | 272.62 Mn |
| Dec 31, 2023 | 222.89 Mn |
| Sep 30, 2023 | 259.06 Mn |
| Jun 30, 2023 | 273.06 Mn |
| Mar 31, 2023 | 265.80 Mn |
| Dec 31, 2022 | 191.68 Mn |
| Sep 30, 2022 | 268.44 Mn |
| Jun 30, 2022 | 319.86 Mn |
| Mar 31, 2022 | 465.05 Mn |
| Dec 31, 2021 | 319.22 Mn |
| Sep 30, 2021 | 371.75 Mn |