Dave DAVE
NASDAQ DAVE
$380.69 -10.17 (-2.60%)
At close: Sep 4, 2026 · 4:00 PM EDT

Dave (DAVE) Asset Utilization Ratio (2021 - 2026)

Dave's (DAVE) quarterly Asset Utilization Ratio came in at 1.17 in Q2 2026, down 8.34% year-over-year from 1.28 in Q2 2025, and down 1.6% quarter-over-quarter from 1.19 in Q1 2026.

Analysis

Dave (DAVE) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Dave has disclosed Asset Utilization Ratio across 6 years of filings, most recently posting 1.17 for Q2 2026.

  • In Q2 2026, Asset Utilization Ratio fell 8.34% year-over-year to 1.17; the TTM figure through Jun 2026 stood at 1.17 (down 8.34% YoY), while the FY2025 annual figure was 1.41, up 20.42% from the prior year.
  • Asset Utilization Ratio came in at 1.17 for Q2 2026 at Dave, down from 1.19 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 1.28 in Q2 2025 to a low of 0.45 in Q2 2022.
  • Average Asset Utilization Ratio over 5 years is 0.97, with a median of 1.1 recorded in 2024.
  • Year-over-year, Asset Utilization Ratio retreated 17.93% in 2022 and jumped 73.01% in 2023.
  • Over 5 years, Asset Utilization Ratio stood at 0.62 in 2022, then surged by 40.94% to 0.88 in 2023, then jumped by 37.92% to 1.21 in 2024, then decreased by 0.87% to 1.2 in 2025, then slipped by 2.91% to 1.17 in 2026.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 1.17 in Q2 2026, 1.19 in Q1 2026, and 1.2 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 1.25
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 0.82
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 1.17
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 0.76
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 0.38
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 0.59
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.17
Mar 31, 2026 1.19
Dec 31, 2025 1.20
Sep 30, 2025 1.23
Jun 30, 2025 1.28
Mar 31, 2025 1.24
Dec 31, 2024 1.21
Sep 30, 2024 1.23
Jun 30, 2024 1.21
Mar 31, 2024 1.03
Dec 31, 2023 0.88
Sep 30, 2023 0.83
Jun 30, 2023 0.79
Mar 31, 2023 0.71
Dec 31, 2022 0.62
Sep 30, 2022 0.54
Jun 30, 2022 0.45
Mar 31, 2022 0.60
Dec 31, 2021 0.76