ECB Bancorp, Inc. /MD/ (ECBK) Loans - Loss Allowance (2021 - 2026)
ECB Bancorp (ECBK) recorded Loans - Loss Allowance of $10.24 million in Q2 2026, up 3.6% from $9.89 million a year earlier but down 1.7% from the prior quarter.
Powered by 
Analysis
ECB Bancorp, Inc. /MD/ (ECBK) Loans - Loss Allowance (2021 - 2026) Analysis & Trends
At the end of FY2025, ECB Bancorp reported Loans - Loss Allowance of $10.26 million, up 15.4% from FY2024.
- Annual Loans - Loss Allowance has increased for four straight years, with a four-year compound annual growth rate of 24.7% (FY2021 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $8.88 million in FY2024 (+3.4%), $8.59 million in FY2023 (+19.3%), $7.2 million in FY2022 (+70.0%) and $4.24 million in FY2021.
- Quarterly Loans - Loss Allowance has ranged from $4.15 million in Q3 2021 to $10.41 million in Q1 2026 over the past five years.
- On a year-over-year basis, Loans - Loss Allowance has increased for three consecutive quarters, with growth averaging 8.7% over the last seven quarters.
- Across the past five years, year-over-year growth in Loans - Loss Allowance ran from 1.6% in Q1 2025 to 89.5% in Q1 2023.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.24 Mn |
| Mar 31, 2026 | 10.41 Mn |
| Dec 31, 2025 | 10.26 Mn |
| Jun 30, 2025 | 9.89 Mn |
| Mar 31, 2025 | 8.81 Mn |
| Dec 31, 2024 | 8.88 Mn |
| Sep 30, 2024 | 9.07 Mn |
| Jun 30, 2024 | 9.03 Mn |
| Mar 31, 2024 | 8.67 Mn |
| Dec 31, 2023 | 8.59 Mn |
| Sep 30, 2023 | 8.29 Mn |
| Jun 30, 2023 | 8.47 Mn |
| Mar 31, 2023 | 8.26 Mn |
| Dec 31, 2022 | 7.20 Mn |
| Sep 30, 2022 | 6.04 Mn |
| Jun 30, 2022 | 5.11 Mn |
| Mar 31, 2022 | 4.36 Mn |
| Dec 31, 2021 | 4.24 Mn |
| Sep 30, 2021 | 4.15 Mn |
| Jun 30, 2021 | 4.06 Mn |
API Access
ECB Bancorp, Inc. /MD/ Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ECBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "ECBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ECBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();