Dave DAVE
NASDAQ DAVE
$380.69 -10.17 (-2.60%)
At close: Sep 4, 2026 · 4:00 PM EDT

Dave (DAVE) Net Margin (2021 - 2026)

Dave's (DAVE) quarterly Net Margin came in at 3.92% in Q2 2026, down 295.0% year-over-year from 2.01% in Q2 2025, and down 89.29% quarter-over-quarter from 36.57% in Q1 2026.

Analysis

Dave (DAVE) Net Margin (2021 - 2026) Analysis & Trends

Dave has disclosed Net Margin across 6 years of filings, most recently posting 3.92% for Q2 2026.

  • In Q2 2026, Net Margin fell 295.0% year-over-year to 3.92%; the TTM figure through Jun 2026 stood at 24.78% (up 1441.0% YoY), while the FY2025 annual figure was 23.95%, up 1021.0% from the prior year.
  • Net Margin came in at 3.92% for Q2 2026 at Dave, down from 36.57% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 61.09% in Q3 2025 to a low of 83.62% in Q3 2022.
  • Average Net Margin over 5 years is 6.79%, with a median of 2.82% recorded in 2025.
  • Year-over-year, Net Margin tumbled 8855 bps in 2022 and surged 7031 bps in 2024.
  • Over 5 years, Net Margin stood at 36.02% in 2022, then surged by 140 bps to 14.31% in 2023, then tumbled by 54 bps to 6.56% in 2024, then tumbled by 74 bps to 1.72% in 2025, then surged by 128 bps to 3.92% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 3.92% in Q2 2026, 36.57% in Q1 2026, and 1.72% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 4.16%
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 17.27%
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 3.92%
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 13.59%
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 3.97%
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -6.85%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.92%
Mar 31, 2026 36.57%
Dec 31, 2025 1.72%
Sep 30, 2025 61.09%
Jun 30, 2025 6.86%
Mar 31, 2025 26.68%
Dec 31, 2024 6.56%
Sep 30, 2024 0.50%
Jun 30, 2024 7.94%
Mar 31, 2024 46.51%
Dec 31, 2023 14.31%
Sep 30, 2023 -18.31%
Jun 30, 2023 -36.94%
Mar 31, 2023 -23.80%
Dec 31, 2022 -36.02%
Sep 30, 2022 -83.62%
Jun 30, 2022 -59.20%
Mar 31, 2022 -77.07%
Dec 31, 2021 -37.05%
Sep 30, 2021 -19.63%