Dave (DAVE) Times Interest Earned (2021 - 2026)
Dave's (DAVE) quarterly Times Interest Earned came in at 20.16 in Q2 2026, up 5.63% year-over-year from 19.08 in Q2 2025, and down 30.1% quarter-over-quarter from 28.84 in Q1 2026.
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Dave (DAVE) Times Interest Earned (2021 - 2026) Analysis & Trends
Dave has disclosed Times Interest Earned across 6 years of filings, most recently posting 20.16 for Q2 2026.
- In Q2 2026, Times Interest Earned rose 5.63% year-over-year to 20.16; the TTM figure through Jun 2026 stood at 24.8 (up 181.26% YoY), while the FY2025 annual figure was 21.74, up 16044.74% from the prior year.
- Times Interest Earned came in at 20.16 for Q2 2026 at Dave, down from 28.84 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of 31.86 in Q4 2025 to a low of 5.53 in Q3 2024.
- Average Times Interest Earned over 5 years is 6.33, with a median of 1.11 recorded in 2024.
- Year-over-year, Times Interest Earned sank 31931.34% in 2022 and soared 2149.17% in 2025.
- Over 5 years, Times Interest Earned stood at 3.24 in 2022, then jumped by 70.88% to 0.94 in 2023, then jumped by 877.54% to 7.34 in 2024, then soared by 333.87% to 31.86 in 2025, then plunged by 36.73% to 20.16 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were 20.16 in Q2 2026, 28.84 in Q1 2026, and 31.86 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | - |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 68.90 |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 20.16 |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 28.51 |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 2.61 |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -3.68 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 20.16 |
| Mar 31, 2026 | 28.84 |
| Dec 31, 2025 | 31.86 |
| Sep 30, 2025 | 19.37 |
| Jun 30, 2025 | 19.08 |
| Mar 31, 2025 | 16.02 |
| Dec 31, 2024 | 7.34 |
| Sep 30, 2024 | -5.53 |
| Jun 30, 2024 | -0.93 |
| Mar 31, 2024 | -1.27 |
| Dec 31, 2023 | -0.94 |
| Sep 30, 2023 | -1.94 |
| Jun 30, 2023 | -2.73 |
| Mar 31, 2023 | -3.26 |
| Dec 31, 2022 | -3.24 |
| Sep 30, 2022 | -2.34 |
| Jun 30, 2022 | -3.39 |
| Mar 31, 2022 | -3.07 |
| Dec 31, 2021 | -0.23 |
| Sep 30, 2021 | -0.10 |