Dave DAVE
NASDAQ DAVE
$380.69 -10.17 (-2.60%)
At close: Sep 4, 2026 · 4:00 PM EDT

Dave (DAVE) EBT Margin (2021 - 2026)

Dave's (DAVE) quarterly EBT Margin came in at 8.59% in Q2 2026, down 14.0% year-over-year from 9.99% in Q2 2025, and down 80.6% quarter-over-quarter from 44.29% in Q1 2026.

Analysis

Dave (DAVE) EBT Margin (2021 - 2026) Analysis & Trends

Dave has disclosed EBT Margin across 6 years of filings, most recently posting 8.59% for Q2 2026.

  • In Q2 2026, EBT Margin fell 14.0% year-over-year to 8.59%; the TTM figure through Jun 2026 stood at 32.24% (up 1752.0% YoY), while the FY2025 annual figure was 30.32%, up 1293.0% from the prior year.
  • EBT Margin came in at 8.59% for Q2 2026 at Dave, down from 44.29% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 50.86% in Q1 2024 to a low of 83.58% in Q3 2022.
  • Average EBT Margin over 5 years is 4.94%, with a median of 3.31% recorded in 2024.
  • Year-over-year, EBT Margin slumped 8848 bps in 2022 and soared 7464 bps in 2024.
  • Over 5 years, EBT Margin stood at 36.24% in 2022, then jumped by 101 bps to 0.38% in 2023, then surged by 4512 bps to 17.35% in 2024, then soared by 126 bps to 39.23% in 2025, then sank by 78 bps to 8.59% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 8.59% in Q2 2026, 44.29% in Q1 2026, and 39.23% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 4.19%
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 21.70%
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 8.59%
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 14.43%
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 4.92%
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -7.02%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 8.59%
Mar 31, 2026 44.29%
Dec 31, 2025 39.23%
Sep 30, 2025 38.77%
Jun 30, 2025 8.73%
Mar 31, 2025 31.37%
Dec 31, 2024 17.35%
Sep 30, 2024 0.91%
Jun 30, 2024 5.71%
Mar 31, 2024 50.86%
Dec 31, 2023 0.38%
Sep 30, 2023 -18.30%
Jun 30, 2023 -36.92%
Mar 31, 2023 -23.79%
Dec 31, 2022 -36.24%
Sep 30, 2022 -83.58%
Jun 30, 2022 -59.15%
Mar 31, 2022 -77.02%
Dec 31, 2021 -36.67%
Sep 30, 2021 -19.64%