Dave (DAVE) EBT Margin (2021 - 2026)
Dave (DAVE) recorded EBT Margin of 8.59% in Q2 2026, down 0.14 percentage points from 8.73% a year earlier and down 35.70 percentage points from the prior quarter.
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Analysis
Dave (DAVE) EBT Margin (2021 - 2026) Analysis & Trends
On a TTM basis, Dave's EBT Margin came in at 32.24% as of Jun 30, 2026, up 17.52 percentage points year-over-year; for FY2025, it came in at 30.32%, up 12.93 percentage points from FY2024.
- Annual EBT Margin has increased for three straight years, with a four-year change of +43.32 percentage points (FY2021 to FY2025).
- Across earlier years, EBT Margin came in at 17.39% in FY2024 (+36.07 pp), -18.68% in FY2023 (+44.28 pp), -62.96% in FY2022 (-49.96 pp) and -13.00% in FY2021.
- The Q2 2026 figure is the lowest quarterly EBT Margin since Q3 2024.
- On a year-over-year basis, EBT Margin rose in six of the last eight quarters, with an average year-over-year change of +11.53 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 74.64 percentage points in Q1 2024, against a drop of 88.48 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 44.29% (Q1 2026), 39.23% (Q4 2025) and 38.77% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 15.09% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 4.56% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -32.41% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 25.75% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 14.64% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 3.14% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 11.02% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -179.64% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 4.19% |
| 10 | Dave | 4.62 Bn | 3.98 Bn | 160.49 Mn | 8.59% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.59% |
| Mar 31, 2026 | 44.29% |
| Dec 31, 2025 | 39.23% |
| Sep 30, 2025 | 38.77% |
| Jun 30, 2025 | 8.73% |
| Mar 31, 2025 | 31.37% |
| Dec 31, 2024 | 17.35% |
| Sep 30, 2024 | 0.91% |
| Jun 30, 2024 | 5.71% |
| Mar 31, 2024 | 50.86% |
| Dec 31, 2023 | 0.38% |
| Sep 30, 2023 | -18.30% |
| Jun 30, 2023 | -36.92% |
| Mar 31, 2023 | -23.79% |
| Dec 31, 2022 | -36.24% |
| Sep 30, 2022 | -83.58% |
| Jun 30, 2022 | -59.15% |
| Mar 31, 2022 | -77.02% |
| Dec 31, 2021 | -36.67% |
| Sep 30, 2021 | -19.64% |
API Access
Dave EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=DAVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "DAVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=DAVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();