ECB Bancorp (ECBK) Loans - Loss Allowance (2021 - 2026)

ECB Bancorp (ECBK) has reported Loans - Loss Allowance for 6 consecutive years, with $10.4 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Loans - Loss Allowance rose 18.21% year-over-year to $10.4 million; the TTM figure through Mar 2026 stood at $10.4 million (up 18.21% YoY), while the FY2025 annual figure was $10.3 million, up 15.43% from the prior year.
• Loans - Loss Allowance improved to $10.4 million in Q1 2026 per ECBK's latest filing, from $10.3 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $10.4 million in Q1 2026 and bottomed at $4.4 million in Q1 2022.
• Historically, Loans - Loss Allowance has averaged $8.2 million across 5 years, with a median of $8.6 million in 2023.
• Annual changes were most pronounced in 2023 — Loans - Loss Allowance soared 89.51% — and 2025, when it rose 1.59%.
• ECB Bancorp's Loans - Loss Allowance stood at $7.2 million in 2022, then grew by 19.32% to $8.6 million in 2023, then grew by 3.41% to $8.9 million in 2024, then advanced by 15.43% to $10.3 million in 2025, then increased by 1.53% to $10.4 million in 2026.
• Business Quant data shows ECBK's Loans - Loss Allowance at $10.4 million in Q1 2026, $10.3 million in Q4 2025, and $9.9 million in Q2 2025.