Growth Metrics

Dave (DAVE) EBT Margin (2021 - 2025)

Dave (DAVE) has disclosed EBT Margin for 5 consecutive years, with 39.23% as the latest value for Q4 2025.

  • Quarterly EBT Margin rose 2188.0% to 39.23% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 30.32% through Dec 2025, up 1293.0% year-over-year, with the annual reading at 30.32% for FY2025, 1293.0% up from the prior year.
  • EBT Margin hit 39.23% in Q4 2025 for Dave, up from 38.77% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 50.86% in Q1 2024 to a low of 83.58% in Q3 2022.
  • Historically, EBT Margin has averaged 9.44% across 5 years, with a median of 0.95% in 2023.
  • Biggest five-year swings in EBT Margin: tumbled -8848bps in 2022 and later skyrocketed 7464bps in 2024.
  • Year by year, EBT Margin stood at 36.67% in 2021, then rose by 1bps to 36.24% in 2022, then soared by 101bps to 0.38% in 2023, then skyrocketed by 4512bps to 17.35% in 2024, then surged by 126bps to 39.23% in 2025.
  • Business Quant data shows EBT Margin for DAVE at 39.23% in Q4 2025, 38.77% in Q3 2025, and 8.73% in Q2 2025.