Dave (DAVE) FCF Margin (2021 - 2026)
Dave's FCF Margin was 39.90% in Q2 2026, down 11.79 percentage points from 51.69% a year earlier and down 11.87 percentage points from the prior quarter.
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Analysis
Dave (DAVE) FCF Margin (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, Dave's FCF Margin was 50.73% through Jun 30, 2026, up 6.41 percentage points year-over-year; for FY2025, it came in at 52.28%, up 16.30 percentage points from FY2024.
- FCF Margin has now increased for three consecutive years, with a four-year change of +52.87 percentage points (FY2021 to FY2025).
- In earlier years, FCF Margin was 35.98% in FY2024 (+23.22 pp), 12.76% in FY2023 (+35.03 pp), -22.27% in FY2022 (-21.67 pp) and -0.60% in FY2021.
- The Q2 2026 figure marks the lowest quarterly FCF Margin since Q2 2024.
- Compared with a year earlier, FCF Margin was higher in seven of the last eight quarters, with an average year-over-year change of +12.43 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q3 2023 (a gain of 48.82 percentage points); the worst was Q3 2022 (a drop of 37.30 percentage points).
- Per Business Quant data, DAVE's FCF Margin in the three quarters before Q2 2026 was 51.77% (Q1 2026), 56.93% (Q4 2025) and 55.19% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.14 Bn | 8.36 Bn | - | 20.44% |
| 2 | Block | 46.88 Bn | 18.18 Bn | 3.17 Bn | 14.61% |
| 3 | Coinbase Global | 45.23 Bn | 2.04 Bn | - | 16.17% |
| 4 | Corpay | 26.75 Bn | 16.64 Bn | - | 105.74% |
| 5 | Fiserv | 25.65 Bn | 22.32 Bn | 2.90 Bn | 18.61% |
| 6 | Global Payments | 23.03 Bn | 822.89 Mn | 2.03 Bn | 12.86% |
| 7 | Guidewire Software | 15.40 Bn | 11.97 Bn | 269.68 Mn | 68.54% |
| 8 | Bitmine Immersion Technologies | 12.73 Bn | 10.11 Bn | 40.81 Mn | 62.27% |
| 9 | Chime Financial | 11.63 Bn | 7.42 Bn | 594.87 Mn | 29.49% |
| 10 | Dave | 4.71 Bn | 4.07 Bn | 160.49 Mn | 39.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.90% |
| Mar 31, 2026 | 51.77% |
| Dec 31, 2025 | 56.93% |
| Sep 30, 2025 | 55.19% |
| Jun 30, 2025 | 51.69% |
| Mar 31, 2025 | 41.87% |
| Dec 31, 2024 | 41.32% |
| Sep 30, 2024 | 39.97% |
| Jun 30, 2024 | 34.84% |
| Mar 31, 2024 | 24.90% |
| Dec 31, 2023 | 21.34% |
| Sep 30, 2023 | 23.26% |
| Jun 30, 2023 | 15.27% |
| Mar 31, 2023 | -12.21% |
| Dec 31, 2022 | -6.97% |
| Sep 30, 2022 | -25.56% |
| Jun 30, 2022 | -30.99% |
| Mar 31, 2022 | -29.94% |
| Dec 31, 2021 | -11.48% |
| Sep 30, 2021 | 11.74% |
API Access
Dave FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=DAVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "DAVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=DAVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();