ECB Bancorp (ECBK) Loans - Loss Allowance (2021 - 2026)
ECB Bancorp's (ECBK) quarterly Loans - Loss Allowance came in at $10.4 million in Q1 2026, up 18.21% year-on-year from $8.8 million in Q1 2025, and up 1.53% on a QoQ basis from $10.3 million in Q4 2025.
ECB Bancorp (ECBK) Loans - Loss Allowance (2021 - 2026) Analysis & Trends
ECB Bancorp (ECBK) has 6 years of Loans - Loss Allowance data on file, last reported at $10.4 million in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 18.21% year-over-year to $10.4 million in Q1 2026; TTM through Mar 2026 was $10.4 million, a 18.21% increase from a year earlier, with the FY2025 full-year figure at $10.3 million, up 15.43% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $10.4 million, up from $10.3 million in the prior quarter.
- Over the last five years, Loans - Loss Allowance for ECBK reached as high as $10.4 million in Q1 2026 and fell as low as $4.4 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $8.2 million across 5 years, with a median of $8.6 million in 2023.
- Across the five-year window, Loans - Loss Allowance jumped 89.51% in 2023 and grew 1.59% in 2025, its largest moves.
- Year by year, Loans - Loss Allowance stood at $7.2 million in 2022, then rose by 19.32% to $8.6 million in 2023, then rose by 3.41% to $8.9 million in 2024, then grew by 15.43% to $10.3 million in 2025, then gained by 1.53% to $10.4 million in 2026.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $10.4 million in Q1 2026, $10.3 million in Q4 2025, and $9.9 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | ECB Bancorp | 162.37 Mn | -57.17 Mn | - | 10.41 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.41 Mn |
| Dec 31, 2025 | 10.26 Mn |
| Jun 30, 2025 | 9.89 Mn |
| Mar 31, 2025 | 8.81 Mn |
| Dec 31, 2024 | 8.88 Mn |
| Sep 30, 2024 | 9.07 Mn |
| Jun 30, 2024 | 9.03 Mn |
| Mar 31, 2024 | 8.67 Mn |
| Dec 31, 2023 | 8.59 Mn |
| Sep 30, 2023 | 8.29 Mn |
| Jun 30, 2023 | 8.47 Mn |
| Mar 31, 2023 | 8.26 Mn |
| Dec 31, 2022 | 7.20 Mn |
| Sep 30, 2022 | 6.04 Mn |
| Jun 30, 2022 | 5.11 Mn |
| Mar 31, 2022 | 4.36 Mn |
| Dec 31, 2021 | 4.24 Mn |
| Sep 30, 2021 | 4.15 Mn |
| Jun 30, 2021 | 4.06 Mn |
| Mar 31, 2021 | 3.97 Mn |